Should I use Vanguard or Fidelity for IRA Roth account? Would just buy mostly ETF and stocks in there. Already have my 401K in Fidelity, and wondering if there is any risk at all putting all retirement money in Fidelity, or should I put my IRA in Vanguard.

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Vanguard because it's owned by its customers. Not too many other differentiators for me.

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I have both my 401k and Roth IRA at fidelity. Makes it easier to manage

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I have my Roth IRA at vanguard and everything else at fidelity. In hindsight probably should have just opened with fidelity. But quite simple to track all with Mint

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The previous poster is correct in that it’s easier to manage if it’s all in one space...however I have accounts at Vanguard in addition because the fees and expenses at Vanguard are some of of not the lowest in the industry.
I like both firms, but if you’re looking at ETFs/mutual funds and stocks, Vanguard can save you a ton in fees.

I dont understand how people say there is no difference between the two:

1. Fidelity growth fund (FGCKX) - expense .75%
2. Vanguard Growth Fund (VWUSX) - expense .38%
That’s roughly double expenses for Fidelity, with all costs taken directly from gains...every year. Over time, that eats away at what you earn. In down markets, those expenses are still taken out.

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