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Wednesday Wordle 326 3/6
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Hi Everyone, I have just received an offer letter from ANSR who is working From NAB(National Australia Bank). As per interview they said once their payroll team hired all ANSR employees will transfer to NAB payroll.Does anyone have received the same is it correct process. Will they transfer their employees?National Australia Bank Ansr global Ansr global
4 years next month
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6am gym stop before going to client site 💪🏻👍🏼
Hotel rooms are so dry, it's driving me crazy
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Rising Star
If you aren’t going to blow your rainy day fund or adversely impact competing goals just use your savings and avoid the interest. If it’s going to wipe you out then bite the bullet and take a loan. Why would you use your credit card? It’s not like 20% interest is better than the 7% you’d pay on a loan.
Rising Star
Alternately EY1 makes a good point that you could get the points on your card, but really do not carry the balance of it defeats the purpose.
There are 18 month interest free cards with free balance transfers. Get one of those and pay it off in 5, 10, 15 or however many months you want
This
Put it on a credit card where you get points or cash back or some other incentive, but either pay in full or overpay monthly to avoid the high interest rates, or use savings to pay off the card up front.
Try to get a credit card offer with interest free period of 6 months. Many offer it. Then put it on that card, you get to make points and also you are not charged interest for 6 months. If you can pay it down within that time frame then you really just got yourself a good deal.
Rising Star
Damn you can casually just put 14k with the swipe of a CC lol? I mean I’m sure it’s possible with like Amex black or something??
Also possible on capital one. Make sure you are updating your salary and paying off your credit card, and they will give you more credit
Rising Star
If planning on paying over time just compare interest rates and go with the lowest. If your going to pay in full compare credit cards with the most value for points and payoff in full when the statement comes.
F
Rising Star
Lookup the interest rates on getting a loan against your savings via CD
Find a handful of credit unions in your area and find out what their interests rates are. Where I live, the spread between "typical" loan rates (6-7%) and credit union rates (3-4%) is enough to have me in the process of applying for a credit union loan.
And, points, it must be said are legally worthless, but in practice have a value of 1-3 cents on the point. So, assuming they charge you no fees to pay with credit card (I've seen 3-5% commonly) even paying the CC in two months at 20%+ interest rates will destroy the benefit of points.
If it is with Zero interest credit card , that should be a good deal. But take a look at one other aspect which is of you go with a loan. you’ll have a paid card loan in your history for future big purchases. That too with interest<$500.
Also prices will slide downside for any kind of purchase you make now. You’ll get a better car in $14K If you can wait few more months.
My car loan was 0% interest. What is your interest rate on your car loan???
Rising Star
When did you sign the loan? Best I could get was in 3.9% this pst weekend