Tax Fact:

You can revise your ITR even after filing, including for belated returns

Quick Tip:
Use deductions like 80C, 80D, and HRA to save more on taxes!

I’m a Chartered Accountant. DM me for expert tax advice!

How much money do you guys owe on your credit cards? I am at around 15K, is that completely outrageous?

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

Looking to invest money with a Schwab brokerage to save for a down payment on a home. What ETFs should I invest in?

What is your savings rate for the year?
I am saving 66% of my take home pay and I’m pretty satisfied with it.

My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

Hii ,
First time investing and hence I did some research on investment and planning to invest 40k in the below fashion.
10k-ELSS 10K-Equity MF 10k-Debt MF 4K-NPS 6K-PPF . Is it fine or any suggestions are welcomed. Also if anyone can suggest me which ELSS or mutual fund should I select considering the current market scenario

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

What’s some good digital invest account platforms?

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

Anyone have a recommended tax person in Chicago?

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Best credit card for travel?!? And, why? Never really used airport lounges.

I have the Marriott Bonvoy, SW rewards and CSP.

Looking for a good personal finance or similar book to read. Any suggestions?

This isn’t relating to investing but we are looking buy a SFH in South Orange NJ. We are have a 2 yo and we are moving from Sacramento. It is a close to a train station to New York.
Does any one here have any info, good or bad things to know about the area. We toured 3 different homes and they were relatively affordable by (600-750k) and it seemed like a small town community but we are not familiar with east coast/ New England. It’s going to be our first move there.

Anyone have a good online calculator or way to adjust their W-4 towards the end of the year so they don’t get slammed with a high tax bill? I know I’m too late for 2020, but curious for next year...I got slapped with a 6-figure tax bill last year. 😑 My wife and I made adjustments to our 2020 W-4s, but afraid it wasn’t enough.

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Folks who use a backdoor for tIRA to Roth, do you have 2 accounts? Once the conversion goes through, the tIRA remains empty until your next deposit ?

What are the limitations if my tIRA contributions were pretax?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Any real estate experts in the house? Thinking of making a move to Miami from Jacksonville. Jacksonville real estate is still pretty inflated and hasn’t really come down much. Is real estate in Miami following the same pattern? Or is it expected to deflate with high interest rates?

My girlfriend is willing to break off our entire relationship because she found out my mom doesn't approve of her. We have no issues between each other but she said she can't be with someone who's family doesn't like her.

Considering dating apps—any insights?

Any good book recommendations?

Had my 1:1 with my People Lead yesterday to prepare for talent discussions. Said I had a great year - but need to work on being consistent. She said when I’m engaged it’s great but need to keep it going. I’ve mentioned my ADHD previously but I’m sure she doesn’t know all the components of what that means. We’ve had org issues - no clear role descriptions or expectations. Yes I do have a hard time staying engaged (and I’m medicated - Vyvance in the am, dextroamphetamine at noon). Thoughts?

Here is my current cocktail: Caffeine 400mg (200 when I wake up then another 200 when I go to the gym 30 minutes later), Modafinil 150, Bupropian XL 150. I used to take adderall but it made me crazy for lack of a better word. Looking to add a stimulant for focus. Suggestions? Currently deciding between Ritalin and Vyvanse. Also, I know I’m a stim junkie I was taking adderall for 20 years so my tolerance is pretty high. Please keep it positive and helpful thanks

Looking for some advice here: I work for a client that loves me & I love him back as well. Get along super well with the creative team and we’re like “one team” . However, I am having problems with the management of my agency. I thought of maybe talking with my client about it (the CMO) to see if he pressures the account MDs. Any tips on how to solve this situation?

Google L6 S&O in Boston/Seattle/DC. 9 YOE + MBA.
Base: 218k
Bonus: 20%
Equity: 270k over 4 years
Sign-on: 25k

Good offer?

Are there any courses you’d recommend that look good on a PM resume?

PwC 1 again, we are live at Craft 🍻

How much are 3-5 yr associates making in big law in Denver? I’m a female and one of my male colleagues told me he makes $10k more than me and we received the same score on our annual review

Whats a good salary range for an SC in risk and compliance with 3 YOE in NYC?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Any Dubai folks care to help a brother out with some good nightlife recs?

What did 50 cent do when he is hungry ?

Difference in A1 stub bonus when joining in March vs. summer as usual? I’m joining early, but still part of the 2022 Class.

I need 11 likes for DM

How is Delta Airlines client interview questions?
I am a Java + Aws developer

At what point in my career as a receptionist should I consider asking for a raise? After one year? After five?

I had a question regarding Career transition from QA to Data Scientist role. Should my resume show QA experience and 2-3 personal projects made on Data Science or shall I modify QA experience as an already Data scientist and should follow fake it till I make it approach?

What would you guys suggest?L

Hello fishes, I joined IBM on 16th Aug 2021 as a Data Scientist and was offered 1L joining bonus. Will I have to pay back the joining bonus if I leave IBM on 16th Aug 2022 , i.e , after completing 1 year ?

How much Python and SQL should I know as a data analyst for someone who has 3 YOE ?

Hello fishes,
I am a data scientist and I have an offer from Mindtree of 30 LPA (fixed) and another offer from EXL Service of 31 LPA (fixed) + 10% variable.
Can you please help me to decide which on to go with?

Looking for thoughts.

I have 13 years of experience as a Business Analyst at various capacities (Regulatory, Data Verticals) in Banking with Bachelors degree in Accounting & Semi Qualified management accountant

Currently pursuing PGP in Data Science and in verge of completion.

Alongside I have got certifications in Cloud & Visualization tools.

Now I want to move completely to the Analytics/ML side. Will the companies consider my BA experience in Data & Regulatory experiences?

Hi Fishes,

I am looking for job opportunities in the role of data science/decision science/model development/ ML engineer, and with 2 yr of relevant YOE. Can anyone help me with the referral?
Thanks in advance!

Hello fishes, I am working at IBM as a Data Scientist and currently on bench. I will be resigning today as I have a better offer in hand right now. Wanted to know if I have to serve entire notice period of 90 days even when on bench or IBM gives early release ?