What does everyone mostly use their Amex reward points on?

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Home Depot gift cards

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I’m guessing most people will say booking international flights, but are there any other good redemptions?

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What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

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Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

Anyone have a realtor they can recommend that would kick back a portion of their commission on a > $1.5M purchase. Please DM. Thanks!

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What percentage of your income do you save, invest and spend?

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planning to sell my 2 BHK flat in Rahatani , near kokane chowk..if anyone interested ping me so can share the details. Thanks!

Fixed ctc 2435000 Lpa with gratuity 3.5k pm and pf including both employer and employee 16k pm. Any estimated what will be take home pm post tax?

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Hpw do I buy alt coins? Deloitte, a u tattooing?

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Amazon stock is down to below 3000. Bought at 3300! Thoughts? I’m sure it will go back up, but when? And by how much? Appreciate any expert guidance!

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I am on a student visa and looking for a job that can also sponsor my H1 B visa
I will really appreciate your help fellow fishes

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I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

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Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

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Hi all! Can I open a bank account in India when I’m physically not in India?

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Buy/lease now or defer to Q1-2023?

My car broke (engine seized, 10y old). I am interested in 530i ($62k price), however 3year lease is $1,000+ monthly (with $5k down). Monthly lesse payment is 50% more than bmw advertised offers (“south FL dealers are not participating in the program”)

Q to car gurus/experts- should I defer purchase/lease for 6 months? My logic, the impending recession will reduce demand and we will go back to more balanced market (lower prices with negotiation).

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Can anyone tell me what is one of the most popular ways to make money through stocks and the housing bubble right now? Any popular stocks to buy or land?? I'm seeing an upcoming recession WELP

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What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

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Hi Folks

Looking for a referral at VISA for a specific position.

Would appreciate any leads.

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Anyone needs help in filing ITR? Today is the last date. Even if you have got zero taxes cut, you should still file itr. It has many benefits. Cost for filing would be very very less(250 bucks).
Dm fast. Only limited time available

PwC Tata Consultancy Accenture Deloitte EY

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Has anyone faced 221G during USA H1B visa process?

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Hi sharks, looking forward to switch Job. I work in operations. YOE 2 years. Any referrals ?

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Im a MBA holder and currently pursuing CISA. It's been awhile since I have started to have high interest in pursuing a career as IT auditor. Anybody here would like to refer me into any Big 4, very open for entry positions.

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Can someone please refer me to the Integration and Separation team in Accenture please

Any insights/opinions on living in Toluca Lake?

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Hey fishes need 11 likes help me out

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I’ve been with my bf for 18 months and we have not said ‘I love you’ to one another. I keep hearing about how the best/healthiest relationships are a slow burn, you’re friends first, grow to love each other, etc. I’ve never been in a relationship as emotionally slow as this one. It feels like we are friends who sleep together. I can’t tell if it’s healthy or if we just have no emotional spark. Idk... I feel like wanting romance is not a bad thing, right?

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Hello! I have been a consultant for a little over 2.5 years now. I am looking for a 100% remote role at a tech company! Can anyone help me with referrals / let me know if their company is hiring?

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What is your credit limit on CCR? We're going through some life changes (wedding, rings, travel, etc.) and was recently surprised to find my credit limit is only $30K even after being a solid customer. What are the ways I can get an increase in the credit limit?

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Hello, my employer will be providing 60 days of accommodation in a apartment or I can book an Airbnb or Hotel.
Has anyone stayed at a Hotel for 60 days?
How many points we can get at Residence Inn Marriott for this duration?

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What's your morning commute reading material?

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Any game recommendations? Used to play OW, HS, LoL.

Cheesecake. It’s Rose Beranbaum’s recipe from her Baking Basics cookbook. Excellent results!

Post Photo
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Hello Abapers,

Can we post our current YOE and CTC so that we get the idea of current market.I ll start with myself:

YOE 12.5
CTC 26 LPA

Anyone still using avid on commercials? In NY it seems to be 100% premiere now

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Does CGI send any welcome gift to new joiners?

Are you lost baby girl?? 😂😂😂
jokes apart
is there anyone recently ( in month of September) r received OL from infosys?

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Recs for getting art framed? I know the MFA sends their stuff to Stanhope but I don’t think I really need museum quality framing.

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If anyone is looking for Property Management for homes in the Greater Boston Area, please let me know as I can offer my services and seamlessly take care of your long term rental homes etc.

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Just got divorced after being separated for a year. Any suggestions for places to go and meet new folks?

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The past two days I’ve spent to my entire day doing things that really can be done by a paralegal. So I hired a freelance para. Any tips to make this a success? What’s your tips to train and get your para up to speed?

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Additional Posts in Personal Investment Chatter

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

What stocks are you betting on for 2018?

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Anyone using roofstock? Model seems really interesting. Would love to talk to someone using it.

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Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

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With rates going up, is now a good time to start a CD ladder?

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25 and a year into having a brokerage account. How does one build a strong portfolio? I’m currently doing well based on stock picks but understand that it’s really just luck based on this rollercoaster year. Holding for the LT

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Advice appreciated: I want to sublease my apartment so that I can rent elsewhere and pay less. I had to move in a short amount of time and it was during the period where there was a high demand for housing, & leases everywhere were expensive so I signed what I thought was fairly cheap in comparison to what was out there. However I found something this month that will cut costs by 30%. How do I go about finding someone to sublease my place?

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I’m finally hitting a stride (now in my mid-30s) and have some cash to play around with/invest. Any suggestions or recommendations on good, long-term strategies (and/or things I should absolutely be doing) for people not familiar with having a tiny cushion of wealth? Also open to “you should hire a financial advisor, etc..”

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

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Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

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Investing US 50k per year on a joint income of 170k. This on top of mortgage payments for a 400k penthouse. How does this look?

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Can the $7k HSA limit be for myself + kids, or does it have to be myself + SO + kids?

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Thoughts on pionex?

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How much would be a reasonable spend for accommodation for a weekend trip 3-5 hours away from home? I'm trying to calibrate if every AirBnb and Hotel options I'm looking at is expensive or am I being a cheapskate? It was me, my SO + a pet.

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Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

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I’m living off $47k post-deductions (401k, etc, but not taxes) in a T2 city. What are some good money saving tips and tricks for relatively low income consultants in their early 20s?

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If I’m right on the cusp of hitting the contribution reductions for a Roth IRA for 2021 (will potentially have a greater than $125k AGI depending on bonus amount, but likely won’t exceed $130k), what should I do? I can fully find the $6k right now to a Roth, fund like $5k and then wait until June when I find out my bonus amount to decide what to do with the rest, or should I just do an IRA->Roth conversion just to be safe?

Just a discussion thread, but I feel like this is a good bowl to ask this. Does anyone else look at the vast majority of folks around you and think “damn, we are so over leveraged as a society?” Or am I just crazy?

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Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

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Long term recommendations for ETFs buying in now? QQQ and VTI? Recommend any of the blue chips?

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