What's your income and how much do you spend on rent / mortgage + ownership expenses?

How what would be the most you're willing to spend (monthly) on housing?

like
Posting as :
works at
You are currently posting as works at
Highlighted IconHIGHLIGHTED

$160k TC, $1,157 monthly housing expenses (mortgage including taxes & insurance $945 plus $212 HOA dues). I could easily afford $3,000 per month, but I’d have a 5 bedroom house for just me! So I’m content with my place, still a lot of room for one person.

like

1800 sq ft, 2 bed 2 bath townhouse.

$265k HHI; mortgage is $1,500, with other household expenses about $500 on average.

3br/2ba rancher in the Philly suburbs.

Eventually we'll need a bigger place if I'm still working mainly from home, but it works for now. Child care is $2.5k and going to go up to $3k monthly in Q2.

like

I'm out in the West Chester / Malvern area

like
Recent IconRecent

$90k. I spend less thank $1.8k / month on housing related expenses (rent, utilities, etc). No other liabilities. $1.8k allows me to hit savings goals, but max I’d go it is $2k / month

like

HHI for 2022 is expected to be $320k. Current rent which expires soon is $2200. Looking for a house around $900k - $1M which would put mortgage around $4500.

2021 income was $250k.

like

Do you worry that’s too much? I’m $350-400K HHI (single though, not dual incomes) and worry that a mortgage that high will give me anxiety. My current mortgage is $2100 bc I bought way below my means years ago, now I want something bigger, but doubling my mortgage keeps me up at night lol

Make 135k CAD and pay 900 in rent. Biggest help is not living in Toronto or Vancouver. And getting a roommate

like

HHI is $1M, our mortgage is $5K

like

Perhaps when we have another child. Our home is $1M in HCOL

like

255k, spend 4300 on mortgage + HOA + insurance + tax.

Just bought, so at the top of where I want to be in housing expense to income ratio. Will come down over time.

likehelpful

TC of $750k - $1M+ (includes some side hustle) - fully loaded monthly housing is $9k (I live in FL - expensive housing insurance and property taxes - yes, I know, no state income tax to offset)

like

Gone up by $400k in less than a year and now $2M or so

like

HHI $300-360K, $2,500 rent planning on getting $300K place

like

Where?

like

$73k, pay $750-$800 in rent + utilities. I share a small apartment in HCOL city with 3 other people

Would be willing to pay up to $1200 per month if I got a parking space

like

~140k base, 1100/month for rent (utilities included), max im willing to do is 1500

like

$220K.

$1900/mo for condo in city.

$1400/mo for home in suburbs.

like

I love it.
Best of both worlds. It made more sense before Covid of course.

like

$114K, rent is $1260, wouldn’t go above $1400.

like

HHI of nearly $400K, $0 on mortgage (own our house outright), home owner expenses range from $850 - $1200 seasonally dependent. Note: we did replace a hot water heater at $1800 last year.

Going to try and remain mortgage less if possible.

like

Too much. My gf left and left me with the full rent.. 105k income, 2.2k rent.

Shes on the lease. Lease end June.

like

Oof...in a similar boat myself. Hang in there, D.

$110k base and ~$1,500 in rent and utilities

like

$450k total cash pre-tax (DINK), $1650 rent, Texas. Have to move back to HCOL later in 2022 unfortunately.

like

$165k base and I spend about $2.5k on rent. I’d be willing to go up to $3k but at that point would strongly considering buying.

like

HHI~220k. 2K/m in rent and related expense

like

HHI - $280k, mortgage is $1300.

like

Related Posts

Has PwC paid out this month's expenses yet? Amex isn't pleased..

like

None of us non citizens will see this stimulus check right even though we are residents for tax purposes?

like

Confused about long term capital gains tax rate - are the brackets for how much capital gains you make in a year, or are the buckets determined by income?

Ie. If my income is over 40k do I pay 15%? Or do I only pay 15% if I realize >$40,000 in long term gains in a year?

like

200k in student loans. Unmarried, no kids. If you had to choose - Would you prioritize paying them down/off or saving up for big ticket items like a house/retirement?

like

Looking for advice to safely invest Escrow portion of my mortgage, since I was able to stop paying from Escrowz starting this month.

As you know, this cannot be risk in stock market, what are safe options

like

Best place to put money after an HYSA? Ideally saving for a house in 7ish years. Currently contribute to 401k, maxed my Roth IRA. Looking at Sofi bank CD’s at 4.65% yield (6 month). Is brokerage invested in ETFs/Mutual Funds next step? TIA

like

I have Moderna calls that expire on October 15 with a strike price of $300. Should I sell before S&P 500 inclusion and buy back in?

like

Real estate Tax question: I have a personal property and investment property in Florida. I am about to pay one off. Should I pay off the investment property or the personal home?

like

401(k) gurus - If I switched jobs in 2020, does the $19.5k pretax 401(k) contribution limit apply to each plan or is it across plans? Also, does it matter if my spouse (joint filing) is self employed and bootstrapping and is not enrolled in a 401(k) plan?

like

I am investing as a beginner. What is a good company to start a brokerage account with ? Fidelity, Ameri E Trade, ML? I’m looking to put my money in index funds.

like

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

Newbie buying AAPL for the first time - any reason I should select anything other than Market Order?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

For those of you who got out at 10, do you wish that you rode it out to 20? I’m at a crossroad and I’m not sure what to do. Have some active/reserve time, wrapping up graduate school, and am now considering either a) come back to the business world or b) go active and retire before 50 and live off a nice pension. Obviously there are draws to both. I’m an officer for what it’s worth so I can realistically retire at O-5, MAYBE O-6.

likesmarthelpful

25 and a year into having a brokerage account. How does one build a strong portfolio? I’m currently doing well based on stock picks but understand that it’s really just luck based on this rollercoaster year. Holding for the LT

like

Anyone else into Bank Bonus churning?

like

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

likehelpful

Starting apartment hunting in NYC soon. Any tips and recommendations for studios & 1 bedrooms in the city in terms of price range, ROI, neighborhood, down payment, best time to invest etc.

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

like

Any recos for a fee-only financial advisor that’s under $300/hr? Need to understand sole proprietor/small businesses.

like

More Posts

Once, when I was little, I was playing Monopoly with my cousin. I was the banker, and I liberally “quantitatively eased” myself whenever he wasn’t looking.

I got unlucky and lost the game but I threw an absolute FIT, accusing my cousin of cheating because I knew how severely I’d cheated myself. How could he have won if HE didn’t cheat?!

Donald Trump’s righteous, desperate conviction is that of a losing cheater. I only hope he gets the time out he so richly deserves.

like

I have a awesome design for luggage that is designed for people that usually fly first class. It keeps all clothes in travel on straight during any flight and optimizes the use of first class luggage

like

Hi Sharks
I'm looking for single room (Male) with attached bathroom in 2/3 BHK, including all basic amenities.

Areas : Kharadi, Magarpatta, Viman Nagar, Other nearby areas
Rent : 15-18k(Including maids and all)

I'm available to shift after 10th June.

PS: Non smoker, Non Drinker, Vegetarian

Anybody here belong to Midtown Athletic Club? Just joined a couple months back, I love it.

like

Confused about long term capital gains tax rate - are the brackets for how much capital gains you make in a year, or are the buckets determined by income?

Ie. If my income is over 40k do I pay 15%? Or do I only pay 15% if I realize >$40,000 in long term gains in a year?

like

Hi folks,
I have joined EY India about 3 months back and I want to move to EY GDS, is that possible?

like

Hi fishes, Does anyone recently got offer or joined Citi recently?If yes, please comment. Need to know few things. Thanks in advance. Citi @Barclays Credit Suisse UBS

Can anyone suggest me the areas near RMZ Ecoworld where I should look for rented flats?

like

one of my favorites, my go-to japanese whiskey in the states

Post Photo
like

Which one will be better
Kpmg global - associate manager position
Vs
Schneider Electric - staff engineer
Vs
Honeywell - advance software engineer

like

Team just applied for a TS Clearance (defense agency). Trying to assess if it makes sense to wait till the clearance comes through (6 months to a year?) before I job hop. I'm hoping to get some clarity on the following:
1. Can my company withdraw or cancel my clearance if I leave right after I secure a TS?
2. In terms of compensation, how much value (% compensation) does a TS clearance have in the DC area? Places I'm considering: AWS, Azure, GCP, Data bricks, Appian etc.
Any advice, thanks!

like

Can anyone check the pay range for a position at CVS Health. I have the job req. Please and Thank you :)

like

Hi All,

Looking for job change. Currently working as an operations Manager and carrying 10.5 years of experience in OTC and P2P.

Please help to get good options in Delhi/NCR and Jaipur.

like

What is the onboarding process at Mindtree? When should we get the details about the joining

like

Stupid me thought Accenture is different. Like any other consulting firm, some MDs literally gave away their soul to the devil once you got promoted.

likehelpfulfunny

What are your thoughts about wearing chinos to work?

Accenture 🐠, anyone willing to provide a referral to Business Process Architect role in Dallas? I will PM my work experience and qualifications if anyone is willing to chat! TYIA

like

LETS GO ATLANTA BRAVES!!!

likeuplifting

200k in student loans. Unmarried, no kids. If you had to choose - Would you prioritize paying them down/off or saving up for big ticket items like a house/retirement?

like

Additional Posts in Consulting

Here's a question I wish I never had to ask. Is it better to use the code for bereavement leave or just burn pto I'm going to lose anyway? Does it make a difference from a utilization standpoint?

like

How do I push back on a manager who forwards "urgent requests" from leadership to me at the end of a Friday... When they got the original request earlier in the day (according to email time stamp)

like

Best exit opportunities from boutique Econ consulting. In labor practice.

like

Does anyone have any book recommendations that have helped them become a better consultant ?

likehelpfulfunny

Any recommendations for restaurants in NYC to catch up with friends?

like

What are some of the perks you get as a SC @EY or @D? Work phone, food vouchers, gifts, cringe benefits from SM/Ps etc..

Asking for a friend who's is deciding between these two companies and coming from industry!

like

How soon do experienced hire Consultants with Deloitte go to DU? If they go at all.

like

Would anyone at Bain be willing to give a referral?

Going through MBA recruiting right now at an M7 and I'm not positive that I have one. Happy to provide more details in a dm.

like

Layoffs at Walmart corporate 😬😬

likefunny

What can I do outside the office to boost my resume and be a substantially more attractive candidate for top consulting firms in ~12 months time. Working in disputes and valuation role but want to go into management consulting next year (post MBA role). I feel like my job isn’t enough because skills aren’t considered as transferable outside this field.

like

Yay! It's "I give half a fuck today than I did on Wednesday day" aka travel day.....

like

How is M&A right now? Is this industry currently short of work or short staffed? Trying to figure out what my chances are to get in

like

If over 90% of terrorists, murderers, and rapists are men, wouldn't preventing entry for all male travelers (regardless of country) be the only justifiable ban?

like

My suit pants ripped beyond repair. Is it ok to wear a suit jacket without the pants, like a blazer?

like

New departure time is 10pm 😭 I just want to go HOME

like

I'm looking to improve my communication skills to navigate a very political environment better (i.e. I need to be more diplomatic). Any books recommendarions are appreciated 💁🏼‍♀️

like

Is 55k as a new hire associate too low?

like

Got laid off on Friday. Three days and I'm already bored out of my mind. Besides Jim, what are people doing to pass the time in between job hunting?

like

After getting kicked out of McK late last year, this gives me schadenfreude 🤣

Post Photo
likefunny

When a VP candidate screws up your travel home....

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal