Question for folks at IPG agencies. Just got an offer from one of their agencies in NYC. When can you start contribute to 401k and HSA?? Right after you are hired? Or do you need to wait 3, 6, or 12 months?

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I was able to as soon as i started. However, my contributions are only vested after 3 years

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You need to ask questions as part of your negotiation. Now’s the time.

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Most IPG is unlimited PTO (though they enforce usage of a certain amount which is good). So it’s not a point of negotiation.

I used to work at an IPG agency - 401(k) can start on day 1. Health insurance begins either one month in or the first of the new month (don't remember exactly which).

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30 days from your hire date (just started at an IPG shop this week)

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I’d also recommend asking for a bonus specifically for your 401k to cover any losses you might of incurred by leaving before the vesting period ended

In 2021 I think you could start your 401k after your first pay period and then health insurance was the first of the month after one full month.

It's something like after the first pay period. There is 50% matching immediately, and it vests after 3 years. So you find a nice $30k tax free in your retirement account in month 37.

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