People living in LCOL areas who bought a house in the last few years... What did you spend on your home, what are the bed/bath #s, and did you buy a fixer upper, turnkey home, or something in between?

Starting to home shop in a LCOL city and I'm super curious to see some numbers from others in similar types of locations. I'm originally from a bigger HCOL city so what feels "reasonable" to me is skewed, but everyone here seems to want to spend as little as possible on homes.

Anyone have any good book recommendations around building passive income sources/building wealth?

New to tax. What are some questions to ask the client related to the cares act? ie, have they taken a ppp loan and when will it be paid back…. Also how is the ppp loan treated for tax? What/when is the add back. Does it depend if they picked it up as income?

Context: First time home buyer, trying to decide whether to buy a house in NJ or NY. Budget ~500-600K

Background: 29years Male, hopefully getting married in 2021, and planning to have kids in the next 3-5years

Questions:
1. What would be a better state (NY or NJ) to buy a house, considering property tax, hoa, and cost of living?
2. What state has the better school districts and what are those?
3. How do I go about my research for narrowing down the neighborhood/county to search listings?

New to real estate. Shopping around for best financing; does this mean having hard pulls on your credit at each potential lender?

Any H1B with foreign properties in home countries? Do we have to pay property taxes in the US for foreign properties?

CTRM. Curious on others takes. Like the terms of recent debt financing and shipping seems like a solid play on economic normalization. Plus there’s a potential short squeeze angle. Going in combo of calls and commons.

Can anyone recommend any mutual funds for a 401(k) designed for mod. agg./agg. growth pls ? Prob thinking mid cap. Thanks!

Alright auto fishes, I’m in the market for a entry level luxury car. Open to used or a lease. I don’t plan to use it as a daily driver, live in an HCOL. Only restriction is that I’d like to keep my monthly costs at no more than $600-$700/month (including insurance, financing / fees, etc; have a parking spot already). Doesn’t have to be a European badge. Thoughts?

Struggling to understand how people in Canada (more importantly Toronto) are able to afford buying a house + lifestyle given the salaries are so low. Is it just me or are people getting paid a lot to afford these luxuries.

What are some tax saving secret loopholes in Indian taxation system?

Interested to hear some thoughts on
private debt in terms of
compensation, work life balance, and
career optionality. Any comparison
against PE would be helpful as well - if
you considered both at one point, why
one over the other?

There is no way you qualify for food stamps when the annual imcome of a household of 2 is over 6 figures right? My SO who was recently laid off thinks he can get unemployement benefits as well as food stamps when I still make 6 figures 🤦‍♀️🤦‍♀️🤦‍♀️

Looking for good books on investing. Open to anything- real estate, stock market, etc. please leave any suggestions on what to read and anything to avoid - thanks fishes!!

Anyone who left HCL me what to fill in current PF trust/RPFC for withdrawing PF

Sanity check. I like a nice lifestyle. Currently make 350-550k with bonus. 53 years old. About 400k in brokerage. Another 1.9million in retirement accounts. House worth 1.2 million with loan of 625k. For retirement pension will be $2400 per mo which goes to my wife if I die for life. Another 3800k Per month estimated from Social Security. I plan on working another 10 years or so maybe less once the kids graduate college. I am this will be out in 2024. What should I be doing or thinking about? 

Hey guys, any advice on whether I should buy a house that had foundation repairs in Frisco? I’ve heard due to the soil lots of houses have foundation issues in the area. But a little nervous as a first time home buyer. Any thoughts? Will it make rentals and reselling very difficult?

What are you doing for a retirement plan as an independent consultant? Solo 401K, SEP IRA, etc.? Any recommendations on where to open an account?

Has anyone bought flat in kolte patils Life republic Universe in Marunji?

Anyone feels like they are earning more, spending more and worrying more?
#financeinsingapore

If I pre-pay for gas but don't take the full amount, does it automatically go back on my card?

How many times should you reach into to a recruiter before giving up? I reached out once and she said she will let me know and I interviewed going on 2 weeks.

Anyone with United 1k in jeopardy of not meeting the lowered “move the goalpost” PQP targets? Is there a December promotion or do you think United will pivot to extend status to 2023 in the final hour? Ugh, I don’t want lose 1k but can’t justify ~$5,000 in out of pocket expenses / mileage run. Anyone in the same boat?

How long does it typically take to hear back from KPMG after an experienced hire interview ?

What’s T2 and T3 specifically in LS consulting?

Looking for a good corporate/contracts desk reference for contract drafting. Any recommendations?

Those of you who left for industry, what do you work towards in your role? I was reflecting on my time in public and there was always something, whether it was a new section in the file, getting more client contact, getting invited to a big golf outing, running the jobs, managing the jobs, etc. I worry that leaving would leave me bored and not motivated to hit any sort of goal. I’m burnt out and worry that I’m making a rash decision lol. Thoughts?

Hello Fishes,
I am software trainer with 20 years of experience. Have knowledge of Java, DOTNET, Python, Node.js. Looking for job opportunities. Please let me know if there is any opening.

Thank you

Anyone here able to weigh in on SEC regs? Is the GME story one of coordinated market manipulation or is it the effect of a free market reclaimed by the masses? Is stopping trades on GME and AMC legal or is *that* manipulating the market? Does any of this even matter a week from now?

Is there a Marriott promo going on? Not able to see any on their site..

Any awesome beach hotel/resort suggestions on East Coast preferably in N.C./S.C. where I can redeem Marriott bonvoy pts? Thinking of taking my family for a vacation b4 schools start

Hi everyone! Can anyone tell me what you make as a typical banquet/events manager for salary or per hour? I’ve worked for Marriott/Bonvoy at the Ritz and for the Curio Collection with Hilton as a bartender/server/banquets captain. Now I’m working for a privately owned hotel and as a manager role in Banquets/Events. Because of pandemic times, what is everyone else making?

Who's in downtown Chicago tonight? Staying at the Westin on Michigan ave for the next couple nights

Make me viral

What would you splurge on if it weren’t for luxury watches?

When your legal assistant (non billing) drafts discovery demands; how do you bill for it?

Does anyone know of a group or outlet for local Supply Chain professionals in Atlanta to meet and network with others in the industry?

🔮If you cannot manage your emotions, then this market isn’t for you🔮

QQQ vs VOO?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Any advice of changing auto/home insurances?

Any good wedding ring sources aside from Blue Nile?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Is bottle service ever worth it? Why is it so popular?

Just got promoted and now I’m no longer eligible for Roth IRA - what do I do now? Pause contributions to my Roth IRA? What is this back door thing people are talking about - have also heard it may be illegal soon?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Paid off my account debt!

(1 of 2) Help needed...

Context: Married with first baby on the way. Plan is for my spouse to stay home with our (future) kids for next few years. My income is $250-300K and keeping it that way for a while as I’ve moved off partner track for at least 2-3 years as we start our family.

$120K in retirement accounts, $70K in cash, $50K in home equity, and $6K in HSA

Beyond mortgage, only debt is a $25K private loan that we can pay back any time in next 5 yrs. and isn’t accruing interest.

What are some personal finance actions that, if needed, must be done by end of year? Let's try to make a checklist!

Tax loss harvesting

Retirement accounts for 2022: can contribute or withdraw over-contributions until April 18, 2023 IIRC

HSA: same as retirement accounts

...?

Hi, I have recently saved some money and wanted to invest it to make something out of it instead of just letting it dry in my bank account.
I wanted to ask if anyone has been facing a similar situation and if you have started investing by yourself (stock picking, ETF, crypto) or just done it through your bank and let them do the work. If it’s the first option, also I would appreciate any advice.

I am almost 23 and don’t know much about the investment and savings vehicles/strategies that I should be using. IRAs, Roth IRA’s, long-term investments, how much I should be contributing/saving for financial success, etc. Any suggestions? I currently have $4,000 in savings, and a few thousand sitting in checking that I use regularly but try to not spend too much. Rent is $1600. Likely looking to go to grad school in the next 2-3 years.

Salary: $86,000/yr (~5000 a month take home)
City: NYC

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?