529 Plan - I am over the income threshold for tax deduction in NJ (>$200K). So does it matter what 529 plan I choose? I was thinking of the Vanguard 529 for New York or Fidelity advisor plan. NJs plan is not regarded as being strong so I was thinking of doing a different plan, but not sure what makes the most economic sense. Thank you!

I'm a foreign national with a UK work visa, normally working in London. If I end up working from home outside the UK for 80-100% of the tax year does my UK tax rate change?

Hi,

Where to invest to reduce the taxable income of 8 lakhs after investing 1.5 lakhs under 80c and HRA 1 lakhs ? Medical insurance 50 k I’m aware of it and I don not plan on any house loan. Please suggest.

Anybody take the leap and quit without another job? I have plenty of savings, just worried about finding the right job after a few months break. Would love to hear experiences good or bad.

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

How should one properly calculate total comp? Base + bonus + stock options? Should you only include options that vest that year or include the total $ granted that will vest over 4 years?

How long does it take Amex to post points? My latest statement is from 12/28, and I still can’t see the points

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Is putting your rainy day fund in something like VGLT a terrible idea? Trying to consider options outside of HYSA, with a bit more juice.

Currently have chase sapphire but thinking of switching to Reserve. Should I?
Wife will also be authorized user, we do travel and will use this card for all our purchases

What is personal independence??
Why Pwc asked me to fill all investment details for me and my dependant.
Can anyone please help me on this ??

@pwc

1.2M 30-yr fixed mortgage. Should I go with option 1 or option 2?

Option 1: Rate - 2.5% with $1,500 credit

Option 2: Rate - 2.375% but I pay $4,500 in points.

I’m currently signed on a contract for my first house for new construction that has gas heating. I have not lived in a house with this before and this entire time have been battling the anxiety of it even with detector. The house, location, and price is all everything I could dream of. Any advice on what to do in this situation?

Converted a Roth 401(k) to a Roth IRA. It included an employer match that was likely traditional. Will this cause pro rata issues in the future?

Can someone please explain the process of selling a home when you have an Islamic loan? Since it’s profit sharing i don’t fully own the home right? So if i sell it i can’t take full profits since i don’t own it outright. I’m considering Islamic financing but have so many questions about it. Can you take an equity line? Can you write off mortgage interest?

Just got my offer accepted for a house in San Jose. Shopping for interest rate now:
Should I got for
7ARM - 4.25% interest rate
30 fixed - 4.75 % interest rate

Banker is recommending 7ARM but wanted to get general opinion as well.

Thoughts?

How does the pre-tax parking benefit work at kpmg? There isn't much detail on ssc or benefits connection but it seems like it is on the honor system vs a separate account like FSA?

Where are my swing traders at??

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

1099 or w-2 ? I have been given the option though the company prefers w-2. It’s a day rate booking couple of months or more (no end date). I already have 1099 from similar company this year and am leaning towards 1099, but I don’t want to be difficult. I do take home office deduction and they are not supplying any equipment. Suggestions?

Do partners at top consulting firms have better WLB?
An Associate here contemplating whether all this is worth it.
Thanks!

Im in internal sales.
a few years ago my company implemented a "2 pack" to my pay pay plan. Where they would deduct 200 per month to counteract minimum wage increase. Fast forward to now, it's 480 taken From commission.
Anyone else see this?

How long @BNYmellon take to release the offer letter ?

Anyone able to share or recommend pricing structures for consulting? Would love to gather info about price ranges and time commitments. Also how much % of GOS do you aim for in projects / contracts?

Should I join Tredence as Senior Business Analyst - Data Science? What would be the scope of learning there in terms of ML/DL?

How is it working with tredence? What is the learning curve?
Any pros or cons about tredence?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

What do you do when the people you thought you could count on for help, actually don't help?

Anyone hiring those who have been out of work for a year? I took time off to tend to personal matters, but I am now looking to get back into the workforce again. My previous experience includes time at B4 audit up to senior level and then transitioned to manager in industry. Senior/manager roles are preferred.

I don’t mind audit. However, I’d prefer it not to be at a B4, as I am looking for some semblance of a work life balance.

DM me if you have something above, thanks.

Hi All,

Join birlasoft one month back, but didn't get any project yet. Till now gave two client round perform well in both but afterwards didn't get any kind of response from RMG. RMG people are also not too interactive, they hardly respond to the pings.

Feeling a bit uncomfortable now as in my 8years career it is happening the first time that I am idle for a whole month, also there is no one to interact with. This whole atmosphere is now making me loose my confidence.

Got few questions regarding LTI and business analyst role. 1:Does anyone have any idea how many rounds are normally conducted for LTI business analyst interview. 2.How how many days they take normally to release offer. 3. How much should i expect /ask for 4.8 yoe for business analyst role.

At what time do we receive the KPMG (KGS)
salary and salary slip?

Hey friends we’re going to have our FIRST MEET UP this Sunday at Coronado beach.🏝️🙋

Friends, business, Tech, sunset and good vibes. We already have 12 people registered in whatsapp.

Like and comment to send you the link of the group. ⬇️

How many project rejection are normal in nagarro. I have been mapped with different stack due to which have been rejected twice for proposed projects.

A producer that I know, from a multinational company in Dubai told me that they smoke inside the office, like in their tables, meeting rooms and everywhere surrounded by non-smokers. HR and management knows, and also it's against the law. He's struggling everyday and doesn't know what to do. Did you face something like that? What's the solution?

What are your top 3 favorite pharma directors? I haven’t shot pharma in a while and don’t have extensive experience in it. NY based directors a nice plus but not a must. Forget COVID, just trying to refresh my memory and look at reels. I’m based in NYC, if that matters. Budget is decent. Thanks!

Guys, urgent help.
Need some help in filling pre joining details for CTS. Can someone please comment down, will ping them.
Thanks 😊

What are your thoughts on a 200k cryptocurrency investment?

Want to buy a house in bay area? Is this a good time? Thoughts?

I don't have car experience but I'm going to buy my first car (used 2018). I don't have a mechanic to help test the car. Is it safe enough if I buy from a dealer with points inspection + low milage (< 30k km)+ clean carfax + contactless delivery? I have funds available to pay in full.

1.2M 30-yr fixed mortgage. Should I go with option 1 or option 2?

Option 1: Rate - 2.5% with $1,500 credit

Option 2: Rate - 2.375% but I pay $4,500 in points.

Where are my swing traders at??

I’m looking for a new every day cash rewards credit card. Do you know of any that is better than 2.6% cash back? Trying to find something better than the Bank of America® Unlimited Cash Rewards Credit Card.

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

Anyone buck the traditional advice to Max out 401k? I've been making out but see little value in it for me. Who knows what my health will be like when I'm 65

Can Amazon please do a stock split 😭

Any advice on how to invest 150k? I’m looking to invest into a bucket outside of stocks and cypto. Ideally would like dabble in real estate (multi family) or a business however finding it difficult to find deals or investment opportunities in those area. Any advice or website recommendations on how to take this initial step?

just graduated college and still figuring things out— should I be investing in the same funds in my 401k vs Roth IRA? What should I do differently between the two? I’m thinking of using the 3-fund strategy for one but don’t know what to do for the other. Any advice would be great, I’m clueless!

2017 Lexus IS 200t F Sport for 32k plus taxes...? (33k miles) Yay or Nay?

Can someone explain high yield savings accounts to me? Why doesn’t everyone use them? Should I switch banks so that my HYSA is the same as my checking account?

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

I have a 401k that I max out and a brokerage account - do I also need a Roth IRA?

What are the best investment books or authors for beginners? What are the best podcasts, YouTube channels or bloggers to follow? What are your favorite stock trading platforms? And if you finally have six figures cash ready to invest, what's the best place to start? Which broker / financial advisor would you recommend? This is only for 3-5 years to ultimately buy a decent home for my family.

I'm clearly a dummy so any help is greatly appreciated.

My rent is increasing about 10% and the parking is going up even higher. Lease is up in October. Is it too late to look into condos or coops? It’d be right around the same price

Interesting investment opportunity with PSTH. Biggest SPAC with Tontine warrants. In short, for every 9 common shares you buy and hold through the merger, you get 2 shares priced at $23. The price right now is $26. I would get in and gradually increase by a multiple of 9 and hold until at least Dec 2021

Hello folks, so I’ve been trying to DCA twice a month. Every time I do we seem to hit a large drop right after. Does anyone have a strategy to mitigate this or do you just set a day per month to do it and not look back?