People living in LCOL areas who bought a house in the last few years... What did you spend on your home, what are the bed/bath #s, and did you buy a fixer upper, turnkey home, or something in between?

Starting to home shop in a LCOL city and I'm super curious to see some numbers from others in similar types of locations. I'm originally from a bigger HCOL city so what feels "reasonable" to me is skewed, but everyone here seems to want to spend as little as possible on homes.

What is cost of leaving near Bagmane TECH park Bengaluru?
1BHK house rent?
#Bengaluru

Real estate help: Boyfriend and girlfriend buy a home together with a loan from bank. Boyfriend and girlfriend are now separated and both agree that girlfriend will live somewhere else. Both agree that they would like to take girlfriend off the deed but also off the hook with lender bank. What would you do in this situation as attorney for girlfriend?

Loopholes to using a VA home loan for rental properties? Have heard buy a duplex and rent half out but curious if there’s other opinions lol

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

**Can I take retirement?**
Hi All,
I have around 29 Lac savings + 5 Lac gold.
And my wife has 28 Lac gold(wedding gift) + 80 Lac(ancestral) Land.
We have a child, his current age is 2 years+
Currently our monthly expenses are around 22k(max), and my CCTC is 15 LPA+ with 8+ YOE.
My age is 29! I don't feel like working anymore.

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Is anyone investing in liquid funds? How do they benefit and what are their returns?
Recommendations are welcome.

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

Anybody have experience with JD-specific mortgage loans? I know BBVA offers one

Folks who trade more than a couple of times a day, do you have to have your crypto in the exchange during the non-trading times ? I am debating if it’s safe to keep in the exchange or is there a better way perhaps moving from cold storage to exchange every time ? I know the transaction fee is a killer . Thoughts ?

What % of post-tax income do Londoners usually spend on rent?

Offered 6.2k per month post-tax and thinking of spending 2k on base rent, single household. Does that seem reasonable for someone who wants to save and invest?

Does your job offer a pension? Care to share? I’m wondering if ours is competitive and also wondering whether to stay or leave for greener pastures?
Population: around 35K; 5 years to vest; retirement age 65; pension calc based on average of last 5 years’ salary times years in service times multiplier; multiplier is 1.25%. TIA!

For those looking to move back to India, does it make sense to withdraw 401(k) given the 10% penalty is being waived off at the moment? And you have a 3 yr window to pay tax on the withdrawal.

Restarting my keto journey!! Lost about 5kg the first time I did it last year, then got lazy and fat and now want to lose 10kg!

Anyone here do options to hedge their investments? Where can I learn the principles and techniques behind it?

I just cancelled my Chase Sapphire Reserve card. I transfer my credit to my freedom card to not hurt credit score as much. How long must I wait to open up the Sapphire Preferred card and get the sign on bonus?

Living in Van. Previously lived in Toronto. Obviously rent prices are high as is cost of living. Generally go out and spend more often living in a city. Boyfriend and I on good salary but not saving much due to the above. Before we move home to our own country, we’d love to spend a year close to Vancouver where rent is cheaper, temptation is less, to save. A commute to Vancouver 1-2 times a month needs to be possible (his job). That can be a flight if it’s not crazy. Thoughts? Recommendations?

Hi All,
I'm Looking for a referral.
Experience - 1.4yr
Tech stack - AWS , CICD ,GIT, Bitbucket.
Please help.

COVID19 has got me really anxious about Passover prep in just a few short weeks.... 😬

Does it make sense to take a pay cut if given a chance to join the corp dev team of a growing company? Currently a manager in Fdd

Hi guys,

Is there any chance to get accommodation cost, even if it is not mentioned in the OL.

NYC area Personal Injury Lawyers:

What are some of the most well respected plaintiff’s personal injury firms in NYC, and why?

Have any of you worked in FM and then started practicing HIV medicine? I am working toward an AAHIVS credential, but am wondering if I need to leave my current practice vs try to incorporate treatment where I am. No one else treats HIV in my clinic currently, and PAs in my clinic are not currently paneled but I have a lot of autonomy in my team despite technically seeing patients with an MD listed as PCP

Hearing rumours about new office in Hyderabad. Any insights?

S&O had 104 total GSAP recipients this cycle, 16 GPS and 88 commercial (if my counting is correct). How does that compare to previous years?

Does anyone have success conceiving with low AMH? I am 30 yo and my AMH is 1.11, RE says it's low for my age.

Any specific and actionable advice on how to better articulate your experience in interviews? I feel like I have been working on projects that are above my pay grade and my job descriptions (which my Manager also validated) but I have a hard time when it comes to selling myself in interviews. Any tips/advice is appreciated!

How much is the shift allowance for US or UK shift????

Hi everyone,

What is the salary range for a Lead DevOps Engineer in ZS Associates ? My current salary is 27LPA, YOE: 7yrs and will be undergoing HR discussion soon...

Thanks in advance!

Any thoughts on the IP litigation outlook in Atlanta and/or Charlotte? Looking to move but I’m not sure of the workload there. I predominately focus on patent infringement at my current firm.

Next week I’m having my first lateral interview as a junior associate. I’m very nervous because the group with whom I’m interviewing works with life science/tech clients and the attorneys have strong science/tech backgrounds; and I do not. However, I am very, very interested in transitioning to this practice. And I reaaally want this job because it’s at my dream firm. How would you recommend preparing for the lateral interview?

My girlfriend is willing to break off our entire relationship because she found out my mom doesn't approve of her. We have no issues between each other but she said she can't be with someone who's family doesn't like her.

Best Hyatt in Hawaii (ideally Kona or Maui)?

I’m feeling anxiety about Coronavirus. Does anyone else think that the virus is being used by the government for population control? I don’t know if I’m paranoid.

Anyone have experience with the new ADD medication Azstarys? Thoughts, opinions welcome. I’m curious to know how it might work compared to Adderall.

Anybody interested in opportunities at ZS? DM me for referrals.

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Have you ever worked with a financial coach? Did you find it helpful?

What do you think are missing from the personal financial management apps such as emma, yolt, cleo

Can someone help me understand how backdoor Roth works in my situation?

I contribute the $19.5K max to a 401K each year. Would backdoor Roth be (A) the ability to roll $6K of that $19.5K into a Roth? or (B) an incremental $6K that I could contribute to a separate IRA then backdoor into a Roth?

Asked another way, does backdoor Roth allow me to actually contribute $25.5K each year, or does it just allow $6K of my $19.5K contribution to build in a Roth?

Thanks!

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Recommendations for a good auto lender in NJ area? Looking to buy/lease a car

Rolled my old 401k over to a rollover IRA under the same brokerage and lost some money. What the hell did I do wrong? It was a direct rollover btw

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

In your opinion which is the best target fund to choose in IRA Roth?

Any good wedding ring sources aside from Blue Nile?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

Paid off my account debt!

Have about 5k to invest - should I do FXAIX or FSKAX?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

26 YO, make make roughly 130k TC and really wanting to get the new 2022 Accord Hybrid Touring trim. Great MPG and reliability. MSRP is just under 40k for the top trim. Good financial move or should I go with a lower trim such as the EXL or Sport which come in around the mid 20k-low 30k area.

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?