1st time buyer here. I was just preapproved for 400k. Looking to buy a townhouse or condo in south Florida. Have $60k for down payment. Is there anything I should be aware of when buying? Any tips are appreciated.

What is your top stock trading platform? I use Ally invest and Robinhood. Not happy with both. Looking for a platform with low fees, fractional shares and solid analytics. Thanks in advance

Do you use a series LLC for real estate holdings? Why or why not?

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Why are my f*ing stocks down? Run the money printer!!!

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Problem gambler here having to deal with multiple payday loans. Does anyone have any advice on how to handle? Been in a situation with pay day loans in the past? Any guidance would be great.

Thoughts on rental properties in Atlanta? What areas should I look into?
Trying to branch out of Texas (Dallas/Austin), which is a it overpriced now.

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Do any of you ever think about paying off your student loan in one go ?
Given that student loans in the UK is structured differently than the US (the higher you earn, the more you pay - gets written off after 30 years); at what salary range would you even consider paying it all off?

Does anyone know how to roll options in Fidelity’s app? Recently moved from TDA to fidelity

Let’s talk credit cards! Is there any one which has 0% foreign transaction fee? (Like Revolut)

For those of you who got out at 10, do you wish that you rode it out to 20? I’m at a crossroad and I’m not sure what to do. Have some active/reserve time, wrapping up graduate school, and am now considering either a) come back to the business world or b) go active and retire before 50 and live off a nice pension. Obviously there are draws to both. I’m an officer for what it’s worth so I can realistically retire at O-5, MAYBE O-6.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Can I afford a $1.5M primary residence with a ~$9,000 monthly payment after 20% down if my household monthly take home is ~$25,000 (with another $50k in annual bonus)? No debt other than monthly credit card bills. Am I being irresponsible? Will I struggle month to month?

Does anyone use Ameriprise for their Roth IRA? Anyone know of any funds you can buy in an account with them that don’t have trading fees?

Tax Loss Harvesting worth it - if the future cap gains exceed what you may save now? Torn between adding more vs harvesting (gains on individual stocks/etfs are minimal to none this year) lol

I have been DCAing over the last few months on binance and then moving the tokens to my Celsius wallet.

It has become really difficult to keep track of the actual cost of the tokens and profit/loss.

Any software or app recommendations, I am almost inclined to start an excel spreadsheet to keep track now

What’s better the S&P or a total stock market index fund?

What types of questions do you like to ask candidates during your first initial conversation with them?

Hey everyone, just got this new job as lead generation agent, and I'm having trouble booking the calls and meeting my goals and the company's expectations. Any advice on how to get leads?

Which company I have to join dxc or cognizant or mphasis almost same package I want wlb is must yoe; 6 years technology : java package;17lpa thanks in advance

4.5 YOE. s3 advisory looking to move to Finance or stay in advisory. Offer in Valuation as a second year analyst (85K). or just go to business transformation consulting at $105K. i hate leaving money on the table but i really like valuation. how much of a mistake is this.

How do you handle a 3 months notice period when you start looking out for jobs. No recruiter is interested when you say 3months NP.

I’m a current Assistant Producer and have been for the past 7 months. However, I’ve been working as lead producer on some accounts for a while now. At what point is it fair to ask for an evaluation and promotion?

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

Hi, Want to join Tata Elxsi as python Django developer. Already send bunch of emails and messages on LinkedIn but no one replied.

Please help me to join this company.

Thank you in advance 💕

What is a good spot in Atl to propose? Any fine dine restaurant or maybe a point with a good city skyline view (except for that PCM rooftop)?

@admin
please change the bowl name to 'Getlikesbowl'

Hi folks. Just collecting some info.
Please drop ur ctc if u r 6or7yoe as data engineer. How much u r getting and if u switching how much u r expecting. This will help the upcoming data engineer to negotiate better.

10/13 Thread (General):

11.2 YOE .net- Barclays Giving 32.5 Fixed and TechM providing 37 with 10 पर्सेन्ट variable?
Which one to choose Barclays is not ready to match TechM offer. Suggestions?

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

Looking for 2bd or 3bd with garage rent of $2,000-$2,200 ready to move in after July in the Orlando,FL area if anyone has any info. Please let me know! Thank you!

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

Just bought a new primary residence that needs work. Current home has ~$100k equity after buying in 2019 with <$20k down (appreciated around 20% in the last 3 years, in a major metro area). Would you:

1) Lock in the appreciation & sell now. Use some for renovations/other investments.

2) Keep for another 2-3 years & rent out for a small cash flow (<100/month if self-managing), get a HELOC if needed. Note it would not pass my investment criteria if buying today.

3) other approach?

How can I invest in real estate ? Looking for an additional passive income source

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Can anyone recommend a solid lender in Westchester County single family homes? Low rates, good service, easy to deal with.

Does buyer have to share appraisal with seller? Can seller request it?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

How might I start to evaluate whether or not it’s worth it to keep my current primary residence and turn it into a rental, instead of selling and using the cash to roll into the next down payment for our next home? Currently in our “starter home” and thinking to upgrade in a few years. Some figures to consider for current house - 299k purchase price, 240k left on mortgage, could prob rent for 2250-2500/month, or sell for 375k. It’s in a desired school district, but in the “city” tax district.

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Do you thank your tenants for paying the rent? A quick thank you text?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?