WWYD - Have a rental prop in a top school district in TX that I got for 270k, owe 232k,can sell for 340k (maybe more) right now. Prop was owner occupied for 14 months of last 5 years so won't be paying tax on profits.P-500, I-700, Escrow-650. Nt making xtra pmnts towards Principal. Qn is-Sell prop and invest profits in stocks, ETF etc. OR keep the prop & continue renting? Finding tenants is easy cos of top School Dist. Have already invested 60k in the market and planning to add 40k from savings.

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

First in my family to go to college, parent is abusive so I have no safety net & had no help. Worked full time all through college & still graduated with 30k in debt. I’ve been paying really aggressively on my private loans since the federal pause and I checked today and I now only owe 2800 in private. Pretty sure I owe 11k in fed & I qualify for the 10k. Honestly trying not to cry from sheer relief.

It means ICOs are no longer open to anyone. You have to be a certified investor with the SEC. This is why Filecoin is conducting their ICO with CoinList instead of on their own. CoinList ensures their ICO is only open to certified Wall Street investors and makes sure FileCoin's ICO is treated as a normal IPO.

Granted please correct me because IPO investing is something I don't know a ton about.

Does anyone have any experience with B2B buy now pay later? While I understand number of SMEs and volume of online transactions are important drivers, keen to hear different perspectives incase I’ve missed anything vital.

Tell me about your “About me” on your site. How personal do you get? How do you find the right balance?

Has anyone tried to sell miles or points through one a site. I have a family member looking to do it and I had never looked into. Any experiences? Pros cons

Finally have built up an emergency fund after 2 years of working! I’m looking to move most of it to a high yield savings account (and then start investing, woohoo) but not sure which is the best one or if certain ones have better services etc. I’m looking at Marcus just because it seems to have the best rates right now but any info helps! TIA

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

What might be the ripple effect in real estate? When is a good time to get in?

Thoughts on dipping into the condo market? Was thinking of waiting till March but don't think prices will drop that drastically and will be ok long term...

I want to move my ETH from CB Pro to Celsius, but the gas fees are so high it would take me a year to earn them back in interest. Has anyone found a way around this?

Anybody made the move to freelancing? Infinitely happier? Enough money after taxes? Asking for a friend.

I am on H1B, and currently based out of bay area, CA. Can I buy property/ real estate in TX or GA for purely investment purposes and use rental income from that to offset mortgage payment and generate cash flow. Is that okay to do on H1B? Any advice from people who have done this or from legal folks in this bowl will be helpful.

Happy New Year 🎆

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

I’m currently signed on a contract for my first house for new construction that has gas heating. I have not lived in a house with this before and this entire time have been battling the anxiety of it even with detector. The house, location, and price is all everything I could dream of. Any advice on what to do in this situation?

How much discretionary cash do you keep around?

Any ideas to hedge against inflation? So far, put some in I-bonds and Fundrise. Post tax Returns are sub-par inflation and both have long lock-in periods. Other options in the mix are farmtogether and masterworks. Any feedback? Other suggestions?

Thoughts on a HYSA vs Vanguard Money Market Fund. Most HYSA are at ~1% and Vanguard MMF is at 1.3%. Should I park my money in a MMF long term, even when banks raise their interest rates?

Anyone start there career at GE as an FMP? Deciding if I should go get my MBA or if the program holds weight. Feeling like I got conned while in college

Any thoughts on how do we deal with an incompetent boss who you dont look up to and have no trust that you would ever get credit for the work you would do for him/her? Given that changing the boss is not an option.

Are any firms hiring for fdd with just audit experience? Third year audit manager here. I’d be willing to come in as a senior if needed.

What’s an honest PM salary range for some Midwest cities? Minni, etc etc.

Hi All- I’d love to hear from the community what the focus areas are for Tier 2 firms in the region Are there certain sectors the various firms specialize/ focus on? It seems like everyone focuses on public sector and tmt. Currently interviewing at a few and would be great to get some feedback. Thanks!

Has anyone been fired and then subsequently received unemployment? I was let go this week and am wondering if that is realistic to expect. Thanks!

Have any of you enrolled in or completed the Penn MCIT program and be willing to chat about your experience?

Hi All,

I am looking for a job in automobile after sales position. Please help me/refer me for any opportunity.

I have experience of 9 years in handling after sales operations.

I am frustrated as a Gay Woman who has given her all for 30+ years grinding to be the best. I have been in closet, out of closet, in-between and am tired of it. I want to be VALUED as a human being. I have gone from Rock Star to problem when people "found out". I have trained and promoted hundreds of people and been passed over for promotions because of not being a man. I have trained men with less experience, worse results only for them to move forward. If Diversity is important...prove it!

Should I put red nail polish or white nail polish for my Eurotrip? Can't decide 💅

That's when they smile in my face.Yeah I know they wanna take my place. I can tell the love is fake. I don't trust a word you say. I can't look you in the face cause it's not the same. #Leaving #Drake

Remember y’all, just say no to unreasonable expectations. They need you rn way more than you need them.

Hi Guys,
May I know the top 10 places to work for devops profile excluding MAANG in terms of quality work, work culture and monetary benefits
Please suggest

When choosing company health plan level options, (they pay mine not family’s) do you go for the gold (low deduct/co-pay) silver or bronze(high deduct/co-pay)?

USI fish: I was promoted in Aug last year and I though we were supposed to get raises in February. Wasn't that announced in USI too?

Anybody has any idea when we would know about those increments, US people already know it I think.

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Finally have built up an emergency fund after 2 years of working! I’m looking to move most of it to a high yield savings account (and then start investing, woohoo) but not sure which is the best one or if certain ones have better services etc. I’m looking at Marcus just because it seems to have the best rates right now but any info helps! TIA

What might be the ripple effect in real estate? When is a good time to get in?

Thoughts on a HYSA vs Vanguard Money Market Fund. Most HYSA are at ~1% and Vanguard MMF is at 1.3%. Should I park my money in a MMF long term, even when banks raise their interest rates?

Are we headed for the long overdue crash/correction - red everywhere 👀

How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!

Anyone have experience using John Hancock as a 401k provider?

I’m 32. I have $80k saved. $40k currently invested. Then ~$50-60k in 401k. My plan was to save for a house, but prices have skyrocketed. As life returns to normal...I need to now move out from my parents’ again. Do I bite the bullet and rent in NYC, or stay and save another 12-18 months and hope to buy something? Full transparency: taxes make it very difficult to buy. It’s not the down payment, it’s the taxes.

I bought a house last year from a senior couple and was locked into a senior exemption on my property taxes for the rest of the year. I just received my property tax bill for the new year and I'm still locked into the senior exemption. Can I be penalized in the future if I don't say anything and just keep paying my property taxes as is? I feel like it's the village that screwed up and that's on them. Thoughts??

Thoughts on Jumia stock?

2017 Lexus IS 200t F Sport for 32k plus taxes...? (33k miles) Yay or Nay?

I inherited around 70k in a TD AmericanExpress IRA account. Just turned 30...I MIGHT use the $$ as a house down payment down the road, but would actually prefer to invest it longterm for retirement. Already maxing out 401k and Roth. What would be the best investment options?

For those watching their home value - which is best? Zillow or Redfin? I’m watching mine to see what equity I have to refi and potentially get PMI removed. Zillow is current showing home value at about 20K less than Redfin. Are there any other tools I could be using? Thanks.

Is commercial building a good investment channel? Any insight would be greatly appreciated

Anyone buck the traditional advice to Max out 401k? I've been making out but see little value in it for me. Who knows what my health will be like when I'm 65

Hoping to earn rental income. Any good advice or resources on getting started? What’s your experience been like? Thanks for sharing in advance!

Can someone explain high yield savings accounts to me? Why doesn’t everyone use them? Should I switch banks so that my HYSA is the same as my checking account?

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

Any advice on how to invest 150k? I’m looking to invest into a bucket outside of stocks and cypto. Ideally would like dabble in real estate (multi family) or a business however finding it difficult to find deals or investment opportunities in those area. Any advice or website recommendations on how to take this initial step?

1.2M 30-yr fixed mortgage. Should I go with option 1 or option 2?

Option 1: Rate - 2.5% with $1,500 credit

Option 2: Rate - 2.375% but I pay $4,500 in points.