Renter asked for a 5% discount for 12-month payment in full (cash). Is employed and has clear background check. Is this common?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Anyone else into Bank Bonus churning?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

Marcus HYSA rate cut down to 2.0% :(

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

I worked the majority of 2020 from home. Office is in NYC but live in another state. Why do I need to pay tax to NY?

Owning real estate is overrated, I’d rather rent all my life. Change my mind.

Can partners at EY consulting buy as much equity as they desire?

Can we file separately as a married couple if I have already contributed to the IRA for 2020? IRA guidelines say married filing separately cannot contribute to IRA but well too late lol

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Alright this bowl has convinced me I need to buy a Rolex. Where do I begin? I know my brother got a Batman GMT after about a year at a jeweler he never purchased from a few years ago, but was he just lucky? Do I need a relationship with an AD in today’s market for a Sub or GMT? Based in Seattle but would prefer to buy in Oregon to avoid taxes

What is your savings goal by age? Eg at 25, 30 35 and 40! Thanks

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Could anyone give me a insight on what the CTC Zoho provides for the technical support Engineer with 5years of experience?

Would be nice if the Government legalized marijuana (including for Feds) during this lockdown. Allegedly it is quite effective at making boring things interesting.

Hi fishes,
I am working as a QA from past 6 years now and I want to switch my career to business analyst role. Can someone please help me what should I genuinely prepare for this role and if any course you would like to suggest.

Anyone from RBS, tech stack Java API?

anything going on today? hearing what feels like more than normal amount of sirens going by (in east village for reference)

I need help finding a Christmas tree around midtown east. All I see are tiny ones or huge ones. Just looking for one ~5-7feet

Please suggest which to choose

UST and CitiusTech

YOE: 5 yr

Preference: Long Term, WLB, Job Security

Tech stack: Backend, Node.js, AWS Development, MySQL

Anyone else use their laptop in a deposition instead of a pad and pen?

Looking to enter provider-side consulting. I used to work in financial services management consulting and went back to school for premed in preparation for medical school. Now I'm looking to get back into the market.

Any tips for employment in the current market?

This bowl is crickets and I think we should make it much bigger. Anybody have any ideas how to get more people in his bowl?

Anyone work at a boys club? How does a female break through if you're not into politics and playing games.

Are then any men out there willing to talk about imposter syndrome?

What is the difference between an engineering program manager and a technical program manager?

Will I get the yearly bonus if i join in october ?

Hi, i have offere of 18lpa fixed+1 jb from TIAA as Analyst: Hadoop Admin, i have 3 years of experience,

Is this a night shift job? Or any support job, any employee, please help.

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

I went under contract last fall for a new build that will be done later this year. In the contract the seller/builder included a clause that gave them the ability to change the price without cause anytime before the house is complete. This past week they invoked that clause to increase the price by like 7%, supposedly due to material costs. I can either agree to the increase or they return my deposit. My question: is that type of clause even legal? (Cont)

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Someone asked me if it’s a good time to sell vs buy. So I explained that we’re in a seller’s market, then realized i lost a potential buyer. To what extent should I be transparent in this market?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Do you thank your tenants for paying the rent? A quick thank you text?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

Can I get a commercial loan without 25% down?