Those who are first/second years with <80k income - how much do you usually save per month (after tax and non 401k). Curious to see if I'm the only one that is super shitty saving money here.

like
Posting as :
works at
You are currently posting as works at

With parents it sounds

like

Probably a room in a house, I save $0 a month between rent/student loans /eating

like

How tf at you guys doing this. I save like $500 a month. Maaaaybe $1k if I was being frugal. Anyone else with me?

like

4.1k a month after taxes on a 70k salary. So that's $1100/month already. You should try to save an additional $900/month and you'll be at $2k/month. Car insurance - switch to metromile if you travel since they only charge insurance per mile you drive. Look into a spot that's little farther and cheaper that has free parking. If you travel 4 days a week you don't need to spend so much money on rent AND parking. Spotify you can get $15/month family plan. Find 5 friends and split it $2.5/month. Netflix you can also split. Hair cuts go to a hood I barber . I pay $20 incl tip for beard and cut twice a month and look fresh af. I budget $600/month for food and going out. Shouldn't be spending so much on food if you travel Whatever I save goes into vacation fund. I cook most meals at home. When I go to restaurants with friends don't order too much food. Instead of going restaurant incite ppl over to your apartment split groceries and cook food and get drunk. Never order alcohol at dinner. I pre-game bars so limit spending at bars. Gym can be $30/month. 600 going out/food + 100 insurance + 40 hair cut + 30 gym + 50 phone + 20 Spotify/Netflix etc + 40 internet = $880/month. Find a spot to rent that's $1100/month incl parking and utilities. That's $2k/month in expenses. $2100 in savings.

like

I save about 3500 a month at 80k income. Max 401k, max ESPP, max IRAs, plus an extra 500 or so per paycheck roughly

like

When I was making that much I didn't save at all but I have an expensive boyfriend.

like

I save $500 or so. I'm in the NYC area.

like

I think i need a financial advisor..

like

Wow I feel bad now. NYC, 72k, save about 1.5-2k/month depending on what I do during the month

like

These types of threads tell me a lot of people spend money like there's no tomorrow just because they have it.

like

$1,600 rent, $650ish on food, car insurance, monthly parking, haircut, monthly gym, Spotify/Netflix, phone,Internet, utilities. That's easily close to $3k if you include a few hundred for entertainment/going out

like

About 1600

*3200

God where do you live D1?

Like $1000-$1500 a month

Wtf... How much do you pay in rent/where are you based? A1

When I lived in dc area I managed to save about 25-30k on a 70k salary. I moved home and now save about 45-50k on a 85k salary. Talking about per year obviously.

I pay $900 rent in DC. Location not a priority for me 💪

^where do you pay 900 in DC?!

D3 same boat as you :,)

Related Posts

In your opinion which is the best target fund to choose in IRA Roth?

Hi folks, how is thoughtworks as an organisation?

Asking because I don't know much about it and have received recruiter's call today. Currently I am working in
Deloitte. How is thoughtworks hikes, wlb, does it provide any benefits apart from fixed pay? My research gives me a mixed review: some say it's good, some say that thoughtworks is not stable enough like big 4 or other organisations. Pls help Thoughtworks Deloitte

like

I’m prepping someone’s tax return who I see everyday on tv. It’s kind of cool being privy to a celebrity’s confidential financial information. 😁 I’ve also prepped a famous athlete and actor last week.

likeuplifting

I am co-owner with my mom on two properties. After I have been sued, opposing side is requesting my properties info. Can I take my name off quickly -quitclaim deed? And for the future, would it be smarter to buy properties with LLC?

Alteryx stock - thoughts on the company as a longterm investment?

like

How do we get TSA Pre through AFS?

like

First time participating in ESPP this last period. I received a heads up email that Morgan Stanley will get in touch to open a broker account, but not heard from MS themselves. Anyone in a similar situation?

like

Alright QOTD: How are you paying back your loans? PSLF or working for Private Firms and Paying your loans back yourself? Which choice do you think is better. I have 5 years left of PSLF and I cannot wait for the day that this loan is gone.

like
like

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

likehelpful

Getting disability rated…I retire next year and seeing the doc for all my issues. They’re listed in Genesis under my active issues. Does that automatically count for when I retire or do I need to get appointments addressing these issues again after meeting with the VA?

Big4 Partners: could you provide some insights into how the Big4 pensions work. Assume one becomes partner at 40, and then retires at 50 after full vesting, how much annual $$ you get after retirement?

like

Anyone else crazy and buying a house right now? Part 2, does anyone have new construction experience and any important lessons learned? Much appreciated!!

like

Hello all, I am a healthcare professional, working in learning and development team, in a firm working for US healthcare Providers. I would like to get into Compliance roles. Is there any course/certifications that i can do, so i can work in healthcare compliance.
Your experience and advise will surely help me at this moment. 😊

like

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

like

What are the best platforms for investing in startups as a non-accredited investor? (E.g., pursuant to the JOBS Act and CF regulation)

like

What’s a reliable crypto broker that some would recommend? I’ve been using Coinbase Pro but I’m worried to keep investing with them because of their non existent customer service and if I might need support I probably won’t get help

like

What are the health insurance benefits provided at SAP India ? What is the base cover and how much can it be extended to ?

like

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

like

Are we on recession? My portfolio is super down - low cost ETF investor here

like

More Posts

Cat story 😻

Post Photo
like

Is Unisom safe to take in first trimester? My doctor assured me it was and recommended because of nighttime nausea but I’m seeing a mix online that it can cause the baby development issues.

like

LTI-Larsen and Toubro Infotech is Hiring!!
Share EmailID along with JobName to Apply
Candidates who can join in 30 Days will be given preference

Post Photo

Hi Fishes,
Anyone needs referral in Infosys please DM me.
We have openings for Java Developer, .NET developer, DevoOps consultant, React JS developer, AWS developer, Azure developer. Feel free to contact.

like

Interested in tech in NYC—open to FAANG, but more interested in series C+ startups that know what they’re doing and can afford to pay. BD, gen mgmt, strategy/ops roles in that order. Any suggestions?

like
likefunny

Has anyone appeared for a L1A visa interview since the ban expiration?

Are there any suggested consulates with interview dates now?

With most consulates partially closed, it's not easy to find a date. Trying to see if there is an option.

likehelpful

I recently joined EY GDS. May I know what will be the in-hand salary if the fixed salary is 12.5 LPA?

like

Does anyone have a go-to "odd" or unconventional question you like to ask candidates to keep them on their toes or see how they react when put on the spot?

likesmart

Can someone refer me to SAP Labs?
SAP Basis
2.5 YoE

And also what should be the expected CTC?
Current CTC - 5lpa

like

Durant +3.5 points/rebound/assists over Giannis. What a comeback! It was 48-38 with like 2.5 minutes to go.

like

Really curious to know if you gain a different amount of knowledge depending on if you work for a union or private. Does anyone have any input?

like

I wish normal people thought what we do for a living is as cool as we think it is

like
like

Does anyone know the Manager and Senior Manager salary bands for Global Mobility Tax in London at KPMG? Also would be great to know what the typical sign-on bonus is for these grades. Thanks

like
like
like

Hi all, is it completely work from office for Tiger Analytics, or WFH is also allowed? I'm in NCR and don't wish to shift anywhere else.

like

Can we claim internet installation charges as well?

like

Need like for completing profile. Thanks.

like

Additional Posts in Consulting

Poll: What dress code do you follow at your home office?

Any good business/consulting books on amazon kindle that y’all have read that has helped you in your job?

like

For people in consulting - do you often read books about project management and motivation? Would appreciate your recommendations (preferably the ones with more than one thought for the whole brick of text 🤨).

like

Anything good I can spend Delta Skymiles besides airfare? (I’m not really planning on flying anywhere soon).

like

Best books on business/ negotiation/ leadership you have ever read (and use practically)!?

like

Has anyone tried the Westin workout program? Is it as gross as I think it would be? What kind of clothes/shoes do they give you?

like

How do I check my actual utilization (not the effective one). Mybusiness only tells me the effective utilization

like

Not motivated to go out on the weekends because travel has you feeling all type of ways

like

Sheraton bed or the Westin bed in terms of good night sleep? In other words, If you had to buy one which one would you go for?

like

Feel like this client should have balloons, streamers, and music at 4:15 everyday as the parade of their employees leaving commences.

like

For those living with roommates who are basically strangers, do you ever worry about your stuff being safe when you're gone all the time? Do you keep a safe in your room for valuables & documents?

like

Top consulting firms in the Aerospace / Aviation,l or Defense / Intelligence spaces? Looking for business or tech strategy jobs here

like

ACN people where can I find discount programs for employees? Looking to see if there's anything special specific to home owners insurance.

like

Today's grammar lesson:. it is "furthermore', not "further". Carry on.

like

Any consultants grounded in Chicago this week? down for happy hour at the Westin ORD?

like

Investment gurus - Appreciate pointers for resources (books, blogs, videos etc.) to read up on investment strategies. Just getting started and could use all the help. 🙏

like

Life is so much better when you can fast forward thru commercials.

like

What are the best consulting firms in the capital markets and/or investments world?

like

For those that have been laid off, how’s the job search going? Have you gotten offers fairly quickly (I.e. 2-4 weeks after getting the notice)?

like

How does your firm measure utilization? I work for a small boutique that defines it as utilization = number of billable hours/2,080 and full bonus payout occurs at 80% plus.

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal