Amex platinum or Chase Reserve. Which to get?

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Any company (consulting or others) still sponsoring h1b visa or green card for new hires?

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

What are everyone's thoughts on making the Monthly Child Tax Credit permanent? I think it is an important step to care for the families in our area, but I know not everyone believes in this program

I have 200k in HYS. Currently have 1k in BTC. Id like to start DCA to diversify my investments. How do you recommend this? Should I buy a bunch outright and then start investing 5-10% of each paycheck?

I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

I have a few MGNI 3/19 50C. Should I hold them through earnings tomorrow or just roll them to June expiration.

Thoughts on more aggressively paying down mortgage vs investing? I don’t have any real debt outside my mortgage & currently have 180k in my 401k, insurance policy & invest in a 529 for my daughter’s

Off Topic:

I am staying in rent in bengalore and my house owner has hiked the rent by 70%. Question to People staying on rent, is everyone facing issues like this? What is the ideal rent for a 2bhk in your locality/society?

Today I tried to tell myself what my favorite thing of being a lawyer is, and the only thing I could think about is when the direct deposit hits every couple of weeks…

Has anyone recently renewed visa stamp in Beijing? How did it go? Anyone got administrative processing?

My wife and I are moving to Boston from overseas (we’re from Italy and we’ve recently won the diversity visa green card lottery).

We are looking to rent a 1BR starting in January, ideally for ~$3k/month. I’ll be working in the downtown area.

Do you recommend we go for a serviced/luxury apartment (e.g. Montaje, 345 Harrison, etc.) or hire a broker to get a “normal” apartment?

Any managed buildings recommendations within our budget? Also, what are some good brokers we could work with?

Thanks!

Question on UK visa-
My partner will be traveling often to London, once a month for an year starting September. He is getting his visa through work (10 years, multiple entry, 6 months max stay, cost some $1000).

I have applied for standard tourist visa in the past and they are usually short term. It could be max 6 months, but they see your itinerary and allocate you few months around the itinerary

Is there a way to get 6 months multiple entry visa, if I were to join him once in a while.

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Our company is considering offering 401K employer match. We are about 200 employees venture backed company. We have about 60% participation mostly the non HCEs and only some key employees contribute. We always pass top heavy test and wpassed the 2019 ADP/ACP test. We are aggressively hiring and project there will be increase in participation, particularly if we offer the match. Given this information would it make sense to continue with a traditional 401k plan or go with safe Harbor plan?

If my company is deducting tax on reimbursements for example relocation, flight travel, mobile usage, etc. Then how to show in tax filing? bcoz as per my understanding it should not be taxable as I am using my money and company is refunding and no extra income. It's like I have already paid once and while refunding company again deducting. Please guide on this issue.

Just had my discovery flight and I’ve been wanting to go for my PPL for a while, just not sure I can justify the 15k or so investment in my current financial situation. Would it be really bad to spread my lesson over a period of a few years?

Happy Labor Day weekend! And shout out to everyone trying to maintain a career while living that crazy military-family life!

I did a consult with a junior planner the other day and he kept referring to how long I’d been in the industry 🥹 Just how old AM I? I feel old now.

Hey all! I am trying to get creative with recruiting in Chester/Richmond, VA area. What are some great sites I should post on?

What are 3 things clients don't know about our services that would scare the shit out of them if they did?

Preschool classrooms often look so different from kindergarten classrooms. What are some of the ways you bridge the gap?

I have below offers
TCS : 8.7
PWC India : 9.5
NEC Corporation : 11.5

current ctc: 6.5

i would like to join in NEC corporation, can someone show some light, how it will be working in nec corporation of India Pvt Ltd?

Anyone know how the bssp and vanables internship programs work? Are they geared for hire at all? Or just cheap labor?

What are some telltale signs that someone is not genuine?

I am asked during this RE analyst interview to build a real estate model from scratch. My background is commercial banking and I am used to analyzing real estate deals from the lender side not the developer. The interviewer is generous I must say he’s giving me a few days to complete. However this model is for a ground up multifamily development. I have no prior experience building one. I can find models online but all very complexe to reproduce. How would you handle? Do you have model to share?

Hi folks, has anyone given the IRIS - Business Analyst online test recently, if yes, request you to please share your experiences

Ramadan Mubarak to those celebrating - good luck tomorrow!

Which is best to join between PWC AC Bangalore with permanent wfh and NTT Data business solutions with hybrid work. Salary is almost same : NTT data - 24 LPA fixed and no variable. Where as PWC 21 LPA fixed with upto 20% variable. YOE is 7 years in SAP SD functional consultant.

What item has been your favorite purchase for your home/apt?

One of the most progressive commercials from India-https://www.facebook.com/422020534539422/videos/1202369756504492/ #thingsdontjudge!

When you put on your gym clothes to go get the ice cream you ordered delivered to your hotel #FTW

Who's the lowest paid manager on here, and what do you make?

Where is the best place to find Big 4 job postings? I've been scouring Linkedin but didn't know if people preferred an alternate platform

I am signing an offer this week at a different consulting firm, but want to stick it out through my project at my current firm over the next month. (Actually really enjoy the project just think the other firm is a better fit).

Am I obligated (morally or otherwise) to tell my firm that I’ve signed another offer? Or is it ok to stay on and work?

(Don’t have to start at the new firm for another month after that).

Can someone tell me what happened at Olive? Interested in the company, but I see many people on LinkedIn who worked there and then left after a short time. Were there layoffs?

MBB fish: what happens when an Associate/Consultant is found to be enrolled in a PT MBA, after not telling anyone during the interview process? Is that cause for termination?

I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

Thoughts on more aggressively paying down mortgage vs investing? I don’t have any real debt outside my mortgage & currently have 180k in my 401k, insurance policy & invest in a 529 for my daughter’s

Are Vanguard target funds good options to invest my 401k money in?

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

What are the key low fee index funds I should look at? For the US Domestic markets. I am not looking to beat the overall market but at the very least match it.

Have to use a financial advisor due to inheritance doc requirements. Where can I find the best low cost advising? Even if it’s automated or the low monthly fee with an annual review - I think those fulfill the requirements I need to meet. Thanks!

My husband and I want to buy a condo in Chicago in a year. We are close to having a down payment plus closing and emergency funds in a HYSA but are still a 8 months to a year away from buying. I feel like we are losing money by keeping it in cash but it is the safest option. Is that true?

Anyone have experience with the Financial Advisors from Personal Capital? How was your experience?

Thoughts on brk.b for long term? Thinking of getting in at this point.

Thoughts on a HYSA vs Vanguard Money Market Fund. Most HYSA are at ~1% and Vanguard MMF is at 1.3%. Should I park my money in a MMF long term, even when banks raise their interest rates?

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

Big IPOs dropping this week (Airbnb, Door Dash, C3.ai). Is anyone excited to buy?

Just passed $1m net worth and thinking about umbrella insurance. Any recs for carriers/strategy?

How do you make side moneys? Any apps or websites that would allow me to do work online and get paid? Thinking about bookkeeping gigs or something similar.

Anyone here have success running a short term rental (AirBNB, VRBO, etc)? Looking for tips to enhance bookings

Help! In the final stages of closing a house purchase for $330k. Appraisal came at $311k ~6%less than the sale price. I myself planned for only 5% down on the original sale price. Contd...

Where do you guys invest/save Your emergency savings fund? How many months do you save? I feel I'm more conservative and save more because I work in consulting.

What do you all think abt tesla stock? I have a few but wondering if I should sell now or keep holding

Shocked that Tesla is under $700 and Apple under $140. If you’re going to be in the market for at least the next 20+ years, these are steals at these prices aren’t they?

I’m getting ~2k in federal tax refund this year. Why is it so high? I heard that most ppl pay additional tax or get smaller refunds. Is my salary being withheld at a higher rate? I’m in my second year of employment.