Age/Savings (excluding 401k)

Help - how do I fight claims by scammer healthcare providers?

I recently went to 2 different providers.

Dentist, made appt via Zocdoc to see a dentist that was in network. Another dentist at the location saw me instead who was out of network. I have text evidence they said it would be covered before visit. Claim was denied - asking for ~500 dollars.

Saw a specialist who’s office staff verified my insurance would fully cover the claim. Get the claim, says they are out of network. Owe 600.

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

Folks - please share your thoughts on True Wind Capital.

I’m leaving my job soon but I’m wondering if I should be truthful when I hand in my letter of resignation. There’s a ton of reasons but it boils down to: I’m worth more than they can pay me and I need to pay off these student loans. What should I say?

I got a covid drive thru test in July and now the medical provider sent me a $700 bill for that and my Uhc insurance has rejected this. I know healthcare in America is screwed up but did not realize the extent of this. Does anyone know what my options are? I thought covid tests need to be covered by insurance under CARES act

Hi Fishes

Please please please help me with the following:

What are the perks or benefits provided by SCB?
How is associate manager placed in the hierarchy?
What is the avg salary for associate manager?

TIA

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

What are you doing for a retirement plan as an independent consultant? Solo 401K, SEP IRA, etc.? Any recommendations on where to open an account?

On average, what % of your lifetime savings should be directly in the market (MFs and ETFs)? This is excluding 401k, Roth IRA etc

Looking to transition from healthcare audit to healthcare consulting. I have both business and biology degrees. Looking for roles with travel and remote work opportunities.

Anyone have advice for advancing in your current role? My co-worker was hired in at manager level but somehow “proved” he was actually doing director level work and got a title promotion and salary increase in less than a year. I also went above and beyond my job as well (covering for him for a month while he was away on paternity leave) while taking on other projects outside of my job title and got zip—no raise or recognition. Any advice would be appreciated!

Anybody got any fire penny stock plays? IDEX is mine, but I’m looking for more!

Need some advice.I’m on the backside of my career having spent 35 years in healthcare focused on the delivery of care and the insurance of it in business Felipe my for disruptive companies. I am looking to create a side huddle that could grow into a part-time gig in 5 years earning 60k where. I am not a licensed medical professional but I know the healthcare ecosystem, motives, thinking, and challenges that exist. I’m wondering how to parlay this knowledge into a side gig. Looking for ideas.

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

Can someone please for the love of god help me figure out how I can pay less income taxes? I only make 88k and I put the 12k standard deduction but I’m still getting taxed 27% of my paychecks! My sign on bonus (20 even) a few months ago was taxed nearly 45%! Excuse my ignorance, but am I doing something wrong? Will increasing deductions help or should I increase the withholdings? Is this normal?! Thanks for any help/advice, it’s greatly appreciated.

I have a MHA, MBA, and BSHA. I’m wanting to get into a supervisor or manger role but I don’t have the experience. Does anyone have any suggestions on how I dive in and start getting the experience I need? I live in Washington and work in Oregon. Also, anything using my MBA would be favored as well, this degree is not healthcare specific. Thank you!

What's your target retirement savings? Target age? Combined or single?

Happy Thanksgiving! Hope everyone has a great day 🦃🦃

I canceled my Amex paid membership as we aren’t traveling for work yet. Have 100k points to redeem in 2 days. Don’t want to waste it on target or Walmart gift cards as they have terrible conversion rate. Any suggestions? May be transfer to Emirates points as I will travel to Dubai in a year?

Does anybody here do any side work for extra income using their data expertise? I would love ideas that I could do from ~5-15 hours a week. Tutoring is the only thing that comes to mind immediately. Thanks in advance!

For those working in house, how much “from scratch” document drafting are you doing vs. reviewing and revising “outside documents”. For example, if your company wants to enter into a joint venture company with another entity, are you drafting the company agreement “from scratch” or is it based on internal forms? Or are you getting outside counsel to do it?

Along the lines of below post, what other recommendations for stuff to do summer before bschool? Figure there'll be lots of traveling in the next two years, so what else that's worthwhile/fulfilling?

I wanted to book National rental car for personal use, what is the contract/coupon code that you can use?

Has anyone taken STD/parental leave at both Js?

Just got back from Ford vs. Ferrari. While it probably won’t be winning any awards, it’s easily the most fun movie I’ve watched in a long while. Highly recommend!

Do you recommend any songs that help you focus?

Anyone looking for accommodation near Citi kharadi Pune ?
I'm working in Citi and looking for the same.
We can find and share.
Please DM.

Reading alot of articles saying banks raising mortgage down payment minimums to 20%. (I know all the benefits and why it’s best practice) that being said any thoughts on how long that will last?

Rental expenses: experts recommend spending no more than 30% of gross income on housing per month. What’s your: 1) monthly gross, 2) % spent on housing, 3) high/medium/low cost of living city? Trying to get an idea of how y’all investment fish prioritize housing vs savings.

Other than Fidelity, what's the best brokerage account out there? Looking for something visual that allows fractional shares and portfolio insights.

Does anyone know ACTRA contract well? Does ACTRA have the same thing as SAG where you can pay an integration fee to use a background performer across different spots without paying them a session...

What agency do you work at and how many productions do you go to in a 1 year period?

What guille vega is up to these days?

Has anyone tried LinkedIn Premium while on a job search? Is it worth it, would you recommend, and why?

Just got laid off do I need cobra? I plan to hopefully have a job soon

This in their 30's, how much money do you have saved? Did you start your own family? What's your age, and do you own or rent your place? Btw I'm in my mid 20s.

Why do people in this industry say "like" so much? It makes it annoying to, like, walk around the building and listen

When ppl talk abt mental health in adv, we neglect the topic of cognitive dissonance. Most of us work on clients that are terrible in some way - sweatshops, bad for enviro, unhealthy. How do u cope?

Inhouse LA? Any reccos

Has anyone been able to negotiate anything extra or terms when being laid off?

My controversial opinion of the day is that organic social is worth fuckall for the majority of brands (including the trendy lifestyle ones) and that influencers are just propping up vanity metrics.

Most won't give a shit but what work do you think will win this year at Cannes?

In a typical advertising creative team structure, who vets the new hires? ECD? CD? Trying to get some clarity as I work at a small shop with CD being the highest title.

Any thoughts on how to handle working with coworkers who are very friendly/well-liked by most but are utterly mediocre at what they do and just want to coast? Makes me feel like I’m the difficult one.

New to IT B2B marketing. Any advice on how to educate myself with IT? Any classes, books, etc. that you recommend?

Freelancers -- what health insurance do you guys use? I really need to leave my current place but it's hard to find another gig that isn't freelance to full time. But I also need health insurance.

We should make a shareable version of those templated AICP Awards Judge Portraits, but for people in furlough.

It will be an exciting series of job seeking announcements.

Would you rather work at an agency or work client side?

Is anyone expecting agency layoffs at the moment?

Anomaly NYC? Thoughts? Average AE salary?