just graduated college and still figuring things out— should I be investing in the same funds in my 401k vs Roth IRA? What should I do differently between the two? I’m thinking of using the 3-fund strategy for one but don’t know what to do for the other. Any advice would be great, I’m clueless!

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I forgot to add—HSA too!

If you are using the 3 fund you will likely need to overlap between accounts. I do. I have more than 3 but the majority is in 3. If you are young you probably don’t really need bonds so could do 2 funds really. Depends what options you have in your 401k

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Monday Wordle :

Wordle 401 5/6

⬛🟨⬛⬛🟩
⬛🟨⬛🟨🟩
⬛🟩🟩⬛🟩
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