Single family home price predictions for 2022 given the Fed's recent announcement Especially in DFW, TX...

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Alright this bowl has convinced me I need to buy a Rolex. Where do I begin? I know my brother got a Batman GMT after about a year at a jeweler he never purchased from a few years ago, but was he just lucky? Do I need a relationship with an AD in today’s market for a Sub or GMT? Based in Seattle but would prefer to buy in Oregon to avoid taxes

What would you say is the minimum amount of money that your household would have to make before considering to have two babies?

Investor’s Business Daily: worthwhile?

Help me ask for a raise in my upcoming performance review? In sum, my company’s HQ is in Texas and I feel I’m being paid a Texas wage when I live in Los Angeles (the role is remote). We do have a San Francisco office and I want to ask my boss to match me what staff are making there. As that’s more comparable. Based off of Glassdoor, my salary matches Texas’s exactly and SF has the same role at 10k more. Should I show him the Glassdoor page? Don’t want to come off too strong. Please advise

Best long term investment strategy against inflation to get to a large nest in for retirement?

Are you going to invest in Navi's Index fund ?

Who does your taxes? Need a recommend. Thanks.

Angel investors : What returns do you expect when investing? Also what’s your range of investment?

Does anyone think there is long-term viability in Cryptos?

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

Anyone else feel like the markets always conspire against them? I.e. I have a “fun money” day trading account and bought two stocks about a year ago. Sold them because they weren’t doing anything and I found a more attractive investment and then they’re up literally 60% over the next three days after a year of 0 movement.

8k range was the long term 200 day MA support that everyone and their mother said they would be buying at. Well it’s 8900 and buy volume is basically nonexistent..

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

If I max out my 401k before the end of the year, I am still eligible for employer matching?

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

What is the most you've invested into a single stock?

What is the biggest loss you've endured?

D 🐠, what was your take home in first year as principal? I assume you all get roughly 350 units and have to finance your buy in. What does that leave for your monthly draw? And after your insurance?

Hi Fishes,

I had worked as a manual test engineer in Wipro, can anyone refer me.

I’d love to know: how big is your company and how many is in your marketing dept!? I work for a credit union. We have six (almost 8) branches. Three man band marketing team.

WFH/Layoff/Security
Hi,
CCTC including all benefits is 16.57 with 8.3 YOE, primarily focused on Manual Testing.
Is it worth looking for another opportunity?
I am afraid after seeing layoffs news of EPAM, Publicis Sapient & most of the other companies calling employees in the office.
I love my WFH in PwC India & base location of Kolkata. & the best thing is stability in PwC India, they never lay off!!

Are you worried about how quickly AI support is growing?

I’m curious what YOUR proposed 60/40 schedule looks like? Have you been given a start date for this new schedule?

I need a roommate..
Location- Megapolis, Hinjawadi phase 3, near to TCS Gate-1.
Feel free to DM
Rent - 25K
Deposit- 50K
Full furnished and brokerage ..

Anyone take the CIPM recently? How was it?

I felt like a walking zombie during thanksgiving, barely eating and barely talking. My family is small and I told them ahead of time my relationship ended. I focused on my niece and nephews, cried when I wanted to and slept from 8pm-noon for the last 5 days. Showered once or twice. That’s the best I could do and that’s OK right now. I’m back in my apartment, just trying to take it one day at a time, and not re read his texts too much. My birthday is Thursday 🙄

Hi Fishes. Is there anyone who can refer me in EXL? This would mean a lot. Thnx in advance

Anyone familiar with Comvest Partners’ direct lending team?

What's the variable component in s&p global , HR is saying only fixed component will be mentioned in offer. Pls guide...

I can’t remember where half of these bruises came from. (Not drinking too much, just clumsy, I guess.)

Looking for a PwC senior associate referral in Advisory, anyone want to help me out. I have about 3.5 YOE, a PMP, an engineering degree from a top 10 engineering program, and feel like I’m a good fit for the position.

Anyone here who is working on Experian powercurve tool??

I just bought an Alexa for my grandma's birthday. Her old radio broke and she's been kind of sad because she can't listen to her favorite music anymore while cooking, so I thought this would be a good pick. She'll have her favorite music right there.

Later today my grandpa tells me she's not been asking Alexa for her favorite music, but for her radio stations instead 😭😂

Hi Fishes ,

I'm working as a contractor VLSI Physical design engineer, I'd need a referral to get into the core industry... it will be of great help if someone could refer.
Thanks 😊

Hi Fishes,

I am about to have HR discussion for Assistant manager Analytics.
I have 5.6 YOE , CCTC - 14 LPA

How much would you guys suggest I should ask?

Thanks

Hi All, how much should I expect to pay for someone to do my taxes for me? (Ball park)
- fbar
- state
- Federal

Also I moved out from MA in February so not sure if I'd also still need to file in MA?

New to IT B2B marketing. Any advice on how to educate myself with IT? Any classes, books, etc. that you recommend?

Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.

Any Property Management recs in Seattle area? :(

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

Does buyer have to share appraisal with seller? Can seller request it?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Thoughts on Fundrise?

Anyone ever had the trim on your house painted? 2000 square feet, was quoted $3500. This included the trim, garage door, and front door. Seems reasonable, no?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Are commercial properties getting inflated like residential? Thinking of getting into commercial to extra income.

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place