Quick poll: how much do you all have saved? Age? Level at your firm? I’m 31, with ~$200K, manager. Split is roughly 60/40 401k vs. other

like
Posting as :
works at
You are currently posting as works at
Highlighted IconHIGHLIGHTED

Started investing since 24 making 40k a year to 160k

Net value is 1.6 million

smartlike

We actually live in NYC with a kid. Since I started working made sure to max 401k and Roth. Invested in stocks on the side. Wife works full time and has separate retirement and investment accounts, around same worth as mine. We just don’t really spend much besides mortgage and food and use points for travel.

like
Recent IconRecent

32 - $575k ($250 401k, 130k Roth, 100k brokerage, 10k cryptos, 50k investment property, 35k cash) not including about 200k in home equity or spouses $$. With a goal to retire by 45

like

29, saved $50k including 401k

like

23 60k including 401k

like

30 $285k. Excludes equity in 2 condos.

like

38 - 1.4M, 1.2M excluding primary residence

like

P1 - for me it was starting early and being diligent. I’m surprised at how many young 20 somethings have the opportunity to start saving but they don’t because they either don’t know better or prioritize spending. But it did suck putting away so much money when I was like 22-25. Also had to pay for a ring and put my wife through grad school without taking any loans.

likesmart

Buy moissanite wedding rings. Diamonds are for chumps!

like

29, 350k split between investments and 401k

No land owned

like

I had low paying jobs $40-$50k while in grad school (life sciences) and then switching careers was tough with zero negotiation leverage or business skills. Places I worked did not even offer benefits. Eventually got traction but now I feel 3-4 years behind financially where I would have like to have been. I’m stashing away as much as I can while I can!

like

PwC3, how do you have so much in your Traditional/Roth IRA at only 29?

like

Same A3... definitely don’t feel behind. Probably I thought I was ahead... then I read this thread haha. Though, I suppose “ahead” is very relative. To our peers on FB, we may seem in line, but truly against our peers in the world, we are likely far ahead

like

24, staff, $142k including 401k

like

EY - How have you saved that much!

like

28, SA
$106k (37k Roth IRA, 34.5k Taxable, 34.5k 401k)
Home Value: $700k
Outstanding Mortgage: $487k)

like

35 - $550k including 401k, IRA, taxable investments and cash. Excludes home equity.

like

32 - $470k excluding the house

like

And the wedding

like

PW3 That makes more sense - dual income makes a tremendous difference. I suspect most of the high numbers above are dual.

like

Related Posts

CryptoCom is still alive, and it seems it will survive!

likefunny

Let’s share with each other how we are making or planning on making that income .
It is a strange time we live in but it’s time to hustle up .

like

Serious student loan interest rate question. Option 1) 4.6% fixed interest rate over 7 years. Option 2) 3.57% fixed APR over 7 years, compounded daily, applied monthly. Cont.

like

Hi! I joined a startup last month and was offered 30,000 stock options with a value of $60,000 with a 4 year vesting period with 1 year cliff. What does this mean? Is it good? It’s the first time I’m getting stock options and I haven’t yet been provided the stock options contract (they said it’s coming).

The real estate market is .. interesting here to say the least. UT alumn, always have wanted property here. Make 130k all in but finding that my monthly will be closer to 3500-4K (including taxes, PMI, HOA, P&I, insurance) for anything that’s reasonable. I do intend to house hack or Airbnb if possible. I just can’t justify ~1k towards just taxes a month and also interest rates are sitting up near 6% but sounds like refinancing is an option in the near future hopefully. Should I wait or just not?

like

Hello Fishes, I am new to Unites States and make around $6500 monthly after taxes and deductions. I need some advice on how should I structure my sayings and investment. Here are some fact about me 1. Living in Greater NYC area and my rent is around $1200 + $120 utilities(living with roommates). 2. Right now my main goal is to start putting some money for retirement, save for a house and have a emergency fund(would love to hear what you thing is a good amount to save for this).

like

Anyone work for NYC HEALTH & HOSPITAL that can talk about quality of work? Benefits, WLB, WFH, workload (!!), billable hours (??) etc? TYIA

like

Looking to transition to a new career, possibly to SWE. I have a physical science background with some student loan debt. Before I dive into more student loans, I wanted to check out some Software Engineering boot camps....

Any recommendations? What's your personal experience? Are they worth paying, or is college the way?

likeupliftinghelpful

Going off of another question I just saw here. How are new people in the workforce (my first year working and making a reasonable amount) planning to buy a house in Toronto or GTA? Looks like all I can barely afford is to rent :(

like

Hi there. I am currently an AM 2 getting paid $28/hr living in the LA, CA area.
I manage client onboarding, QBR’s, reporting, oversee d2d tasks. Simplifying and translating request/Q’ from clients to other depts. Troubleshooting IT, ERP and EDI issues. Have great project management skills. Ensuring metrics are being met and list goes on. Working in the fulfillment industry since 2014, worked my way up in the company. Q is, am I getting lowballed? Ben HI, 401k, 1W PTO 1W SICK w ~$2K yearly bonus

I feel like I'm going to get screweeeddd over with this upcoming housing market crash. I know we paid hundreds of thousands more than the house is worth 😭

like

Silly question: during firmwide new associate training do firms pay per diem if you are coming from a regional office?

like

Mass Mutual invested $100M in Bitcoin......

like

What benefits do Hsbc employee gets.

Is their any Medical office Administration jobs out there that have good pay and benefits?

like

Good Morning Everyone ❤️ I have a Associates Degree of Applied Science in Medical Office Administration and will soo have my Bachelor Of Arts in Business Leadership. I have well over 7+years of experience in healthcare (Administration wise) and I am currently working with USAA as a Bank Specialist…been there so far for 2 years and 7 months. When I obtain my my Bachelor Degree…if I decide to look into other career opportunities…does anyone have some insight on the options I would have? Thank you ❤️

like

Just deleted coinbase app for the time being!

like

X-post with personal finance .

🔥 🐠, how are you preparing your portfolio for inflation / potential stagflation scenario?

From my research:

- Many comparisons to 1973 oil crisis
- Buy and hold works if you can afford to lose money for next 10 years or so
- Invest in TIPS, commodities and real estate (but not REITs)


How are you thinking about this?

like

When can a pregnant mom begin paid disability benefits if living/based out of California? I’ve heard of moms who stop working almost immediately when they become pregnant but I can’t find if the state pays for their salary that early on…

like

Do you feel Internal Comms programs are more for optics or do they actually have wide-reaching benefits?

like

More Posts

I’ve got about 20 years cross channel experience in marketing, split between big brands and startups, and I’m considering pivoting into a data science/data analyst role. I know it will initially be a step back in comp but is it at all realistic for a person with certificate level experience in data analysis but a decent marketing management background to expect $150-200k comp or is that mostly for degreed candidates (or not realistic at all)? Any guidance here is greatly appreciated.

like

Best way to find a house cleaner in NYC? Need one for Brooklyn, this week, 1BR. Angi’s List is complicated af and Dazzling forces you to sign up for a membership. Any recommendations?

like

Hi Fishes!

Let me introduce myself.
I am a Finance professional with 4+ years of experience in 3 varied yet interconnected fields, and am now looking for a suitable opportunity in Singapore.

Any help would be appreciated.

Thank You!

My mom wants to take seeds of cherry and avocado home. How do I stop her from doing it? Is that even legal? 🤡

funnylike

Wordle 511 3/6

⬜🟨⬜⬜🟩
🟨⬜🟩🟩🟩
🟩🟩🟩🟩🟩

smartlike

Hello everyone! I’m very happy to be in this community. I’m currently working in construction and am trying to transition into IT. My friend is trying to help me get into his company, he’s been very supportive. He advised me to consider taking the PL200 and PL900. I’m familiar with cloud storage and am very open minded to learn. Any advice?

like

What's your favorite wine to gift on special occasions? Especially for people who love wine?

like

Houston this week?

What are you buying this week?

like

My boss just gave me a promotion. Would it be a bad idea to quit?

like

Anyone know how to get into kpmg as an associate healthcare consultant? Don’t really see any open positions right now.

like

I got selected in Mnc and hr told the offer letter will be sent the very next day and told " you can call me anytime for any queries".But when checking after 3 days hr not even picking up the call and no offer letter till now.

Anyone experienced this?...

And also I need likes to DM so plz like after reading

like

For all 🐠 who work at Salesforce;

I’m looking to join the mothership soon from Deloitte and I have people who can refer me - one who is joining in a weeks and the other who’s been there for a year, does it matter who submits the referral? Also I’m going for an SE SFMC role anything I should know before applying?

FYI - I have 7 certs, all the pardot and sfmc (besides dev) and sfdc admin and consultant

Any advice is appreciated!

like

Hi! I would appreciate some help with social media analytics. For those who manage Instagram & Facebook pages, how do you compile metrics for reporting? Do you use any third party sources?

like

Hi 👋 Any good UX books for senior designer level that helps with strategy, and good frameworks, or anything that will help me with my thought process? I have the basic books like don’t make me think, and 100 things. I’ll be joining a startup soon as chief designer, and will be back to being a full stack designer — I’ve been an IC for the past few years, so I definitely need to improve on strategies and maybe frameworks when it comes to UX. Will appreciate any suggestions. Thanks! 🙏🏻

like

Anybody from Capgemini completed psm certification. Need suggestion how to prepare and how to claim ?Capgemini

like

Hello, My basic salary is 1,80,000p.a (15k per month) and flexible allowence package is 239,000 per annum (19k pm) . What is flexible allowence package? Will i get it in hand?HSBC India

Post Photo
like

" no one is going to be at your funeral giving a eulogy about how many requisitions you've filled"

- an irate coworker in Recruitment

likefunnysmart

Need a 3rd in our 3 bed 3 bath 2400 sq ft Lincoln park townhouse

Our third roommate is moving out and we need a third. Rent will be around $1400/ mth not including utilities or parking.

Dm did deets

like

Additional Posts in Personal Investment Chatter

Hi everyone! I am very new to investing I don’t know much. What would you suggest for someone like me? 1) YouTube to learn ( if yes let me know if you have someone in mind who is a great teacher 2) Read books ( if yes drop some suggestions) thank you in advance

like

I bought a house in 2016 for $270k with 20% ($54k) downpayment and took a mortgage with an interest rate of 3.79%. My monthly payment ~$1.2k.

I have about $196k left on my mortgage, but have also accrued enough cash to pay it off.

Should I pay off my mortgage? If yes, in full, or partial?

like

Is anyone's Accenture Alight not updating on Personal Capital? Been in touch with their IT, but still no fix. Were you able to fix it? Not updating since Oct.

likehelpful

I mostly will get offer from Deloitte. I use Robinhood and heavy on crypto with several online trading/wallets. In case I decide to join Deloitte, what I need to know/should do with my trading choices? I hear there many restrictions at Deloitte w.r.t. what yiu could invest and on which platform? Is that documented somewhere?

like

Deloitte fishes - which stock broker app do you guys use?

like

Well, there goes the full arsenal. Enjoy tomorrow morning’s sugar rush, the hangover is going to hurt

like

How bad of a financial move is it to relocate to London from NYC?
Currently at 165 TC, 26M
No near term financial goals, just would like to retire at some point.

like

I want to buy a house in India. What are my options to finance it? I understand traditional mortgage loans wont be provided for these. Any recommendations /suggestions /advice would be appreciated.

like

I had 60 day late payment of 35 bucks in Jan. It was new Amex Hilton card I opened for stupid points. It was reported and my credit score had been consistently dropping from last 6 months. It was 780 and now is 735. I realized this 3 months and been paying my credit card bills immediately. Infact I have overpaid each card to have negative balance so my credit utilization is almost zero. What else I can do to repair the damage. I am applying for homeloan and this is big issue to get best rate

like