73 year old client stuck in a qualified annuity with a 2% cap rate and 1% income rider fee packaged with a 4.5% surrender charge. Plenty of income with SSI and pension Any thoughts?

Are remittances / gift sent from US to India (from post tax money) considered for any tax breaks or deductibles in the US?

My son made 11k on Doge but it is a joke coin. Put some money into SHIBA another joke coin. I knew all the cryptos would come back after the big fall. It was an opportunity to buy. Polygon has held up through all this because of the news from Deutche Bank. Look at the real cryptos. Bought these.

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

What is your agency’s maternity or paternity leave policy?

Misled on Maternity Leave Policy. I found out I only get 4 weeks pay for maternity leave (STD +“sick days”). I will take 12 weeks but wont get paid for 8 weeks. I work for a US, west coast based company in the tech/VC industry. Their website claims to offer “paid parental leave and other progressive benefits for parents”. I didn’t find out until after I was hired their pay was only 8 weeks but since I have been at the company less than 12 months, I don’t qualify for their policy. Is this unfair?

Hey guys,

I recently joined tcs and they told me to work at the Qualcomm office.

How will Qualcomm. What are benefits to the employee who comes from other companies to work at Qualcomm

Does anyone have any insight into partners retiring early? I am at a point where I need to consider leaving if I am not aiming for partner. I don’t see myself working past my 40s. My partner and I are not big spenders and anticipate have enough to retire comfortably in 40s (obviously a lot can change). I have been assured I will become SM in next year (currently 31 years old).

Personal finance book recommendations?

Not sure if this has been discussed yet, but do you charge tax on your freelance, 1099 invoices? Trying to accommodate for taxes being taken out and inflation 😪 would love to know if this is common practice - I’m in NYC. Thanks!

Hi all
Can some please help me !!
I have already paid self assessed tax but in income tax website its not updated and money also debited from bank
What should i do now

Should I ask for a refund for my Delta flight or keep it as credit that can last til 2022? Delta is losing about 50m a day, so it’s a bit concerning. What would you do?

Hi Folks,

Can you please help me with the below queries,

I am working as a contractor for Walmart.

1) In case, they convert me to FTE, can I expect any hike?
2) When are Walmart offices opening?
3) My payroll company mentioned my work location as Bangalore but the project I am assigned to is based out of Chennai, how will that work?
4) What is the expected salary for an SAP Consultant in Walmart with 7 years of experience?

Hi fishes!

I am seeing too many post about awards like rising star, Kudos, etc. People keep telling there managers recommended them for these awards.
My manager doesn't interact much with us. I consider myself as some one who has worked hard for project and other intiatives. Should I ask my manager to consider me and if yes how should I initiate it.
Part of MC team.

Thank you.

Hi everyone I had recently joined tcs on 10th August. Can anybody let me know what is the procedure to fill the timesheet allocated to the project yesterday but the task was not assigned yet.

Off topic

Is there any low interest or interest free loan policy available in thoughtworks?

Current employees, please comment...

Going to a new firm and bringing a client or two with deadlines before I leave — can I do the work now but bill the time later at my new firm as long as I don’t double bill at my current firm?

Anyone else seeing the run old gold and hype around it similar to the bitcoin hype at its peak?

Has anyone put work in their book that the client denied? I wrote some pretty great lines for a client and it’s like they hate creativity. I really want to put them in my book, is that a bad idea?

I need some legit feedback on what is it like to be a UXD at companies like Accenture?
They claim to do a lot of research oriented designs, as everyone. But is that really the case or it's like some other service based companies where the UX is almost vague, and happens mostly based on what the managers think to be good?

Does UX have any value or it's just drafting wireframes based on ideations by the managers and then UI designs?

Here's your save-my-sanity question of the day. Our classes end-- for the year-- in 3 weeks. We also will have testing and finals. Do you think "1984" + misc dystopia will hold Sophomore interest?

What games, toys, or science kits would you recommend for a kid who’s showing an interest in the sciences?

One of my senior managers is a boomerang and told me she was laid off when she was 7 months pregnant about 10 years ago. I think she was a senior or manager. She was in a specific group and everybody was laid off. It wasn’t performance based.

Would you work at your company again if you were laid off?

Deloitte USI or PwC AC??

What's the average salary of an Engr II - Software Development with 2.5 YOE (lateral)? I know I'm being paid good but I just want to know if there are better packages being offered.

Did anyone receive Form 16. I got mail but couldn't find in HR Workways

Hey all - How long is it taking to get H1B visa stamped in India after dropbox appt?

I’m currently in change management and have no experience in supply chain but I’m interested in getting into it. Realistic to transition in? Would CSCP be my best shot?

Please DM me if you have any Bangalore broker number. TIA.

Hot take: I like our decentralized staffing model because I can work in any industry and it creates less of a “class divide” between offices

Hey Nurses!!

I’m starting a weekly podcast where I (a nurse) have long form conversations with other nurses. I don’t want the podcast to feel like a formal interview, but I down to earth, comfortable conversation.

I’m looking for 10 nurses who’d like their voice to be heard!

I want to talk about the problems in nursing, the solutions, stories, culture, what you want other nurses to know, everything.

I’d love to talk with ALL TYPES of nurses! Message me if you are interested.

FT: Looking for an editorial designer with a background in illustration to work at a startup. About 2-4 experience. DM for details.

I have an interview with JP Morgan this week for a Channel Marketing Manager - VP role in the Asset Management area. The role will be based in NYC. Just curious what is the normal range for the base salary and total comp.

Hi All,

I am having an offer with hcl and Mindtree and some small company, all are given the same package.
Can you please suggest to me which one is better for job security and learning new things.
Yoe :9
Skill: MSBI.
@MINDTREE @HCL

Thanks.

For those of you who left your b/d in the middle of a quarter and you moved your clients, did your b/d come after you for the prepaid quarterly fees? Did they send you an invoice to pay them back?

best resources for brushing up on excel?

Any book recommendations? Here are a couple that I've recently recommended:1) Freakonomics2) Super Freakonomics3) The Big Short4) Never Eat Alone. Please add as you see fit!

Has anyone had any dealings with a firm called advisor lawyer?

My wife wants to move out of state. I'm in my 6th year...500 clients and finally starting to make some money. How bad of an idea is it to sell my book and buy a book in a new state?

Anyone in the UK that wants a referral for a financial advisor position? It’s 100% remote

Should people be fired for lack of people skills?

Anyone finding it harder getting managed money biz? If so, what changes or adjustments have you made in prospecting or sales approach? Thanks.

Very curious to get folks' perspectives on having kids at 30 vs. 35 vs. 40? Context: I'm 27 and am leaning towards 35ish age range for first kid.

Has anyone set up a template follow-up email?

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

I’m five years into this game and I still get panicky before client calls... All calls, really. How do I get over this?

Words to say, questions to ask, things to do when a client who moved their money to year exactly one year ago, blind sides you with ACATS out after you’ve made 13.7% because he is conservative? GO!

Best books you read this year that aren’t about sales, marketing or prospecting?

So the fiduciary rule got tossed yesterday

Have a client w/ 6mm in assets who only cares about beating market. Becoming more of a pain than he’s worth. He’s not interested in planning & doesn’t understand investmentsDo I keep him or let him go

For all those that have taken on a trainee to team up: what do you think is a fair split?

Do your executives and ownership teams care about culture? Do they care about innovating?

My top executive is very “stuck in their ways” and refuses to accept that he is creating disconnects with his team.

I have a new prospect. Small business owner that wants to start a 401k for himself and his employees. Who would be the top 2-3 organizations I contact, and what questions should I ask the providers?

Do you think the people you work with are smart?