Where do you all put your 401k and wealth builder funds ? % in large caps , % mid caps , bonds.. ? And what's been the avg rate of return ?

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Posting as :
works at
You are currently posting as works at

S&P 500 index funds, nothing else

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Index

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Yeah .. Index funds been my strategy as well .. Not sure if I am missing money by putting it elsewhere

In this environment long term hold of vanilla bonds are like an admission that you haven't done your research well enough or are getting shit advice

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Hi ,

Total exp : 4+ , relevant is 2.6 yrs
Skill sets : AWS , DevOps
I am holding few offers with me , would request you to share ur inputs to choose one based on learning , WLB, additional Benefits and brand name...
1.Citrix - 16.5 lkh
2.JPMorgan Chase , Tavisca - 17 lkh
3.Roche pending ( might get in between 19-21 but not more than that !!)

All above compensation is fixed.
Please share ur thoughts and help me out...😊

Thank you.

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Any thoughts on HCG (Healthcare Consultancy Group)? Their Glassdoor is kind of all over the place

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Generally curious how many companies offer phone reimbursement? My last gig did not but the current one does. Legally it seems, all employers are required to do so if we use our phone in literally any capacity (video call, slack, teams, emails etc). How prevalent is the issue of not reimbursing phone dues?

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Anyone have experience successfully negotiating for more maternity leave from your agency, either in time or financial coverage? Any tips?

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Want to start FIRE movement so began by sorting out my expenses/savings. Realized I have so much expenses! I’m currently single without kids, but want in the future. Want to retire in 20yrs. Possible?

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Looking for some advice! I have worked at a large global software company since college (Master's degree in 2018). My job has a lot of benefits that I love. However I'm now seeing all the flaws within the company and am struggling to continue enjoying my work. The biggest problem being I have a toxic customer and all my boss cares about is the $$$$$.

How do you know when it is time to switch companies?

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How will be LTI- Kolkata as a company to Join with Designation "Specialist - Information Security"??
How is the WLB, Job security and what are the Company Benefits and Perks offered ???

How are the On-site Opportunities here ???

likefunny

Bain vs BCG. Both are associate level for the Boston office. Would really appreciate insights on the following:
1. Industry expertise/ease of getting staffed into industry of choice: hoping to do more CPG/retail and stay away from healthcare/education
2. Support for intl employees: both companies claim that they’ll transfer you to a foreign office for a year and then back to the US office, should h1b fall through. Is that true?
See comment below for more thoughts…

likefunny

Received a verbal offer from a recruiter congratulating me on clearing the final round. However did not receive a written offer or what the TC package would look like. They have started the right to work checks and the investments / pension plan declaration. Is this normal? Should I send across any documents or wait for the written offer to come through (not even sure if the terms offered would be favourable!!)?

Anyone faced a similar situation / have any advice on how to proceed? Thanks!

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Salary check. I’m a Marketing Director for a small SaaS startup. I make $95k with no benefits. I’m the only person in my marketing department and also have my foot in the sales department, growing both departments by myself. I have 7 years of professional experience in marketing and sales. There are some red flags at this company and I’ve been here for almost 11 months. If I were to start looking for another job, I’m thinking I can apply for $130k-$150k, any thoughts?

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I’m thinking about leaving the clinical side of healthcare within the next year. Insurance dictating treatment is causing too much mental strain. Plus companies focused on the bottom line and not patient care

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What would someone ever use a traditional IRA for if they don’t qualify for the tax deduction because they make over $78k/year? Right now I’m making 100k and planning to max out my employer Roth 401k ($20.5k) as well as my Roth IRA ($6k). After all that, my question is would contributing to a traditional IRA be the same as contributing to a taxable account here?

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Hi all-my idea pool has officially run dry. Trying to explore new ways to market per diem
nursing. Besides, clinician spotlights, social posts, and video interviews, any other thoughts?

Any Insurance Broker Account Managers in Oklahoma (Health/Life/ Employee Benefits)? Would you be willing to share your salary information and any information about your work load/the amount of groups you manage and their size as well as your years of experience? I’m trying to determine if mine is comparable to what others receive. Thanks for any insight!

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Does anyone feel like they’ve really found meaning and purpose in life? I’m 31, have a great marriage, should make partner in the next 3-5 years, but it all just feels so meaningless. I feel stuck between making money, trying to go back to school, trying out industry. I feel the force of inertia and fear of the unknown keeping me in a role that makes me feel anxious and lost. I work in healthcare, and find myself in executive meetings wondering if I should have been a physician or nurse... help?

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Does early mortgage payments have any tax benefits ?
Thinking of making 25k payment on 350k mortgage as I made short term capital gain that puts taxable income in next higher slab.

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Physician Coding Liaison wondering what salary should look like in a large healthcare organization? 3 years experience, 12 years in coding.

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London is one of the most expensive places to live in the world. Why is the pay so bad?

likesmart

Recruiter scheduled interviews and sent me a PDF of Benefits at the same time. Is that odd?

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More Posts

What kind of behavior systems do you use in your classroom? I teach 1st grade. I’m tired of using the folder/calendar system with 🙂/🙁 and a prize box. Any ideas?

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I want to transition into a career in tech as quickly as possible. Which software would you recommend I master first to gain a quick entry into any tech career? Salesforce, SQL Server, or Power BI? Any suggestions?

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Omg!! Background.. we have been TTC for 10 months. Today on day 35 of my cycle (I am normally long) I decided to take a pregnancy test. I didn’t really have to pee but tried and then started taking a shower to see if after I could take the test. I get out finally ready to take the test… and…. It was already positive as I must have had a drop or two on it!! Took a second test and it was positive too! So stinkin happy!!!!

likeuplifting

Legit could be great side hustle 😂

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funnylikesmart

Anyone know of a reasonably priced way of getting certified scrum master (CSM)? Many of the roles that I want to apply for have it as a requirement.

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Roughly how much of your time do you spend interacting with the community directly?

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Do you have any tools that you use to help patients choose an antidepressant?

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What should I charge as a freelance rate for a Strategy Director? I have ~10YOE in healthcare and CPG at top agencies. Based in NYC and would work remote.

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Hi all,

Posting for a friend.

She is currently at a Big4 on a closed work permit sponsored by her employer. She moved to the Canadian practice as part of an intra-company transfer. Is she allowed to look for a new job? Can a new employer sponsor her work permit again?

Thanks!

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I’m currently a technical IC data scientist (3 years) and looking to move into management but having trouble deciding how I can grow my career best. Is the ceiling higher for non-PhD data scientists who manage other data scientists vs manage other analytics functions (data analysts, BI, etc)? Is one easier to get to director+ levels than the other?

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Looking for a Senior HRBP or a HR Manager role in Orlando, Florida. Over 14 years in HR, have a MSM degree, great skills and qualifications. Speak English and Spanish fluently. Knowledge of all major HR functions. Great attitude and excellent customer service skills. Can work independently or as part of a team.

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What is pre-population usually referred to during financial planning process ? New to this area so trying to learn

Checking out of this bowl. It’s full of 💩 Peace out. ✌️

likeupliftingfunny

People who have ICICI NRO/NRE accounts, is it normal for someone to call you on WhatsApp for kyc/edd?

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What are some recent developments in engineering that we should all be aware of?

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Hey, can anyone please confirm busy season work hours for corporate tax at Pwc Philly office? At industry now, heard from Newyork PWC tax person mentioned 80+ hours 9 months out of year?

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MBA? What to do with it? How have you used your MBA?

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I recently graduated college last year and am trying to pursue certifications to help build up my resume. I currently hold an AWS SAA certification and Azure AZ -900. I am looking to try and obtain the CISSP next. Is there something else I should start with before diving into CISSP or should I direct my studying and focus in that direction?

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My 18 year old cousin is heading off to college in Shanghai and will be back next summer, any ideas on what I should get her? Possibly treats that may not be available there? She might get homesick.

She's studious. Loves reading, playing online games?

Thank you everyone!

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Additional Posts in Consulting

Happy Pride month! 🏳️‍🌈

likeuplifting

What are the top consulting firms in the retail/CPG space?

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Any take on whether working in a capability center at a MBB firm is better than consulting at others lower tiers? Talking terms of quality of work, reputation, pay, career growth, etc.

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The captain of my delayed Delta flight is currently walking the aisle handing out kids wings. What would you read into that for the future of our departure l?

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Does anyone have experience with the Short Term Travel Tax Equalization service? Would it be worth it if I was mainly staffed in California where there are high taxes? Thanks

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How much does utilization factor into year end performance reviews for a BA? If I'm trying to qualify for GSAP is using my PTO even really an option?

Recession? Thoughts? Who was around in 2009? Half of my class got laid off

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How is climate change going to impact us here in the US? Is it best to start preparing for an eventual collapse of society?

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Is it more likely to make it to principal/partner at Oliver Wyman, Big 4 or others than at MBB? Or is percentage of those that make it roughly equal across the board?

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Best place to get a lobster dinner in Boston?

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2k mqm short of reaching diamond and no more flying for the rest of the year.. where should I go for my mileage run?

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Best consulting companies in Nashville to work for?

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Can someone describe what a solution specialist does at FAANG? I’m struggling to compare it to data science/ SWE/ product mgmt/ or even consulting. Is it pure sales like cold calling insurance kinda sales?

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I'm a recent qualified ACCA member (3 year exp in corporate finance). Looking for a role in M&A space preferably in main land Europe. Would appreciate any guidance on how I should approach the job market and what kind of roles I should shoot for. TIA

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After nearly a year of consulting I simply do not understand how the world functions. My team can hardly put together a PowerPoint presentation; how the fuck did people invent microchips?

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How do you deal with a manager who is not a leader, when you are?

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Multiple unstaffed people who aren’t answering to emails I send out about staffing. I know who I’ll be recommending be laid off if it ever comes to that .... (no lay offs I know of, just sayin)

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Is it a bad look to put in your notice after coming back from a maternity leave? Would it burn bridges or not a big deal?

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You know you are Asian when you use the coffee stirring rods in the hotel room as chopsticks to eat left over California roll at 6:30 in the morning

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