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I know Liver King is out there but my roommate has been living by his “9 ancestral tenets” and it basically changed his life. Anyone else that follows something similar seen benefits? Seems like he’s rooted on well being and staying connected with the world around you. Even if you think he’s weird his YouTube video is well put together.
https://youtu.be/QzZ0y5w_1iA
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Hey guys, I need 11 likes. Thank you.
Anyone on here actually in healthcare?
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Bowl Leader
Hi folks,
Please reply me if you are working in Capgemini , Talwade or have a good knowledge about the nearby area like bus stops, how to get to pune station, where to live. I have to see where to find accommodation accordingly.
PS: I don't have my own vehicle and totally relying on buses trains metros
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Chief
Overheard: "How can you 'imply' cheese??"
What agency did the Absolut campaign?
Are we all fucked?
Saturday night live is getting good again.
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unlock all discussions on Fishbowl.
- sit down one night with a beer or glass of wine or your fave lacroix, and do a deep dive on your finances. Make a list of every reoccurring charge; determine essentials (rent/mortgage, food, utilities) and discretionary keep vs discretionary cut. Rip off the bandaid and cut as much as possible at once.
- uninstall apps on your phone to keep you from impulse buys.
- ask friends to share streaming services with you for discounted $ (or free, depending on your relationship).
- challenge yourself to a buy nothing (month, quarter, year), or implement a rule where you have to write down any wanted purchase and wait 2 weeks before pulling the trigger.
- check your company EAP and discounts now - on EAP, are there any free subscriptions and mental health services (headspace, talkspace, etc) that you can get signed up for now, so you will continue to have access after the potential lay off (many companies only update access to those services on a 1-2/year basis, so you may be able to leverage), or employee discounts (eg mobile provider, fitness discount code, etc - also generally only checked once at sign up and don’t require ongoing confirmation).
- make sure you pull any personal information off your laptop (and sync saved pws) in advance; they may immediately rescind your network access upon notification.
Will defer to others on company discussions and health insurance options.
Save all the work/decks/templates you are proud of or would want to reference in the future. Book all your doctor check-ups and other appointments (dentist/optometrist/etc) now in order to take advantage of your current plan. If you have a FSA, that usage typically expires on the day your job ends or the last day of the month of your employment, so try to use those funds up NOW.
Chief
Get any work you need on the work computer now to help position yourself for your next one.
Biggest is get your finances in order. If you haven’t and still have some time, refinance house and car while rates are super low and you have a job. You could even get a cash cushion from those if you don’t have emergency funds.
Look forward and focus on what you want to do next, short term leverage your most easily salable skills, then explore other income streams. Those dreams of other kinds of work take time to manifest, like, a lot of time but are important as they may just serve to make you more interesting.
Understand unemployment, how to sign up and take your time, be patient.
No matter how justified and business related, it is a hit psychologically. You’ve probably been stewing in the decline of where you work for some time. So, take some time to shed the old place from your identity, run, walk, garden - clear your mind.. you are setting yourself up for a great adventure.
Adding to what others have said...
If cash flow might be low and you don't have access to much credit, apply for a credit card now while you have the income.
If you've been participating in a flex spending account, spend this year's balance - at least what you've saved - now. You won't have access to it after termination.
Research your state's medicaid coverage options. If you're healthy and don't generally need to see a doctor, medicaid might be fine for you - you'd have catastrophic coverage. It's free in many states for people with no/little income. Your COBRA premiums will be $500+ monthly.
Yes, in some states you can get ACA plans through private insurers partially or fully subsidized depending on income - depending on what your state has opted into (medicaid). In other states it's county provided.
Thanks so much everyone, really helpful and kind advice!!
Cobra is pretty expensive, and unless you need primo coverage, you can get cheaper. I believe the most recent stimulus gives recently unemployed people discounts on the healthcare exchange.
This isn’t necessarily true in NY. I met with an insurance consultant who is a friend who advised me to to keep cobra — only if you’re in NY or Calif. Look at the rates, coverage and deductible