Quick poll: how much do you all have saved? Age? Level at your firm? I’m 31, with ~$200K, manager. Split is roughly 60/40 401k vs. other

Hey Fishies!

Property owner wizardry required-

1.First home buyer lesson you wouldn't do again
2.First home buyer lesson you would do again

Just keep swimmin' - THANK YOU!

I inherited around 70k in a TD AmericanExpress IRA account. Just turned 30...I MIGHT use the $$ as a house down payment down the road, but would actually prefer to invest it longterm for retirement. Already maxing out 401k and Roth. What would be the best investment options?

Rate my portfolio.
45% VTI
30% QQQ
5% GBTC
Leaves me with 20% left to invest what should I invest in. I am young and can be risky.

Can someone share experience of No broker's relax plan? Will it worth to buy while flat hunting?

All my six-figure salary consultant friends are ranting about how poor they feel right now because their IRAs/portfolios are down. Think the people in this industry need to take time to volunteer or engage with some tougher parts of town and understand that by virtue of even having investment accounts, that they’re more financially safe than at least 50% of America. Sad to see

I’m a renter with 10 months left on my lease. Have an option to invest in a 3 unit property with someone who would live in one of the units. Would it be a bad decision to invest but continue renting?

Was there ever a time you wanted to give up being a real estate agent?

A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

Morning all. I am looking for a favour/solid advice. I've been in the interview process for a dream role over the past month or so and just found out I didn't get the job after final round 🙃.

Unfortunately this isn't the first time this has happened during the past year searching. Looking for a SC level role within healthcare/public sector consulting firm. I know the job scene is a bit miserable currently but if anyone in the bowl is aware of a role I would love to have a chat.

Thanks all

Anyone going to play AMZN earnings? It’s hard to say if we will still have low expectations this quarter but have to think AWS has done real well this quarter. It’s probably too early to tell how much WMT + is stealing business. The wild card is if they announce stock split.

What are some cool perks/ benefits at PE firms? I know it isn’t close to MBB but anything?

Got my first job working retail! I'm so excited. I'm only 18 and I know it's not that much but I'm happy that I get to earn my very own money.

Officially on maternity leave for 8 months after today!! I also got the green light for promotion, pretty happy with all things Deloitte right now! 👌🏻👏🏻

How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!

Can you get MBA tuition reimbursement if you’re a Digital Strategy Analyst? Or, do you need to be baptized as a pure Strategy Analyst?

Red flag? I use TD's robo investor for my IRA and personal investment portfolio. I noticed it chooses the same ETFs, although potentially a different ratio. This seems that it's not properly diversified for long and mid term. Should I be concerned, or just let the investment fly?

Hi Fishes,

I have previously worked for Reliance Jio, couldn't withdraw my PF money. How can I get that now ?

Good afternoon!
Calling all LPNs!
Could anyone share their pay rate, current position, experience level and basic location?
Trying to get a feel for how much we are generally getting.

Thanks in Advance.

Will need to migrate to office 365 soon. What’s the difference for excel from the 2013 version?

Should I prioritize getting a rec from my current senior manager who doesn’t know me super well (worked together 3 months so far) but generally likes me...

How big of a red flag is it that a company doesn’t have a marketing strategy/plan in place? I’ve been asking for this from my director but alway get some type of an excuse so I’m starting to believe there isn’t one. We are a company with over 200+ employees and 4+ locations

My manager was sharing screens with me a week ago, and by mistake, he overshared some of his bachelor party plans. Now he is all embarrassed. I think his plans were funny, but I don't know how to don't make it awkward anymore. Any advice?

I am currently working as analytics professional. Some of the work included but not limited to are Insights generation, root cause analysis, creation and maintenance of data pipeline for owned charters and projects.

Regularly used tools are SQL (Hive, Trino, MSSQL), python, dashboarding tool.

Currently looking out for opportunities. If you have something into data science and analytics then please let me know. Will share my resume with you.

Regards,

startup Gig Alert: I am looking for a brand designer to join our startup team at Lifelines (truly a startup and we’re not in stores yet). We’re a product company set for revolutionizing how people approach sensorial wellness and I’m looking for someone with holistic experience in branding / art direction with a clear, bold visual style. Around 5 years of experience preferred. But work and personality trump years in experience. Always remote+unlimited PTO. Send me books / portfolios.

Fishes, If I have already accepted job offer in Capgemini on 2nd December and on 15 December I am rejecting that offer and i am joining other company.
Will I be blocked from Capgemini?Tata Consultancy Cognizant

Can i ask ADP to revise my salary if i have counter offer with more fixed component.

Does Steve Ballmer own up to his mistakes at Microsoft these days?

Hey guys.. can someone help me with the salary bracket for Manager at EY tech consulting ? Position is in the US

how is VMware SASE business unit doing?
is it good? 🧐

My son (1 yr old) holds a multiple entry Indian visa. We visited India this May and came back in August. We might have to travel to India again in November. Is there a cooling off period?

I have a layover arriving and departing from terminal five in London Heathrow. It's a 3.5 hour layover. Can I visit the Centurion lounge in terminal 3 and will I have time?

Is Deloitte allowed to use Robinhood? It's not a robo adviser and obviously you wouldn't invest in your clients. Or wealthfront?

What is the deal with online lenders for mortgage? Has anyone used them or know why they are substantially cheaper rates? What’s the downside?

So I've been reading about opportunity zones. Is anyone investing in the area? I had some questions I wanted to ask

I had a baby almost a year ago. I should start a 529 account for my child but I am originally from France which also makes her a French citizen and she could easily go to college in France for not much money. It’s pretty much free there, I have 0 Student loan debt. With that in mind, a 529 would not be super helpful if we go that route. Should I consider other options? Do you have suggestions? Thanks so much!

Market was up 5% today, but now down 2% in after hours. Looks like tmrw might be another bloodbath

Looking to sale majority of my holdings in next bear market rally. Does folks who do tech analysis think we have started one from Friday. Want to sale as much before we get another brutal sale-off before mid terms.

New start coming out of undergrad - other than maxing out 401k contribution to 18.5k in the year, what other low hanging fruit should I get? (I.e. I’ve heard of a Roth ira but not sure what it is)

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

What are the best investment books or authors for beginners? What are the best podcasts, YouTube channels or bloggers to follow? What are your favorite stock trading platforms? And if you finally have six figures cash ready to invest, what's the best place to start? Which broker / financial advisor would you recommend? This is only for 3-5 years to ultimately buy a decent home for my family.

I'm clearly a dummy so any help is greatly appreciated.

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

Anyone have experience using John Hancock as a 401k provider?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Thoughts on the Marcus Investment robo advisory rolled out by Goldman a few weeks ago? They charge low fees which is great, but I have a hard time seeing what makes it different than others.

Mortgage PITI payment would be about 50% of take home pay, but it fits easily within my budget. We max out 401k, HSA, and backdoor Roth. We also have about 150k in savings in case things get tight and saving an additional 1k per month. Is this still too tight?

Probably a stupid question for most of you, so apologies: if I invest $10k in stocks/bonds combo, make $400 profit, and decide to withdraw 10k after 4 months. Do I pay taxes on that or taxes kick in once I go above the amount of $ I invested?

My investing strategy is just to DCA into an S&P 500 index fund and keep buying and holding. If I understand correctly, the sole disadvantage this has compared to a tax sheltered retirement account is that the quarterly dividends will be taxed? But even so, they’ll be taxed at a lower qualified dividend rate since I’m automatically reinvesting those dividends.

I can’t stop feeling so behind all the time. It seems like every one of my peers doesn’t have to worry about student loans, car insurance (paid by their parents still) etc. I keep thinking about how if I didn’t have all these bills I’d maybe have some savings that I could be proud of. Currently A2 making 65K in HOL and I feel like I’ll never be able to save up for a down payment or wedding or anything. Just feeling discouraged.

Should I invest in Tesla or Apple? Looking at least 1+ yr to hold

Best stock to buy right now that no one is talking about for a long term hold?

Is it financially irresponsible to buy a home that requires you to divert what you’re currently saving / investing monthly to pay the mortgage?