What's the best credit card for points? This will be my first time getting one of these cards. Kind of don't like Amex since a lot of countries don't accept it.

like
Posting as :
works at
You are currently posting as works at

Chase Sapphire Reserve is the consulting classic

like

Fourth!

You’re in for a ride!

No brainer cash back: Citi DoubleCash
Dine outside a lot? Amex Gold
Travel a lot? Amex Plat
Entry level points card: CSP
All around points and benefits: CSR

like

Under travel a lot I'd choose CSR over Amex Plat but it's personal preference

like

Also look at the benefits. I have both the Amex Plat and CSR

if you have a corporate Amex, you can get a $150 credit to offset the platinum annual fee. Amex platinum also has return protection - so if you buy something and can’t return it for some reason, Amex will refund you up to $300 per item up to an annual limit.

CSR has return protection but it’s more cumbersome to go through.

Both have rental car insurance, but CSR is primary coverage and Amex is secondary (so you have to go through your regular auto insurance first).

Both have airline lounge access, but Amex platinum is better. Both also give silver/gold status automatically for some airlines/hotels.

CSR has a better points earning potential (3x on travel and dining) vs 1x with Amex. You can also earn Amex points with your corporate card (have to turn it on and pay like $50 a year) that will accumulate to your total Amex pool.

Amex offers is a lot better than chase offers.

Overall, I use CSP for travel and food and Amex for everything else. Don’t accumulate as fast using two different cards, but I’m maximizing other benefits so it’s worth it.

likesmart

The rental car insurance on Chase Sapphire Reserve is amazing. I’ve done it twice and it was super easy. Once was overseas and I had to pay and then get reimbursed, but still such a great benefit!

like

Venture Rewards from capital one is my go-to points card

like

I've never been to a country where my amex hasn't worked, but smaller places in any country often do not accept it. If travel is your focus then I'd go with something good with fraud, which is why I prefer Amex. I also carry CSR for those places that don't accept the Amex. Both are impeccable with fraud detection and resolution.

Australia and Canada gave me a hard time

like

Related Posts

Will have $100k by the end of this year and want to start investing in stocks. I am willing to take medium to high risk. What stocks/etfs to buy?

like

ZS 🐠, how often are you at the office vs client site? I’m curious because I’ve heard they don’t travel much

like

New to UR travel portal. I keep seeing that I will get 1.5x back here -- does that mean if I have 20,000 points originally, it becomes 30,000 points in the portal? (cont.)

What’s a good Marriott Bonvoy points vs $ conversion to make decisions on using points or $?
I’m contemplating 40k points vs $168 including taxes at a category 4 location

Have a DELTA companion certificate that is expiring Jan 31, 2023. Fully transferable. Planned to use it in Dec for Christmas but can no longer travel. DM if interested, thank you.

like

Curios to see how you guys log your down payment and remaining loan amount ( home , Auto etc ) in apps tracking net worth ?

Recently put 20% down cash for house which brought down the cash component of net worth but wondering how to balance this . Home equity ?

like

Can we increase the Hra amount while filing the return?
I have paid lumpsum amount to my parent as the rent.

How should one properly calculate total comp? Base + bonus + stock options? Should you only include options that vest that year or include the total $ granted that will vest over 4 years?

Hi All... URGENTLY NEED some suggestions.

I've got a job offer in australia for 120$ Aud. Pay is good but they reached out to me via LinkedIn now all interviews done. If i accept the offer they will start my visa process. But I couldn't find the company in Google or Glassdoor reviews. It's a new startup kind of consultancy with 10-15 PPL. I can only see few linkedin posts for that company.

Is it advisable to proceed? They're not asking any money from me they are sponsoring for visa. Is it safe

like

How much should i save from my salry for securing post retirement life and all general commitments before that. I'm 30 now. Assume no Inheritance. Current in hand 1.85 lpm

like

I completed JPMorgan Chase hireview and its been a month and still haven’t heard back yet. When can I expect to hear back?

like

Received an AMEX Gold card around a month ago and have been making consistent purchases and payments on the card. However, my points still show as 0, does anyone know why this might be?

like

Hi Fishes, I am really interested in product management and want to switch my role from risk analyst in a product owner/product manager role.
How difficult it is to do in amex? Its been half a year since I joined amex and I am planning to talk to manager after completing one year.

Can someone please suggest me if this kind of switch is possible? And how should one go about it

Any advice would be helpful

like

Does anyone else feel bad about lifting the window shade after a long flight for pics before landing? I feel like I’ve blinded everyone. (Dolomites)

Post Photo
like

How’s the work life balance situation at Amex for data engineers?

like

Flight attendant woke me up while I was sleeping to give me ice cream, then I couldn’t go back to sleep.
How many points?

likefunnyuplifting

What are some side hustles you’re doing? I’m looking for ways to make additional money.

like

Hello fishes
Does anyone know how long it is taking for Netherlands to process HSM visa?

like

I’m a private immigration attorney whose interested into transitioning into a high level federal government attorney position in the future (not in this administration). Ideally, I’d love to work in the solicitor general’s office.

I’m only a year or two into practice and am wondering if there are any tips to best position myself for this type of position? I don’t anticipate making any moves that way for at least 5 more years. No clerking experience or law review, so that’s -2 points for me

like

When pitching your group at a midsized firm’s services to potential clients such as PE firms, what selling points would you push for as to why you’re better suited than, or at least a good option over, big NY firms? I’m thinking more competitive fees for one, but what else would convince a PE investor to retain a midsized firm/keep them in mind?

like

More Posts

I’m a private immigration attorney whose interested into transitioning into a high level federal government attorney position in the future (not in this administration). Ideally, I’d love to work in the solicitor general’s office.

I’m only a year or two into practice and am wondering if there are any tips to best position myself for this type of position? I don’t anticipate making any moves that way for at least 5 more years. No clerking experience or law review, so that’s -2 points for me

like

I’m not naive or fresh out of law school, but I’m at a point where I’m saying to myself “Why can’t I have it all?” I’ve been offered a job for more pay and less hours and I keep thinking to myself, what’s the catch? I know people will say no promotion potential or that’s not how it works…but what if it could? What if you make yourself valuable by still setting your boundaries? Why would we resent someone who has that opportunity?

like

I have two offers, one from Am Law 100 firm and one from Am Law 200 firm. Am Law 200 firm is offering 40K more (otherwise the firms have same hours target and, based on discussions, similar culture). I’m trying to decide between the two based on long term career prospects, both offer opportunity for NEP (not sure how realistic it is at either). Also not sure of overall earning potential down the road. Is the 40K now worth it or am I likely to make that up at the Am Law 100 firm in the future?

like

Has anyone tried to get an extension on an offer and they push back?

like

Congratulations on your stimulus check, pick any item from the bottom case.

Post Photo
likefunny

4 slightly different shades of green. Plz fix.

Post Photo
likefunny

Does anyone have any advice on how to deal with discrimination as an Asian in the workplace? In my company it seems like it’s a white boys club where and they just promote white ppl because they’re white. And then they have a lower bar for promotions for minorities (traditional minorities likes Hispanics and African Americans). Meanwhile they make Asians do all the work. I am not generalizing that this is how it is everywhere but it definitely is that way in my workplace. Any advice?

likeuplifting

Did you reach your 2022 goals?

like

Infosys is saying permanent work from home with a clause as required by project candidate will notified 60 day prior to report project.

What if project location is different then base location will they ask to relocate? If yes will they provide any bonous? Infosys

I can’t be the only person who is thrilled they are banning “emotional support” animals from the cabin of a plane.

like

When pitching your group at a midsized firm’s services to potential clients such as PE firms, what selling points would you push for as to why you’re better suited than, or at least a good option over, big NY firms? I’m thinking more competitive fees for one, but what else would convince a PE investor to retain a midsized firm/keep them in mind?

like

Anyone working in mRNA space? DM for a job

like

I don’t have washer or dryer in my new place . I live bear highland park . I want to pay someone to do my laundry . Please recommendations 🆘🆘🆘

likefunny

Looking to make a move into Advisory/Consulting.

I have an Audit and Data Automation/Visualization background (was formerly a PwC Digital Accelerator). Any advice?

like

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

like

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

likehelpful

Please help! I'm looking for writing terminology. At our agency, we are getting more into creative writing vs ... executional writing? Please help me find the right term. Creative means developing the big idea (concepting), writing scripts and headlines with flair, etc.) for an awareness "hook" and then the other camp, which includes brochures, one pagers, banner ads, sales sheets.

What should we call the other type of writing? (Cont in comments)

like

I’m feeling really discouraged. I’m in the merrill lynch fa program and I’m prospecting a lot and going to tons of high end networking events. I have good convos but then struggle to get meetings...

like

in live hirevue interviews, can they tell if you switched tabs? I have a few notes on my computer id like to refer to if possible

like

Additional Posts in Consulting

AA same day change question: I am Exec Plat and need to move my Monday flight from 5 to 8pm. When can i call for free SDC? Sunday 8pm (24hrs before flight) or Sunday at midnight?

like

Does anyone have 120K bonvoy points they’re willing to sell? How much?

like

Heard frm a friend at pwc that in consulting they have per diems. Is it for all practitioners and practice? Seems tight on budget.

like

I miss Fly-Day. I would be working on my fifth or sixth cocktail by now and texting my driver the flight arrival information.

likefunny

Has anyone went from a general consultant to a vc firm? What was the interview like?

like

EY and Guidehouse federal fish, how does using PTO factor into your utilization score? Does it count against you like at Deloitte or do those hours get removed from the denominator before calculation?

like

OTS is growing rapidly and leadership has asked us SMs to assist with recruiting. One of our needs is for cybersecurity and data privacy consultants interested in M&A e.g. CISSP, CISA, CIPP, CIPM, etc

like

Anyone has a sephora promo code to share? 🐠🐠

like

Owe ~$4,500 in taxes for 2020. Anything I can do to reduce this amount? Going to contribute some extra money to 401k to get me to 19,500 for the year. Anything else?

like

Headspace vs. Calm app, which is better?

like

On a Thursday at 6pm, in major airports (ORD, ATL, DFW, etc.), what % of travelers do you think are consultants?

like

A couple of team members have rephrased what I just said during meetings. What’s a good way to acknowledge it and ask them why they are repeating what I’ve just said?

likehelpful

Any good resources on how to set up an account management strategy? Step by step guide, best practices, etc.

likesmart

Any book recommendations for the summer vacation season? What's your favorite book over the last year?

like

A senior person in my org who I don't know, mailed me with "Hi <my last name>" asking for some help. I replied back with "Hi <requester's last name>, how can I help?
Never heard back from this person.

funnylike

What is your home office set up like? Interested in buying a monitor (34 inches?) and wondering if it is the right choice.

like

Any good dad jokes?

like

What is a typical commission rate or structure for federal contracts? (BD position)

like

Stonks don't always go up!

likesmart

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal