What is your bonus credit card library? Do you stick to one card, or optimize across multiple cards with bonuses? Just starting on this points journey and realize I’ve missed out by paying full price and not with points all these years.

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Renting a car vs buying, which is better in India?

Is 80k cash + 20k company share a good deal for a junior dev role in the bay area?🙏

How to invest in Direct Growth Funds? I've created a CAN ID using MF Utilities. It asks me to login and proceed but I don't have my login ID generated. Should I wait for more time as my CAN ID was approved only yesterday?

How do real estate lenders take cash flow into consideration? For example, typically I would probably only be approved for a $500k loan ($125k comp and $100k for down payment), but if I’m buying a multi-family home and planning to live in a unit and rent the others, will lenders approve a bigger loan?

Decided to payoff my mortgage.

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Any good personal finance resources for new grads? How to choose a savings account, how much to invest, etc.

Is there any way to get around the coinbase fee when buying crypto?

Out of country friend who was visiting me in the states reimbursed me for his hotel/flights in crypto (~2k) which was sent to my wallet. I’m planning to withdraw to coinbase then to my bank but want to make sure I’m doing everything right. Do I need to declare anything or do something special? Would i need to pay taxes on the reimbursement? Usually when I get reimbursed with Venmo or PayPal it seems pretty straightforward but not as familiar with rules around crypto

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Building im applying to has a $1,000 move in deposit. Are these usually refunded? The agent is checking with management but they are being super slow to answer. I want to move quick on this so I don’t lose the apartment

What is a reasonable rent increase %

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

Best and worst cars you’ve ever owned?

ENBD is the crappiest bank in the UAE. Thank you

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

DM me for referrals!

Hey Guys,
How is HCL DRYice (product division)
Are there any extra benefits of joining it, in comparison to HCL Technologies?

Now's the time to help oneself to some premium Equinox equipment for my studio. Get a long overdue workout in while sending a message 👍 screw the rich

I want to work for The Walt Disney Company corporate offices. Anywhere. I don't care where there's an office. I want to work for that company. I don't know how to drive in rain or snow, but if they have an office in places that snow, I WILL MAKE THE SACRIFICE 🤣

But I still have questions though 🤔 -

What is the culture like?
What are the work hours?
Does Disney pay for relocation for new hires like some of the FAANG companies do?

@

What is the rationale in splitting software license fees from warranty fees? What is the best practice?

Hi there! Would appreciate some advice since my appraisal period is coming up. Would also love to know what my peers are earning across the legal tech industry! :)

Any books/self help materials for someone who is constantly worrying (and waste a lot of unnecessary time)? E.g. No matter if i pass or fail an interview, there is always something to worry about. The worrying/anxiety multiplies when I proceeded further in the interview stages. Now that I signed the offer and is pending background checks, my anxiety is off the roof as it itches closer to my starting date.

What are the best websites and youtube channels you can recommend for interview preparations ?
Tech : Java microservice developer
Yoe : 9

Thanks in advance

My brother recently graduated high school and wants to work for a year or two before he starts his undergrad. What sort of jobs should he be looking for that could help his resume in the future? He eventually wants to pursue engineering

Hi Folks,

Is variable pay and hike are different components or same in Crisil? What would be the avg variable pay paid in an year? Pls reply 🙏🙏

Want to move in the market for a Training Manager role or L&D role. What should be my ask?

I'm receiving low ball offers at 5l p.a. However, I'm looking for something at 10-12l p.a. Is it viable in the current market?

352 turnip price! Time on my island is 2:55 and I’ll be on a while

How much can I expert from walmart?
YOE: 5.2
Current CTC: 18.2LPA All fixed
Role Offered: SDE-3

Hi,
PPL working in Walmart Bangalore.Have you guys already relocated to Bangalore or travelling from your hometown based on the requirements ?

Does KPMG transformation delivery do any analytics?

Anyone here work for consumer companies in Toronto and open to sharing their experience?

What do you think it takes for a PPD to get a utilization bearing WBS for proposal work? I know it is rare...

I'm feeling a lot of anger towards my manager (now he's acting normal but there were moments where he was condescending/dismissive/mocked my and others work/arrogant/said stuff was "wrong" constantly/belittling the difficulty of tasks etc. in the past project).
Maybe it is "standard chewing out" but it bothered me a lot. So much that I find myself still getting all fired up inside thinking about it...
Idk how to let go of this :/ Thoughts?

How do I tell candidates I’m being asked to interview that the group is toxic and to run the other way without well… saying that.

I’m looking for a Mobile App developer for our client in Pittsburgh. Any leads? Must have Android or IOS and Xamarin or C sharp or Java. Must be local within 100 miles. Fully remote ore 6 months contract with possible extension and bringing you in fulltime. Comment below or refer your friends/family. Thanks!

Amex gold or chase Sapphire preferred? I need a card for international travel to avoid foreign exchange fees. Please note, that I'll receive a $150 credit towards the Amex annual fee due to having a corp card. I'd you my capital one checking, but no rewards/benefits there.

Does anyone have any plus points that are expirining and want to give them away? I'm flying to India and back in Feb and see some availability for PZ. Unfortunately I'm just a gold. TIA.

Flight from Charlotte to LAX with AA gets cancelled.. after 3 hours of delay. Have to fly out the next morning. How should I ask for voucher, hotel or airline? Currently waiting in a 100+ person line.

Found thread to gain status through match stream for all rental companies and 5 hotel chains

Room not ready (needs 5-10 minutes for housekeeping to finish it?) at 9:40 pm for a category 7 property

What's the point of Delta drink vouchers when they serve alcohol on request anyway? (Even in economy)

Worth getting the SPG card for 30k points ($3k spend in 3 months) or hold off until that goes up to 35-40k (will it?)

What is the tipping etiquette on the free platinum breakfast in a JW Marriott? The server just gets coffee / orange juice and you serve yourself. It is an overpriced buffet that I would never dine in.

How does one use 500 Mile Upgrades on AA In the most effective manner?

Bathroom smells of cig smoke and they can’t transfer me to another room till tomorrow. How many points?

Will SPG Green Choice award of 500 points also triple to 1,500/night under the consolidated reward system? Couldn’t find anything in the Marriott marketing materials

I have the older United cc. If I wanted to get the explorer card to take advantage of bonus points could I just apply for it or would I need to cancel current then apply? TIA

Is the late checkout until 4pm guaranteed for platinum elite members?

Accenture can you guys go back to Marriott and fix their customer service please I've been on hold for 30 minutes and I still have missing nights

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

Are spg and spg points eventually going to get phased out due to merger?

Is there a thread of company discount codes? ISO Hilton code (do not judge me my BIL is getting married at a Hilton and his fiancé is going to go postal if we don’t reserve a room now)

Vacation almost all on points. Plane and hotel covered. Suggestions for car rental? Not many Enterprise/Hertz points. Ik it's not the best transfer rate, but I have plenty of Chase points.

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?