Tips on saving up for a second property / first rental property? First property is my own home.

Any McK fuel people in here? Kinda curious about this segment in reference to deal structure. Is it all commercial debt?

Is there any way around PMI insurance if putting less than a 20% down payment?

And the stock market is down ⬇️⬇️⬇️ where is the 🩸going to stop?

is the rental market getting better?

Financially entering the most expensive season of my life 🤦🏾‍♂️. Making the most bread in the family is all fun and games till you get those christmas lists! Not to mention flights to see family. Do y'all feel like being successful in finance changes the expectations family members have for you, especially during the holiday season?

How did you go about starting your investment rental portfolio? Single Family Homes? Multi-Family / Duplex+? Any and all advice appreciated!

Does j2 background check decline you if they see you’re still employed with j1?

I can pay my rent in new building through Zelle, Venmo or PayPal. Any way to hack this to earn Credit card points without any extra fees to me?

For those with corporate banking expertise, how do you typically go about calculating debt capacity for a company?

Anyone finding it harder getting managed money biz? If so, what changes or adjustments have you made in prospecting or sales approach? Thanks.

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

In the same day

Fidelity files for a bitcoin etf
Tesla let’s you buy their cars with bitcoin

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

What’s the best way to finance a remodel? Probably need about $40k on top of what I haves saved. HELOC? I’m not really sure where to start researching.

How much should I expect to save in taxes when moving from Manhattan to Hoboken?

I want more money

Sort of houseplant related... but does anyone actually have experience with large fake plants, specifically the best places to get them? I have a large collection of live houseplants but I wanted a large (5’) fake plant for a place in my house that gets little to no sunlight. A lot of the ones I’ve seen look super cheap for how much they cost and I figured someone here might have some good advice :) TIA

For those with corporate banking expertise, how do you typically go about calculating debt capacity for a company?

How many times do we have to tell you, Karen, posting on 2 Instagram accounts doesn't mean you own a marketing agency 👀

Started at my first agency 3 mo. ago. I’m doing great work on exciting clients, but I often feel uninspired and drained. Is it growing pains or is this the wrong industry for me? How will I know?

Anyone finding it harder getting managed money biz? If so, what changes or adjustments have you made in prospecting or sales approach? Thanks.

About to do my first interview for an in house job (coming from a midsize firm).
What are some questions typically asked, and good answers to those questions?
What are some good questions to ask?

How to be good at Sales and have a charismatic personality?
Any words of wisdom? Any great books to read? Any other recommendations?

Traveling from 🇩🇪 to 🇪🇸 next month. I couldn’t find information about the janssen vaccine, does this still count? Got the jannsen in 06/21 and Comirnaty in 12/21. Do I count as boostered, or do I need a take a pcr test prior?

What are the best consulting firms for digital marketing?

Is getting a masters worth it? Would pursuing a masters degree earn me any hike in my current job (current role: data analyst)?

Hi Fishes, DONE MY HR ROUND AND SALARY DISCUSSION it's been 15 day's. After so many followup today got the below reply from TCS HR. ✓Your profile is still under consideration. However I still have not received confirmation on your salary yet. This will take some time. Will respond back to you as and when there is an update pls. Ibegin status -Evaluation is in progress. Please suggest if this is normal practice for TCS ? Will they proceed further? Tata Consultancy Accenture

Did you reach your 2022 goals?

NDAs - signed my first one as a part of a severance agreement. thinking about leaving an honest review for this company, but unsure about the liabilities that come with this. (NDA mentioned no defamation) leaning on the side of letting it go, but this employer sucked BAD and i want others to know. ik its hard to give a straight answer bc it depends on the agreement, but wheres the line between bad mouthing vs your honest experience?

My utilization is 90% but all of my clients are small jobs. Does that look worse than someone who works on the larger, higher revenue generating jobs with all else equal (utilization/performance)?

Was told I had to leave a Marriott hotel last night mid stay due to a fire alarm compliance issue. They credited 6k points and gave me a room at a nearby Marriott property for the night. Con’t...

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Any Property Management recs in Seattle area? :(

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

I really need recommendations. I want to replace the through-the-wall AC units in my condo. Anyone buy ones you really like? Or rent an apartment and are happy with your (newer) AC units?

Tried doing research online but reviews are all over the place. And would love firsthand recommendations.

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

Can anyone recommend a solid lender in Westchester County single family homes? Low rates, good service, easy to deal with.

Do you thank your tenants for paying the rent? A quick thank you text?

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.