All might personal investment bowl, I come to you all with humility. Please recommend the best investment book for a noob. Also if you had 5k to invest right now (and were new) what would u invest in

Has anyone diversified and invested in govt bonds? What’s the yield like? Is there a lock-in term?

New to this welcome any article or insights

Soooo what do we think about the new ADP program?

Any pros and cons on either getting the capital one venture card or a credit card with United. I want to start traveling more and mostly fly with United since it has a lot of flights out of my nearest airport. Debating on which one would be better.

What's the best airline stock to get into before the possible travel rebound next year? Do you also get in now or Q1/Q2?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

For the partners/mds/directors etc how are you protecting your money with the new administration? I’m assuming Biden’s plan will help the lower class but for the upper class I’m sure there have been strategies your advisors have been telling you. I currently have 20k in savings and feel like it’s just getting inflated away.

Can my vacation home be 45 minutes away if it’s at the beach? Or does that look suspicious? I want to get in for 10% down and lower rate than an investment home

Anyone have a recommendation for financial/tax advice? Hurting in the 60% tax zone right now (100-125k) and need some help to work through options eg more salary sacrifice, pension etc… thanks!

NJ Personal Income tax question:
My wife and I file a joint return. We were part time residents in 2020z unfortunately, we both filed our joint tax return. My wife sent via paper and I sent electronically. Any idea what happens now? Can't get ahold of anyone.
To make matters worse - NJ doesn't have a paper part time resident return - so you file a resident and non resident separately. Ours net to a refund but the resident one shows a large amount due and the non resident shows a large cont...

Bought some litecoins on Coinbase - how long does it take for transaction to go through and owning the coins?

My wife and I use a joint account for managing our monthly expenses. Can we both use UPI IDs linked to this account on our respective phones ?

At a high level, what is a better way to maximize returns?

File all 12 months in NY or
file a few months in PA and remaining months in NY (about 9)

I was in PA for a bit during the pandemic

Can we show rent paying to parents if we are living with them.. Do company mandates that parents should be living in different city to qualify for such HRA exemption.

How much do professional, high-earning (300k+) people put down as down payment for their first home / condo in Manhattan? 20% seems pretty high given the median prices, but looks like thats standard

How many times do you consider it ok to show the same house to the SAME prospect until he decides to buy it or not?
It's been 4 times so far.

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

1.2x Amex points to Bonvoy points transfer program. Worth it?

Any McK fish open to referring? Currently work in financial services corporate strategy and hoping to break into the Dallas office.

With this crazy sickness going around what medication is everyone taking? It’s been a month since the cold and cough entered my house and it’s still here.

Anyone know of the EA salary range and culture at Chime?

I have an experience of 8.3Yrs, current ctc 14lpa and i have an offer of 21.5lpa from tcs. My profile is python, django, docker and kubernetes. My technical rounds have been cleared in Capgemini. How much compensation should I ask for in my HR round?

If I join Noika by first week of November, will I get the bonus in April 2023 ?

Hey Oracle fishes, do oracle accepts counter offer...

Any NJ/PA Labor and Employment attorneys looking to lateral? Working on multiple AmLaw opportunities.

Hi friends,

I'm a new joinee in MSFT.

People in my team they don't come with me for breaks. (They blame the timings are different since they sit in crits but i don't think so because they have their own group of friends to go with)

Secondly, when my team members see me in cafeteria we expect they'll sit with us but people here are being rude they directly go and sit with their friends they don't call you to join. ( atleast they could have said they are accompanied)

People behave unpleasant

Looking to connect with clinical specialists in medical device/ pharma. Anyone in this position?

What is your commute? Trying to gauge how far I should be willing to go for a good hospital lol

What will be the average hike at Bank of America,for software Engineer 2 B position

Amazon
Can someone help me with the salary I should quote for the position of a Business Intelligence Engineer at Amazon, with 4 years experience?

How much should I ask from IDEMIA for Python Developer role?

YOE: 3.5
CTC: 9LPA

I asked for 14-15 LPA, did I law ball myself?

Haven't put down the paper yet!

Hello Everyone,
Need referral for Manual + Automation Testing with Work Experience of 3+ yrs, Please help for any job opening in your company.

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Anyone take the Blue Line from Ohare to downtown late in the night (1am)? Wondering if it's safe to travel at that time. M here.

Does anyone have any thoughts on the University Club? Pros/Cons

Is ARKK still a good ETF to invest in?

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

Personal Capital users, which pnc link do you use to pair the retail account? Doesn't seem to work

How is everyone feeling about the market today? Buy? Sell? Wait?

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

This is a post to reach out to Indian professionals working in US. How do you feel about investments in India vs Investments in the United States, all inclusive - real estates and stocks ETFs
TIA

My wife reads nearly an entire book per day just in her spare time after work, no exaggeration. I’m amazed by her and wondering what ideas are out there to monetize her skill? Book editing maybe?

Is $250 (all in) for a bed and breakfast worth it? My GF seems think so but that’s a 3pm check in and 11am check out. Not sure the value is there?

What's the best airline stock to get into before the possible travel rebound next year? Do you also get in now or Q1/Q2?

At a high level, what is a better way to maximize returns?

File all 12 months in NY or
file a few months in PA and remaining months in NY (about 9)

I was in PA for a bit during the pandemic

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

Hi everyone! Looking to add to my library of business books or self-improvement books! Any suggestions are welcomed, TIA 🙏

Does it take 3 quarters of the year to reach 3% (tier 3) interest rate at HMBradley? If so, does it make sense to deposit a large chunk of fund until I reach tier 3?

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

HYSA anyone recommends?

High risk, low reward investment ideas?

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)