Ready to leave NYC. Tired of the expense, taxes, COL, bustle, generally burned out, etc. Southern and would like to go back down south. Thinking of Charlotte, Dallas or Houston—any thoughts on those? For reference, in late 20s and been practicing leveraged finance.

Anyone have any luck selling a condo in chicago using Redfin? The 1% fee for listing is attractive compared to the standard 6% with an agent. Are there extra fees with RedFin that I should be aware of? Looking to sell as quickly as possible so weighing the options and just starting to interview agents and look around for the best way to get my place listed.

Anyone taking profits from UVXY and VXX or still holding?

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

How do you renegotiate your commission rate on TD Ameritrade and it’s platform ThinkOrSwim? Is this requested online or do you have to call in? Does it have a decent success rate? Im at the original .65.

Ways to rack up cc points/miles while buying a home?

Hi All,

I live with my mom (Property owner) in delhi and pay 16.5k pm as house rent for HRA deduction.

Now, she need some lumsum amount of 5 lakhs and I would like to pay this but also show this as house rent while filing ITR.

2 MAIN QUESTIONS -

1. Can I pay 5 lakh and show as house rent in HRA while filing ITR?
2. Total yearly rent is 16.5 × 12 = 198k. Can I show remaining amount i.e. 302k as Rent for next year?

Thanks in advance.

Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

If I currently have significant unrealized losses in my Traditional IRA (mostly funded with pretax $), would I be able to use these unrealized losses to offset the tax bill that will be generated after moving my investments from my Traditional IRA to a Roth IRA (i.e., backdoor Roth IRA)? TIA

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

Fishes- Need some quick knowledge/suggestions for Monthly Investments. I have a 10k Monthly ELSS SIP and 10k Nippon Pharma MF SIP. In addition to this, a small amount 15-20K flat invested in Crypto. I have some more money to spare- 10-15K/month. Any suggestions where I can invest this? I have little knowledge of stocks so would be a little hesitant to get in.

Is the Schwab AMEX Platinum a Charge Card or a Credit Card? I can’t for the life of me find a definitive answer online.

Anyone use Wealthfront as an investment platform? Likes, dislikes, thoughts?

Which crypto platform do you use and why? Looking to invest ~$20k - most of which into BTC and ETH. Looking for opinions.

What is cost of leaving near Bagmane TECH park Bengaluru?
1BHK house rent?
#Bengaluru

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

I'm curious to know how many (and which) tech companies have resumed physical onsite interviews in their offices?

For those who work 100% remote with their company, what health insurance provider does your company offer? (ie. UHC, Aetna, BCBS, etc)

I have got excellence review as "Highly Valuable".
What percent of hike i can expect with this review.

My company sponsored my tier 2 visa in the UK.

If I leave, does that visa stay with me or will I need to be sponsored again by another company?

Hello, can someone help to refer in MS. Need to switch badly

Has anyone in big 4 asked for a transfer to a different country? (I.e Canada). Currently debating whether I should transfer with the firm or apply for express entry myself.

Taking a personal loan of 20k or more will it affect perm (GC) process?

While the h4-EAD application is in process (already been over 8 months of wait), can one travel outside the US?

Would you move to NYC if you found a job there and can afford the lifestyle / rent? Not sure if I should do it, GF would rather stay here.. any advice?

Thoughts on Blockchain Council’s Certified Blockchain Expert (CBE) credential?

Hi all, I have been in my present workplace for 3 years and I know I am underpaid as per present market standards.

Want to find out how much would be a realistic quote to ask for if I switch irrespective of the present salary.

Can someone throw some light on what is the expected salary for a data/business analyst profile with 5 years experience as per market standards.

Experience: SQL, Python (basic modelling). Have some experience with BI tools and Adobe Analytics.

TIA for the help.

Please help to choose one of the option
Maruti suzuki - 19 LPA
DXC - 20 LPA
AMERIPRISE - 22 LPA + Bonus 2LPA

When negotiating, how much above minimum salary would you ask for? I don’t want them to rule me out altogether, but also don’t want to sell myself short.

Hey fishes. Just got a mail from Deloitte that the lease for my Laptop has expired and I have to visit the nearest Deloitte office to replace it. My base location is in Gurgaon but my nearest office is in Kolkata and currently I am at my home. Can I get it replaced from Kolkata office? And what is the general time frame for replacement. Can I visit after an week or so?

Any suggestions for getting kids to do homework? Sped Math 6th grade high need area - I cannot get these kids to turn in hw. Anyone agree with the idea of allowing class time for HW? I am at a loss

I have an old 2006 Camry that I am eventually looking to replace (it is currently worth 2k). Have always wanted to learn about cars and how to do stuff with it and would like to use this car as an opportunity to pick up a hobby. What resources can anyone suggest (books / videos etc) where I can do car-related stuff, from the simple to hopefully more complicated as I get better. Thanks

A first year asked me today how to maintain wlb to make the job work long term. Oh you sweet summer child.

Why do firms fire people with low but still profitable hours? I am in my first full year on track for pretty low hours (~1500) but the actual realized fees (after writedowns) are still double my yearly salary. Is it because firms know they could replace someone like me with an equivalent attorney who would bill more?

Anyone else getting spammed for "law firm in house/gc's office" roles and know what the deal is with that? Not really looking to do it but curiosity

Anyone else do WWWY?

Senior attorneys at v100, how common is it for attorneys who start at small firms to lateral to biglaw? Have you worked with any? Conventional wisdom is always that if you don’t start there it’s hard to “trade up”. My coworker and I just did it to two different great v30 firms, and I’m wondering if it’s really that uncommon? Just out of curiosity. We’re not special counsel with special niche skills or anything, just associates. Pitfalls to beware? Positives?

Is getting into crypto law a bad idea or is it a burgeoning field??

Do you avoid going to shows and concerts that restrict use of electronics? I want to go to a comedy show during the week, but there's a disclaimer that they kick you out If you're checking phone/smart watch, etc. I'm also thinking of shows where they put your phone in one of those dumb locking bags

How do you handle the next day after being up until 4am the night before on a deal? My other deal teams don’t know I was up so late, but obviously I’m going to be much slower in the morning. It sounds whiny to say “sorry for the delay I was up all night” when everyone else is also so busy...

Any thoughts on the debt finance teams in the Chicago offices of the following firms: DLA, Winston, Polsinelli, Holland & Knight, McGuireWoods, Blank Rome? Thank you.

Do the partners you work with get to see your self-evaluation or does it only stay with the review committee? If the former, how soon after you submit your self-evaluation do the partners get to review it?

Recent laterals, how long after your last interview did you hear back about an offer or no offer?

What do you think are some distinctive personality traits among people who are drawn to big law for the money, compared to people who seek out more creative, idealistic or caring jobs, like a writer, journalist, artist, doctor, nurse, public defender or plaintiff-side personal injury attorney?

My firm’s IT (especially system saving and file locating function) is so bad 😐😞 and they keep doing updates no one asked them for just to mess with the stuff we already got a hang of without doing anything about the issues we actually need fixed. Anyone else in a similar boat? Do you bill the client for the time it takes to fix the IT issue (or IT inefficiency generally, like time taken to find a file in a convoluted system)? Or is that supposed to be our non-billable time?

As a first year - if you like working with a particular partner a lot, is it a good idea to just volunteer for all the work they have for you to do, or is it better to try to get a balance of different work from the practice group? Not trying to come off like Incrediboy.

Has anyone moved away from NY and successfully resigned from the NY bar? What are the consequences if you just don’t pay? The requirements are insane to officially “resign” - draft a motion, pay a fee, send proof of service - I honestly do not know what this nonsense means, I’m not a litigator for a reason. Is there someone I can pay to do it? Should I just pay the $375 to stay active to avoid this nightmare?

Is your firm treating 12/26 and 12/27 as firm holiday since the 24th and the 25th are during the weekend this year? Of course client demands would dictate whether people will be working, but curious what the official policy is. For what it’s worth, my firm treated the day after thanksgiving as holiday and I didn’t have to work for the whole day.

Who is this Alexander Barnett guy in Florida? The FL Bar’s disciplinary action against him is beyond wild!

Best to Worst in terms of work-life balance: Tech Trans, M&A or Capital Markets? (California if that makes a difference)

Anyone else just sitting around waiting for the ax to drop? I'm a soon to be 2nd year corporate associate who has seen work completely dry up. My utilization held pretty steady around 50% immediately after shutdown, but August was below 15 billables with no appreciable work in the pipeline. Aside from letting people know I'm available and doing pro-bono/CLE, it's starting to feel like a serious "covidcation" leading to termination.

What does commercial finance work (lender side) look like for a junior-mid level associate? Is it possible to lateral as an ECVC associate to this kind of work? Any transferable skills?