Should I just move to Texas or Florida? NYC is getting kinda expensive and crazy taxes I am single, remote job nothing thats tying me down to NY. Both Florida and TX would lower my cost of living and increase my take home pay since no state income tax. What do you guys think?

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I lived in Dallas and not having state income taxes is great in terms of keeping more of your money. Texas as a whole is nuts but there are pockets of people especially in the bigger cities whose values are more progressive and are also good people.

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I also lived in Dallas for 6 years and missed the walkability of a pre-automobile city so ended up coming back but it’s definitely no slouch as far as food goes and was a great place to build wealth (tax+col savings) and pay off student debt. I was in a serious relationship when I went down though so was less tempted by certain things that are fun about the city.

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Chicago is more similar to NYC than anywhere else in the country. Great food scene, tons of museums/parks/cultural institutions, well connected airports, and it’s totally possible to live car-free (huge $ savings because of that). Rent is half of NYC and income taxes are lower. Given the crazy housing markets in TX and FL, it’s probably cheaper than those places too. Highly recommended!

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I’ve lived in Chicago and also think it’s fine. I just think it’s stupid to fear monger on Texas and Florida having guns as the example for why you should feel unsafe living there. It’s generally stupid.

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If you’re a woman, don’t move to Texas

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Not everyone is comfortable with tying their tubes nor afford nor risk free for their health

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As a New Yorker, I think I would only move to the west coast. The south and the Midwest is culturally just not an option

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I think a diversity of opinions matters. There are a ton of midsized cities with thriving lgbt+ communities.

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Both of those places are almost just as expensive - source: a one bedroom downtown in my Florida hometown (not Miami) is $2500

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You cant even get a studio in Manhattan for 2500

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As someone that left TX for NY. Hell no.

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How’d you land on these two choices? There are a lot of other places I would put ahead of them

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FYI New Hampshire also has no state income tax and is less batshit than Texas or Florida. You can get to Boston in like 40-60 minutes from the southern parts of the state.

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I used to live in Boston, the cold season is really only about 2 weeks longer on either end than in NYC and the summer is better. Southern NH weather would be about the same, I would guess, especially if you stayed near the coast.

My advice? Move away, save your money, and then come back to NY if you really miss it That's what I did, I had to move away from NY to keep more of my pay, build wealth, and invest in real estate. And when I came back to NY, I had way more to my name, and way more spending power than if I had stayed there. So, sit down, do the math, and look for cities that have what you like (dining out, theater, beach, activities on the weekend). I'm partial to Florida and would recommend Orlando with all of its amusement parks, theater and dining for adults, and there's at least 3-5 beaches within driving distance. But I've heard great things about Dallas too, and am looking to invest in a high-rise there with access to downtown.

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Nashville!

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Soooo most mid sized cities have rising COL due to inflation but also the insane amount of nyc folks moving into these cities. All that to say… you can get a higher quality of life outside of NYC, but know that rent isn’t going to be as cheap as you may think. Like others here, I moved away from nyc to be able to save. Now I plant to move back bc 1 bedroom apts in Virginia have gone from $700 - $1600 in the past couple years. I’d rather pay another 1k (or more I know🥺) to be in nyc. It’s also kinda sad to talk to people in Austin about how the city used to be vs. how it is now as prices rise and locals people get priced out. One last mid-sized city tip: If you rent a home that can be bought, there’s a high likelihood it will be bought and you won’t be able to renew your lease. But you probably won’t have a broker fee! Florida and Texas can be charming and a total blast, or it can be an absolute hellhole. Kinda like nyc I suppose.

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Florida is miserable in the summer. But if I had to move there I would pick downtown Fort Lauderdale and not own a car

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So you plan on paying Uber everywhere?

I moved from NYC to TX (grew up in NY) and enjoy it bc it fits my current lifestyle but I also had a few connections here and visited enough to get a good sense of whether it would work for me.

Sounds like a potential move would just be about finances and unless that’s currently incredibly important to you (i.e., you want to save money to retire earlier, buy a house) I would think carefully about whether it makes sense. I love both TX and NYC tbqh but I think just moving to a different city (esp coming from NY where you’re kind of in a bubble in terms of ideology, what you’d consider entertaining, means of transpo, etc) takes really being open-minded. You have to just be real with yourself about what’s really important to you.

Money’s great but is that worth a move? For me, it was bc I want to build my finances and potentially retire earlier but I can see that being less important over time and moving somewhere else.

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Depends what youre into OP. Both states have at least 2 cities worth living in, but theyre all very different from NYC.

I left NYC to work remote in a smaller city and so far am loving it. I miss the hell out of New York, but my take home pay is double and I own a house, so for now, I’ll take it.

Give it a shot for a year or two. NYC will always be there.

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I moved to Texas from NYC recently and enjoying it so far. The cost of living is creeping up because of inflation, but that’s the same everywhere. No state income tax is pretty amazing though, and I don’t think I could ever go back to paying it again.

A caveat is that you won’t save as much depending on the city (e.g. Austin and Miami are very expensive now). I would look at specific cities and neighborhoods to get an idea of expenses.

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So many places I’d choose instead: Chicago, Denver, Philly, Boston, Portland, Seattle, and DC.

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Nah Miami or Austin > any of those.

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Do you have a community in either of those places?

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Not really my GrandParents live in FL and got a few coworkers and friends living in TX other than that nothing really.

Why not Washington?

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Such a dead city seattle is sorry! Esp if you are moving from NYC, there’s nothing but hike lol no quality of life as well compared to other cities major cities

Florida is fine. It’s cheaper than NY and more spacious. You should visit though before making your own call.

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Some remote jobs will adjust your pay if you’re moving somewhere with lower COL! I’ve run into it a few times moving from AZ to FL. I’m from Tampa originally and I will say, it has come a LONG way. The downtown area is nice, lots of great restaurants popping up, and my personal favorite PUBLIX. However, community is hard to build if you don’t know anyone - people can be really stuck up. Austin is super cool as well but can be very spread out and both places require a car and have their drawbacks. COL in TX or FL will run you pretty similarly to NYC when you factor in transportation costs and the housing/rental market right now. I think ultimately it boils down to what you like doing in your free time and what community you’ve built in NYC vs what you might have in either of those places and go from there.

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