15 year at 2.5% vs 30 year at 3.25% fixed rate mortgage loans. How would you think about this and which one would you recommend?

What is the best setup for Retirement Plan Advisors? RIA? B/D? Hybrid? Other?

How much percentage of your Salary do you Save/Invest?

What health insurance bkd has? Any 401k match?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Currently have chase sapphire but thinking of switching to Reserve. Should I?
Wife will also be authorized user, we do travel and will use this card for all our purchases

Getting my first credit card but my credit score is around 650... what would be best for me? I keep getting rejected. Does it matter who I get a card with?

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

My company allows contributions to both traditional (pre-tax) and Roth (post-tax) 401k. Is it better to split my contributions between the two? For example, I could contribute 3% to Roth and 3% to traditional (my employer matches up to 6% total but that can only goes to traditional)

Favourite money saving hacks? Signed, Broke in New York.

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

Should I expect an income drop moving from CT to Houston?
Currently Tax Associate 1 (2 busy seasons) making 72k at a midsized firm.

Looking for whole life insurance. Who is better Mass Mutual or Northwestern or NY life?

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

Not related to consulting but anyone has experience with ratehub / canwise financial as lender for the house mortgage? They seem to offer better discount on Prime rate compared to the big 5 banks.

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

Not related to job offer so people not interested in other topics may ignore pls

Its related to the salary

How do you manage your fund after marriage? I'm "She" about to get married by year end , I have my parents to look after so am I expected to spend same amount on in-laws & husband?

How do married people work out on salary part? I have zero idea . is it something that should be talked about beforehand?

Anyone on H1 quit and taken a year off? Planning to transfer to H4, and then start looking after a year. Current H1 is valid for another 2 years. Suggestion/experience welcomed!

Got pushed into the manager role after a few of my superiors quit and I’m really struggling to fit into a leadership role. Any tips to help me adapt/grow into this position?

I’m new to the cybersecurity industry, professionally speaking (I did/do a lot for family and close friends). I’ve completed a boot camp, which I regret doing. I have certifications for companies such as Qualys and ISC2, but no CompTIA security+ yet. I tailor my resume to position descriptions. It’s been a month or so, without any offers. What would you suggest that I do to get my first entry level position?

What kind of salary range can I expect in industry in a tier 2 city if I leave consulting after 3-5 years of SAP experience?

In investment management at Deloitte. Wrapping up my second year here and looking to jump into a FP&A role/ valuation analyst. Is this a reasonable jump and what would salary expectations be?

What are the health insurance benefits provided at SAP India ? What is the base cover and how much can it be extended to ?

How did you choose this area of law? How do you know when it's time to move to a different one?

I want to go out and pick up food instead of ordering, but the cold has me frozen to my couch

Any BCBA’s in the Memphis area? I’ll be relocating there soon and testing. Looking to meet others in the field!

Hi folks,
New to Nagarro, can someone help with below query?

Once the project is allocated the project code will automatically reflect in SAP portal to fill the timesheet against the same or how is it done?

Also what do you guys fill in notes while filling the timesheet when on bench?

Is anyone hiring? I have sales experience in the telecom industry and real estate. Looking to relocate to the Bay Area. Looking to crush 2021! Thanks in advance.

Any cyber security folks here? or those interested in systems engineering? Potential role with TC 120-180, awesome team and wlb, at least compared to consulting.

Hello... does anyone have any info on being an EA at BDO??? About to interview and I'm curious. Thanks

What is advance monthly performance bonus in hcl ?
Is this variable component only ?
In offer letter it is mentioned that it will be" restricted for first year of employment " what does it mean

YOE - 7yrs, Automation Tester, what's the current market payout?

Hello all

Does Airbus revise offer on sharing a counter offer?

TIA🙂

Hello there audit folks! Anybody considering a shift to financial due diligence? Happy to discuss opportunities at EY, please DM me if interested. We are really looking for folks with healthcare or tech experience and can move extremely quickly during the interview process. I've been in the group for years and transitioned as a senior so can share the positives and negatives.

Can any1 refer me in JPmc ? I m an azure data engineer and yoe - 8. LWD - 19 oct

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

Diversification is for protecting the wealth but concentration is for creating. Agree or disagree?

I am planning to invest in REITs. What is better VNQ or XLRE? Is XLRE a mutual fund and tax wise slightly less beneficial than VNQ?

How much have you saved from refinancing your student loan?

Is VWINX a good fund to buy ?

When investing in a Vanguard Roth IRA, can you only invest into the Fed Money Market Fund (VMFXX) which is default? Or can you select other funds such as S&P (VOO)?

I bought Boeing a couple weeks ago and now have a $650 short term loss. Should I sell and buy something else to harvest?

Are there any tax benefits from working from home?

Did anyone get a jumbo loan with less than 20% down?

If you contribute partially to traditional 401k & partially to Roth 401k at your company, does it get confusing at all when it comes time to withdraw? Is it better to (cont.)

What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

What’s a reasonable amount to coinvest in a PEs fund? ~$300k nw

Thoughts on SoFi bank?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Make 72k with not a lot savings at the moment since I am new in the workforce. Any advice on how to break into real estate.
Also already own a primary residence.

Been looking forward to the stock market to come back to earth for a long time. What should I buy

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?