Age/Savings (excluding 401k)

like
Posting as :
works at
You are currently posting as works at
Highlighted IconHIGHLIGHTED

23 - $1,000

Grew up in the hood with no sense of financial literacy. Finally able to save some and it feels good as hell to have this $1,000! Hoping to get to $6,000 by this time next year. 🙏🏽🙏🏽🙏🏽

like

Different things are important to different people. I max out my retirement contributions every year and I’d be alright for four months if I lost my current gig. I’m 35, self made and confident in where I’m at. I travel as much as I can, ski and snowboard every weekend during the winter and surf as much as I can during the summer. I drive a nice car and live in a nice place and eat well. I have a kid and kids are expensive. These things are important to me. Cool for you guys that have over $150k in savings. That’s not super important to me and I choose to live my life differently than you. I just wanted to share a different perspective here so that others don’t feel as shitty for living this way.

like
Recent IconRecent

"I day traded my student loan". This country is fucked up.

like

Were your families helping out or something? Like I don't understand how Strat1 is 26 with 87k specifically. How are you saving almost 20,000 straight out of college?

like

50 - A pack of cigarillos and a coupon from TJ Maxx.

like

Are you guys for real?

like

Are we subtracting student loan debt? In that case: 28 / $-15K

like

34 - $50k and no debt and I thought I was doing well. Who the fuck are you people?

like

29 and $570 after rent

like

How are you a Senior Producer at age 22?

like

30. Not including 401k I have around 6k in savings. I have no idea what these other people are doing.

like

Is this a joke? Are these numbers liquid? Not including house equity, 401k etc. I need details pls.

like

Trust funds are nice huh

like

I think the responses are skewed to mostly those who wish to show off their savings. Those with little to none are less likely to respond. Should have saw that coming. I suppose I'll just use this as motivation.

like

32
*checks digit*
$256
🤷‍♂️

like

Something is happening . Have not hear people comparing wealth so much since 2006 and 1999. We must be about to have a crash

like

26 -16k and .0000006457 bitcoins

like

@strategist if you could trade your student loan rather than needing to spend it on essentials, that's a mighty comfortable gutter

like

23; 1K that I've had since graduation two years ago

like

I came to this thread feeling nosy and left feeling extremely anxious

like

185 and a trove of doubloons the likes of which ye've never seen

like

Related Posts

What is the leave policy in Verizon data services India??
Is it true that there is a 8 week paternity leave?

like

I like in Oklahoma where I make 34K per year. Houses aren't that expensive but on top of my other expenses, saving for a house seems nearly impossible.

like

Why have cryptos crashed so much since yesterday eve?

like

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

like

Do I let the JWN $14.5 puts I sold get assigned to me today or buy back and sell puts again for next week?🤔🤔🤔

Guess it's a trade off between capping gains for less risk...

like

Really regret not selling United Wholesale Mortgages. Very confused on what to do with this one. Unless it gets PT it’s gonna be stuck around the 10 range. Think I may be eat the loss on first say a dividend is available

like

Currently make 90k and save about 500 per month after 401k, HSA, mortgage, all expenses etc per month. Where can I go to Cali to save the same amount and how much do I need to make to do so?

like

Trying to transfer to Traditional model in September and recently got a trading violation. Would my transfer get denied?

85% ETH, long term HODL.
Rest is split between XLM, XVG, TRX, POE, ADA, REQ, OMG, IOT - only invested in alts recently.

Any advice on re-allocation? Hesitant to touch my ETH, especially right now.

like

Tata Consultancy
Hi fishes, please help, need some information about tcs

1. When can I expect the offer letter after uploading documents in iBigin
2. Can I switch to a different role after a few years
3. Learning and development opportunities in tcs
4. Benefits other than CTC

like

Best books about product management for a good exit to industry? I already have an MBA and PMP but looking for a refreshed perspective since it’s been years since my formal education.

Currently reading “Product Managements Sacred Seven” but it’s geared toward the startup world. I am in healthcare and not looking for a startup role. TIA!!!

like

Clever ways to get cheaper housing? What's your hack to beat the system?

Married, 2 kids under 3 yrs. Apartment is too small, but we can't afford bigger. Do we rent a 2-story house and split it with another family? Do we stay in our small apartment and get creative with bunk beds and storage solutions?

How can a family, with kids, and one crappy income ($82,000) get a comfortable living situation here?

like

This group is all about brainstorming passive income ideas. This can be about real estate, youtube, podcasts, blogging, coursework educator, stocks, and anything you can think of. Network and learn.

like

My company is not correctly integrated with our financial software and $0 has been coming out of my paycheck the whole year despite electing a contribution amount. They've been taking forever to fix it, not sure what to do now :(

Hey fishes. I have been offered Management Consultant role with CTC break up in terms of JB, RB, fixed and variable. So is the fixed amount my gross salary without any other deduction except TDS, or will the organisation contribution to PF be also deducted from the fixed component? Also, will claimable components like LTA, mobile bill reimbursement etc. be in addition to this fixed component or will they be included in it?

If I pay off a HELOC balance in full, is there a chance my lender will close the credit line? I want to pay off my debt (which is subject to a variable interest rate and thus is becoming more expensive to service) with free cash, but I don’t want to lose access to the credit facility.

like

Just started my career and looking for advice. Other than putting money into my 401k what opportunities should I be looking at? I live for free so I have a decent amount of money.

like

By investing 50k/annum in NPS I can save 15k tax per year.. Suggest me I should opt for NPS or not?

I have a question on 401k loans. How is the principal repayment reinvested? Monthly? When the loan is fully paid? Do they cash out that portion of my investments or just use then as collateral?

like

Is this an aggressive position? Would you use final regulations effective for tax year beggining Dec 16, 2020 to support a deduction for calendar tax year 2020? Proposed regulations didn't include this exception. More details below.

More Posts

Best non-energy groups/firms in Houston? Looking for buy side PE, Corp dev/venture arm investing roles.

like

I recently passed the CFE and was looking into the CAMS next. Any suggestions on how to best prepare for the CAMS? I’ve been mostly reviewing the index cards that come with the prep material.

like

Anyone at EY in Forensic Data Analytics? If so - do you like the work you’re doing/leadership/etc?

like

One word to describe this, go:

Post Photo
funnylikehelpful

Just did the 60 min Beyoncé Bootcamp on the Peloton Tread and I thought I was going to die a few times. 😅

like

I got out of my water drinking habit and finding it hard to build back up to 100oz + per day. I don’t like the fact I’ve added in drinks with fake sweeteners to get more fluid intake. What do you all drink to supplement water that is better than some artificially flavored and/or colored beverage? I feel nothing exists and I just need to get back to my water habit. Maybe any good water bottles that help you drink more?

like

I had the first round with a consulting firm and it takes them more than a month to arrange the final round and the recruiter is not being responsive. Is that normal?

like

Anyone know the rough price of WiFi on American Airlines flights

Me and the boys waiting fo crime to spike post these protests

Post Photo
likefunny

Hi All,
How much CTC can I ask Hcl technology? I am holding offer of 7.5 Lpa and 9.5 lpa is in pipeline.
Yoe - 2.6 yr
Tech stack - .net + angular

like

Favorite swim trunk pattern? Vote below 👇

likehelpful

Hello

I am looking for Job change serving Notice period
Qa automation with4+ years of experience

Which company to choose FIS or Amdocs? In term of learning opportunities and employees benefit.

like

Joining Deloitte in 2weeks. What Deloitte send laptop, do they send extra monitor, keyboard and mouse? Or does it need to be purchased using $1000 productivity subsidy? And do we need to use Amex card to purchase and then reimburse?

like

Affordable PG for Boys

Shared accomodation available in 3BHK
Location: Pimpri Area (Pune)
Landmark: Pimpri Station Rd

*DM for details*

Rent: Rs.3500 per bed/per month
Deposit: Rs.5000 per bed

- Fully Furnished
- Direct Owner
- Car & Bike parking available
- Standalone Building
- Electricity bill will be shared equally among all tenants
- Rs.1000 to be paid by tenant for notarized agreement
- Maid charges (for cleaning room) included in rent
- Max 3 people in 1 room

like

To what degree do you share your mental health issues with your team? I went through a period of depression and recently got comments back that I need to fix my attitude. Is it worth mentioning now?

like

My RB situation is ugly. Recommendations on who I should start?

Need 2; 0.5 ppr

-James Conner @ CIN (I also have Snell in the event Conner is ruled out)
-Jeff Wilson @ DAL
-David Johnson @ IND
-Chase Edmonds vs PHI
-Lynn Bowden vs NE

I can also add Salvon Ahmed (vs NE), Sony Michel (@ MIA), Gus Edwards (vs JAX), Tony Pollard (vs SF), Latavius Murray (vs KC), James White (@ MIA), DeAndre Washington (vs NE), or Giovani Bernard (vs PIT).

My WR/flex is Ridley, Woods, Hilton, Amari Cooper

like

I recently got an offer from Accenture but I am not sure about the job security as I heard they have laid off many employees. Need your inpur on this please.

TIA 🙏

like

I loved Rise. It really helped me understand the difference in necessary skills and mindset across different leadership levels. Anyone else read it?

like

Hi All,

I have 4 yrs of exp as full stack developer and my current CTC is 15 lpa and notice period is of 3 months. I got an offer from another firm for 24lpa but they have shared the offer letter of DOJ after 2 months and asked me to negotiate my notice period or look for buyout. What should I do in this case? Should I connect with my current hr to negotiate? Cause I tried convincing the new hr to share the offer letter of DOJ after 3 months but she is not in the favour of that.

like

Additional Posts in Advertising

What kind of work is done by Junior Talent in Data & Analytics?

like

Marcel here. So instead of talking behind my back, how about saying it to my face? Here I am, ready to answer questions, concerns, or just talk sports. So what would you like to know? 🤖

like
like

Drinking Soylent for multiple meals a day so I don't have to waste time getting/making/eating food. Let's see how this goes...

like

Feeling especially Mondazed today. 😖 Any good recos to lighten up a morning?

like

I just got into reading books, any suggestions to start with? Which could help to increase media/marketing knowledge.

like

New State Farm commercial- who is covering "Don't forget about me"? I can't find it anywhere.

like

I like everything about my agency except my partner. Do I leave if they don’t have the budget to get me a new one?

like

Remember this: you can only do one thing at a time. Make one decision at a time. Be in one meeting at a time. So for everyone overwhelmed about what they’ve got to do today, go out there and gettem!

likeuplifting

Do you feel like a Cannes Lion is worth less now? In this post-covid era, are awards (and award shows) still relevant?

like

People didn’t hate advertising when it was about creativity and not technology. Just saying.

like

My new agency’s healthcare plan only has ONE physician in NYC listed as in-network... is a plan this limited the norm?!

likeuplifting

Tips for dealing with procrastination?

like

Looking at full-time and application asks for expected salary and then expected total compensation as a number. How should I figure out the second? Health insurance, bonuses, life insurance, equity, PTO? I studied art, not math.

like

Hello!! Does anyone know if there are any open positions @ mediavest/spark? I'm a temp & was told they don't know when I'll be hired on. So I thought I should apply online instead of waiting. Thanks!!

like

Is anyone expecting agency layoffs at the moment?

like

Rename each agency as a trendy artisanal brand with the “Blank & Blank” format.

like

I’m looking for some new things to read or listen to — doesn’t need to be ad-related. Books, podcasts, whaddya got?
I’m not really into fiction, but open to anything. Last books I enjoyed were Junior and Moonwalking with Einstein, last podcast I binged was Startup (Gimlet).

like

If you could change one thing about the ad agency culture, what would it be?

like

So, again my client went with the banner and website design ideas from from their print-based (and cheaper) agency. Now I get to make their garbage. Sometimes I wonder why we bother. #designrant

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal