What says, loud and clear, "I make terrible financial decisions"?

I’m 30 and my spouse and I want to save a million dollars in 15 years by age 45. I figured 1,000,000/15=66,666/yr need to save. To get to 66,666/yr, need to contribute:
-401k at 19500k x 2
-Roth IRA at 6000 x 2
-remaining $7833 x 2 in a brokerage account

Does this look good? Am I missing something? With discipline 2 people can save 1 million in 15 years?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

First baby, already saving in a 529 and UTMA Brokerage for him, what else can be done? Open to ideas on how to best set him up for future success - at least financially

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

PPEDs: Just found out that a Partner, who was promoted in 2017, was fired. IDK the circumstances. What can they expect to walk away with besides 401k & normal pension plan?

Can someone confirm how long does a maintenance case take if wife is earning almost twice of husband and taken the kids along with her? Neither willing to stay in matrimonial home, not willing to give the kids or come back because she wants to work in another city and stay close to her own parents.
Demanding huge money in the name of kids to end the case. Should the guy pay the amount(1.5 times his CTC) or should wait for court?
How much maintenance is she eligible for considering her income?

How much rent should I be paying?

Finding a house-share with enough working space for wfh seems expensive since I first moved to London 4 years ago - £900+ pcm and still competing for the room! Is it worth just trying to rent solo a little further out for ~£1,300pcm? Big issue is I’m only earning ~£45k with 4yoe.

Folks in the general Burke/Springfield/Lorton area: Anything I should be aware of in terms of house hunting? We've got a TH in Springfield now and are looking to buy a SFH in the area in 2 years. TIA!

Looking for investors who are ready to expand their reach and putting their financial stability to a greater height 📉

23 y/o, is it ok if I’m not maxing out my 401k? There is so much pressure to, but I am waiting until I move to a lower cost of living area and get promoted in a year.

Does anyone have 120K bonvoy points they’re willing to sell? How much?

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Is it financially irresponsible to buy a home that requires you to divert what you’re currently saving / investing monthly to pay the mortgage?

Fellow Bytedancers, will you be keeping your cash bonus or convert to RSU?

How to maximum save taxes for 20LPA?

Hello everyone!

We (I and wife) are looking to buy a 2+ bed condo in Chicago area by this September.

We are doing research pretty much on our own for the houses. So, I am looking for any references for buyer's agents who could offer us good commission rebate and help us with just basic stuff like paperwork and reviewing disclosures etc.

Any parents here? How did you originally explain the Covid pandemic to your children?

I know this is small dollars, but my firm only pays $25 per months for my cell phone. We all work remotely, so using cell a lot. Is it silly for me to push for full reimbursement? Is that pretty standard?

This might be a long shot but I'm looking for a volunteer who is trying to break into a federal career. Maybe a transitioning veteran, recent grad, or career-changer.

I'm pursuing my master career coaching cert and need to do a recorded 45-minute session. You don't have to be identified if you don't want to.

The single session is all I'm asking but could certainly turn into a longer lasting coaching relationship (at no cost), if you like.

Hi sharks , I have some doubts in PaaS Analytics, can any one help in this regards please

I feel like I was straight up lied to during the interview process. “lots of opportunities to hit quota”. I’m sitting here with only one demo two months after joining the company. it looks like our team has only two people doing demos, and demos are only happening once every two weeks. At this rate, I don’t think I’ll be even close to hitting OTE. Are there any other companies hiring right now? I’ll have a discussion about my concerns with my manager soon, but there’s too many red flags here.

I have worked in house for an insurer for 20 years plus. New to this group but excited to see dialogue and networking opportunities.

Should I use all my leave before I deploy if there is a 240 hour cap and leave accrues while I deploy?

I joined politics with Trump.
What's this a MAGA =\= Republican?
Sounds like its just to say Republicans aren't deranged crazy racists. On policy level, isn't he quite conservative?

I have been working the same position for 5 years. But our job title has changed a few time I went from a pre registration rep to a verification specialist during my time there I want to branch out but not sure where to go from here. I have a bachelors in Health Science. 5 years experience dealing with patients, insurance, referral, data entry, etc.

Anyone have any promoter/hook ups in Vegas? 3 single 26 y/o girls going for July fourth

why i always have my training in Secaucus. NJ. Orientation training and new senior training. how did everyone else get Atlanta!

People worrying today should read books on trading psychology! Not being patronizing- it will help you in the future, not just for investments but for doing better in life!

What is wells fargo salary in india for a just promoted software engineer?

Advice on best books/audio/free consultations to advise on how to get out of around 30k non-student debt...looking to turn this around within the next two years at most, preferably faster.

Anyone here recently get or see any amazing jumbo mortgage rates? It’s painful to search each bank individually. Would love something under 5.5% (only looking for 30 year fixed)

Single 🐠 from where do you get your emotional support? There is a constant void I feel and not family and friends support isn’t working out / not an option.

Have an interview with dropbox for s&o associate ... any experience from fellow 🐟?

Which firm do you guys think has best work life balance?

Anyone in crypto compliance? What’s your background and how did you make it there? I’m in asset management compliance and want a change.

What can I do during downtime throughout my day to prepare me for investment banking? I have a while until I am eligible to move internally but I want to be prepared when the time comes

Which firm hires the dumbest people?

Trading stocks. Anyone notice hedgefunds going HAM with energy stock purchases since November 2021? These bank jobs aren’t about doing pivot tables for some bozo. It’s about looking at the data and conveying a message. Financial Forecasting. Try it. The answers to retirement is out there.

Can someone explain how to maximize the 401k employer contribution -- by when during the year should I have invested the full $18k to get the 1.5% match?

Which firms have you gotten offers from, but gave them a pass? And why?

Transitioning from line of business familiarity (understanding financial statements) to... real(?) Finance (bonds and cap markets and other debt sales) any advice on books or resources to learn really from step 0?

Khaleesi is coming to Westeros!!!

Does having a CVA (certified valuation analyst) useful? have heard mixed reviews

Long vacations: anyone ever take a long time, something like 3 weeks off, all at once? Repercussions?

Hi all, I have a question regarding retirement accounts. I am not sure if I should choose a Roth or 401k (company has 4+2% match). Currently 23, base salary is ~100k and investments have brought 45k this year which has me teetering between a 22-24% tax bracket. Wondering what the usual tax bracket is of people retired (around 65yo) as I’m not sure anything would bring in significant income with the exception of investments. In my case would a Roth make sense? Appreciate any answers!!

Any former consultants on here? If so, why did you switch over to banking?

Best self-help books on the market? I've been consistently unhappy lately. Something needs to change.

Ideas on how to capitalize on all of these protests? Surely it's a trend that won't end soon...

If I had a penny for every time I had to look up millennialisms...

North Korea - the boy (country) who cried wolf?

Super annoyed by staffer and way too over staffed - any suggestions? Was forced to take new projects that I don’t have capacity for