Shopping for rates on 30-year fixed mortgage. I've been offered 7% and 6.875% by two local lenders. 800+ score. 40% down - so theoretically should get best going rate. No points.

Anyone got anything lower recently? Which lender?

I’ve gotten massive returns by making huge bets on good coins. XLM is my current darling: FairX, ICO platform, partnerships, use cases and fast payments.

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

where is the best place to sell or trade in my used car? (2019 van low km’s)

Porsche IPO worth buying now amid market and economy turbulence?

Financial literate people of the bowl, in your opinion, what should be your net worth to buy a Rs 10 lakh car?

About to buy my first car, am I making a mistake? It's 2019 Corolla for 25K CAD (18K USD) all in. 45K kilometres (28K miles). I have 75K saved and earn 100K a year. It just feels too expensive, but it's hard to find something decent for less. Thoughts appreciated!

Where do you guys go with new money under an advisory minimum for a year or so? Multiple clients saving 5-10k per month. A sh., C sh., ETF’s, other? Believe it or not, I don’t push WL insurance to all

My wife and I are currently sharing one vehicle and considering purchasing a 2nd car, most likely Tesla Model Y. Tesla lowered rates from 2.99% to 2.49% 72 months. Is that considered a good rate? Has anyone else went with another auto loan? Also thinking about buying a 2nd home. Would financing a car before buying a house have any major impacts? I have a credit score at 794.

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Do you use a tax preparer? How do you find a good one? Do they need to be local?

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

What you prefer to tell when people ask your income?

I usually prefer in hand salary 😇
As CTC and in hand after tax deduction is too much different.😑

If i say i am earning 45 lakh people are like wow man so nice earning...

If i say i am earning 1.5 lakh per month
People are like baju wala builder bhi itna hi kma leta 😂

Par kaise btayein ise ki baju wala builder 12 lakh tax nhi bhrta par ham bhhrte hain 😥

#Tax payers ki khani unhi ke jubani

Thinking of buying ALL coins for $1000 each. Am I crazy?

My hidden talent is finding houses I love that are way outside my price range.

Roth vs Traditional 401k, thoughts?

Thoughts on the new Chase Freedom Flex?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Getting my first credit card but my credit score is around 650... what would be best for me? I keep getting rejected. Does it matter who I get a card with?

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Cts vs LTI vs Tech Mahindra, which one to choose interms of job security for 8 yrs exp

Today is joining day. Nothing happened. Onboarding is said to be virtual but no link was received. Any one else having different experience?

Hi Fishes, Need 11 likes for DM . Please help

What's your commute time to work?

Anyone know where I can rent a small boat for 2-4 hours relatively cheap? TIA

Why don’t recruiters tell you upfront about the role they contacted you about? I had a message from a recruiter yesterday from a recruiter about a copywriter role she’s working on...

My AD coworker (not currently my partner) just got hired at a new agency and wants to bring me along as his writer. I'd love to join. He told the recruiter at that agency about me and sent my book. I also have another former coworker (creative) who put in a good word for me.

Should I reach out to the recruiter, too? Or is that overkill after two recos? I don't want to be bothersome. But I do want to show interest..

This all happened on Friday, if that matters. Thanks!

Is there any opening in amazon for citrix admin ?

If you practice collections in-house, what do you earn and do you receive a bonus?

I have practiced for five years and make $121k as an employee of a financial services company. As the only attorney, I oversee all statewide collections efforts, from demand letter to garnishment, with a case volume of nearly 7k new cases per year, of which the majority I end up litigating. I receive only a $1k bonus per year. Is my compensation fair? My last insurance defense gig was $75k.

Hi Fish,

I am currently working in non tech as an analyst. I have learnt SQL AND Data warehousing concepts. I am thinking of switching to any data related role Data Analyst/Data engineer. Appreciate your views/thoughts on this.
Should I have to learn some more to switch or should take up any real time projects to start a career in the above mentioned fields.
Overall experience: 3y
CCTC: 4.2 LPA

THANK YOU

Has anyone recently interviewing with Boeing or have joined recently? Please comment need to know about the interview process.

How long they take after project manager round?

(5 yrs Full stack)

How do people feel about Gordon Rees? Anyone currently working there? I’d be doing commercial litigation/employment as a 2nd - 3rd year.

Does MBB accept applications where you don’t have an undergrad?

For anyone who was able to make the move from FDD to IB, outside of Compensation, what have you enjoyed more about IB?

I am working as a Quality professional (medical devices) with 5 years of quality management system experience. Any idea which companies are hiring for the same now?
My expected CTC is 10 LPA.
Kindly suggest.

When is busy season over for the SOX side of stuff? Please tell it doesn’t go past 12/31.

Financial literate people of the bowl, in your opinion, what should be your net worth to buy a Rs 10 lakh car?

I'm currently a third year V100 tax associate and I am interviewing with my dream firm next week. This is my first lateral interview. Other than being prepared to discuss my current and past matters, do you have any tax-specific interview tips?

Any Property Management recs in Seattle area? :(

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Planning on buying a house with MIL. She would lend us half the price of home interest free in return for being able to live in it rent free. We’d have 100% ownership. Repayment only required if we sell the home.

She would maintain the place 100%. We would cover races and insurance.
Relationship aside, does it sound like a fair deal?

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.

Has anyone here used New Western to buy real estate deals?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

How might I start to evaluate whether or not it’s worth it to keep my current primary residence and turn it into a rental, instead of selling and using the cash to roll into the next down payment for our next home? Currently in our “starter home” and thinking to upgrade in a few years. Some figures to consider for current house - 299k purchase price, 240k left on mortgage, could prob rent for 2250-2500/month, or sell for 375k. It’s in a desired school district, but in the “city” tax district.

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Anyone in CA dealing with increased insurance costs on rental properties. AllState just increased my rates by 46% from last year. I had no claims what so ever. I am reading online that several other companies have raised their costs as well and wondering what others are seeing and if there is a preferred insurance provider for you.

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

It’s a myth that renting is “throwing money away.” Maintenance of a property is expensive! I’m selling my place and I’ve never felt more free. I can use that money (~$5000/month) to invest even more.

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

What's the best city in UK to buy a buy to let property, with best returns?

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?