This isn’t really a confession, just me looking for advice.

I’m going to apply for my first “big girl” credit card (AMEX). Is the Delta SkyMiles Gold worth it or are there other options any of you would recommend?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

I read these posts and what numbers you have with FIRE. I don’t have nearly that much saved; I am paying for two kids in school (college). What is the minimal amount?

I'm late 30s, in industry now with TC of ~$175k (up from $35k fresh out of undergrad), a kid with another on the way, a mortgage, and car loans. AMA!

Yes, this is tongue in cheek 😀

What might be the ripple effect in real estate? When is a good time to get in?

Let's say I'm selling a house that has appreciated in the past year. If the buyer does an appraisal and it comes back under, are we screwed? What can I do to mitigate this situation? I'd imagine this happens a lot with bidding wars and homes going significantly over asking. Does the buyer then offer to waive the contingency or is that something I have to ask them to?

If you know of anyone in Amsterdam looking for an Sr/CD Art Director, hit me up.
I'm in US at the moment but I wouldn't need a visa to work there.
Got experience, awards and press
Cheers

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

If my passport is expiring and I have applied for a new passport. Can I still book the international travel using my about to expire passport number? And not wait until the new passport in hand.. any experience with such a situation will be very helpful.
Want to book for parents and don’t want to delay in the wait of the passport!

I got married and do not have Marriage Certificate yet, so is Marriage Certificate mandatory for getting dependent VISA?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

Got H1B lottery picked up last year (2021). Now I have an approved petition. But I am not holding visa.

In this situation - can I able to switch company? Can I able to change the petitioner(new employer) in this approved petition?

AMA: International Travel (US to Europe) During Coronavirus! I found very little info on this topic before my trip and had a bunch of questions which I wish someone could have helped with. Now, a friend and I both traveled US to Europe in the last week, different routes, in Econ/Biz. For anyone else looking to do the same, I’m happy to answer anything about the process - check in, flights, mask usage, security, visa checks, airports, social distancing, etc.

Good credit card to open? Thinking Amex gold - anyone have it and recommend? Or any others?

I have a car insurance question...can you put a different address than you live at when signing up for insurance? My wife’s family lives in Orange County so wanted to sign up with her OC address and save almost $300-$400. Any feedback is appreciated!

Hey people,
Are there any visa restrictions on mining for Bitcoin or ETH in USD.

I’m originally from Brazil and most of my investments are allocated there.

Brazilian fixed income products are paying 13.25% returns and I’m wondering if it’s a good idea to secure this return in Brazil or if now it’s a good time to build a portfolio with US equities?

(90% of my money is on my Brazilian portfolio)

Any alternatives to Enzo Custom for men’s suits in Boston? I loved the Enzo in New York, but there isn’t one in Boston.

Sears may go officially bankrupt tonight. Time to liquidate those SYW points !

I work in commercial real estate retail leasing. Current employer just increased base to $100k with avg. 20-35% bonus/commissions combined. Received offer to exclusively work for a tenant and help them open new locations. $115k base 10% bonus & also stock options. Remote work, lots of driving, similar job title. Its a VC funded startup & aggressively growing. I’ve never worked for a start up, so curious what everyone’s experiences are and any feedback would be super appreciated thank you!!

I have a fully furnished 1 BR apartment with a large private terrace with grill, reclining sun chairs, lounge chairs, and outdoor 6 seater table in Midtown East available for month-to-month rental.

I am asking for $3k/month (which is lower than what I pay), but am flexible depending on interest.

Building: full service, door man building with elevators and laundry. The building gym is also open using an online appointment system.

(Cont.)

#OverheardAtWork "I just came off of the ice, what happened to vision 2020?"

If an employee files a complaint about workplace behavior, do you treat them differently? I'm faced with reporting an SM for bullying and finding it near imposible to believe that it won't (cont'd)

What is the advice on what feedback to leave for a peer who really sucks at everything y'all have worked together on? It's about the time where everyone on my team requests feedback from each other and I'm nervous for it coming up. My manager knows that everything I've worked w her on I end up doing 90% of the work when it's meant to be split so it is a known issue. We're both at level 3 so are genuinely peers. She seems like a nice person but i have 0 positive work feedback tbh

What are your tips on convincing a fellow employee not to switch agencies? I really don't want to compete with them

Anyone from Cyber Security field? Is yes, what are you working on?

I am an Indian CPA and pursuing my level 2 Cfa. I have worked with family office and Swf and have relocated to Vancouver. Any tips on where to begin my job search

Alright gents, quick opinion how valuable is a WMCP & Chfc designation

Currently finishing off my finance degree wondering if it’s worth it before achieving a CFP & CFA

More context I aim for more roles in wealth & assets management or commercial / institutional investments either states side or Latin American, speaking Spanish Portuguese. 

Pineapple burn and passion fruit pump by ghost. Thank me later

Exit opportunities from SALT - partnership focus? Starting to get worried that the opportunities are too slim and debating leaving for a federal position (even if at a lower title) to gain experience. Anyone have experience with this? I feel like my only options right now are the same jobs just at different cpa firms.

If you had $5k to spend on courses or professional development, where would you spend it to maximize ROI in terms of PM career trajectory or building useful skills?

I'm curious to hear answers in general, but can provide more specifics about my current role/skills/aspirations if needed.

A colleague told me today that Google separates Product Manager and Product Owner as two separate roles. I believe that one PM role is preferred in the industry and most modern software companies, especially FAANG companies, only have PMs. Just curious what others have experienced and if I'm correct in my assumption.

It's my first month in a new job as Product Owner. I went from a company that digital product development was their secondary focus along with consultancy services, to a company that their only focus is the product. The difference in scale as well as the different domain, certainly feeds into my imposter syndrome. What are the things I should focus to achieve within my first few months at the new job?

What's the dress code, is it strictly formal or smart casuals.

Please, share some tips to deal with work stress. I'm getting crankier more than ever with the huge amount of workload. I was not like this, but I'm so tired of the mentality "Send it to Paul, he can solve it" (Paul is my fake name). New hireds cant do the job, old seniors are quiting like birds...

Can I ask a cop to stay outside my door if I feel threatened at home?

Guy stood me and my friends up (he’s with his friends), then texted us 3 hours later to come to a different bar where he and his friends are, and apologized profusely. Said no. Do I forgive him tomorrow?

I’ve been hooking up with a guy off and on for a little over 4 years (met right after a break up) and early on set the boundary that it’s just sex. Recently told a friend abt him (we were out she wanted to know who I was texting/who was picking me up) & now she’s trying to convince me that I’m just in denial (and so is he) of having feelings for each other. He’s a good guy, has his life together, and we have fun, but I don’t get why the arrangement we have is a problem/needs to be changed??

When I was hired, I don't recall being informed about my salary being tied to my location. My employment contract also only makes one mention of location, and says "home office" and my state. I was recently told by HR though that if I move, my comp. will be lower. Is this legal? Should I consult a labor lawyer?

In my mind, I don't recall being told this and it's not clear from my employment contract, so I feel like they're breaking our agreement, and it feels unfair.

Thoughts on what to do?

I wish you could leave a text message unread. Sometimes I forget to respond when I first receive it.

What work/life event (if any) made you arrive to the conclusion “this is just a job”? How old were you? At what point in your career / How many years of tenure?
How did your attitude towards work and work-life balance change?
Have you ever revisited or regretted your conclusion? Why/why not?

I joined my current company 3 months ago when I suffered from depression, but I didn't tell the recruiter or anyone. Now I feel I'm really not able to contribute 100% in my current role, but I don't want to share my depression with my employer. I still need the $. Suggestion please?

TFW you’ve convinced yourself an offer is coming and you’re just living on adrenaline, barely functioning

Sent out a bunch of networking emails today, and nobody answered 😭

I peed in the ocean twice today at the beach 🤫🤫🤫🤫🤫🤫🤫🤫🤫🤫🤫🤫🤫🤫

In my 20s and almost exclusively attracted to men 40+ but every time I match with one on a dating app they end up being creepy.

I rearrange my home office several times a year. Idk why but every 4 months I need to change it up. Anyone else do this?

All my six-figure salary consultant friends are ranting about how poor they feel right now because their IRAs/portfolios are down. Think the people in this industry need to take time to volunteer or engage with some tougher parts of town and understand that by virtue of even having investment accounts, that they’re more financially safe than at least 50% of America. Sad to see

Manifest Season 4, Enola Homes 2, Stranger Things S2, Dahmer, Naruto

Gonna be a busy weekend and upcoming week ☺️

We need a Late Night Confessions bowl

Rant: my boyfriend is so annoying with this diet! I GET IT. You want to eat healthy! But when you have your friends at our place every other weekend they order pizza and you devour most of 2 boxes! But when I want pizza or wings or burgers I have to hear a whole spiel. “Can we pick something healthier?” “You can order ___ but can I choose something else on the menu?” “I don’t knowwww” like MY GOD. Then if I order something for me he wants half or bites! Sick of it!!!

Anyone else’s day get thrown off when you lose a chapstick? Just me??

I will eat a raw onion like it’s CAKE