I have access to $600k in interest-only (~3%) funds from parent's line of credit. Trying to optimize allocation. I'm closing on a $540k house in TX, looking to Airbnb it for $3k+ a month. With rising interest rates, I'm considering investing in another house in the Bay Area when prices drop. Wondering if I should pay the TX house in cash & take out a mortgage for the CA house, or split the $600k across both and take out 2 mortgages, or pay off the TX house and use a HELOC for the CA house. Thnx!

Which one would you prefer b/w local lender v/s establish financial institution when buying a home?
What are the pros and cons of each?

Hey 🐠 , how do you guys shop for car insurance? Having a hard time finding a true aggregator site for comparison—they all direct me to individual insurers for quotes. My rate at GEICO just went up 40% so want to shop around a bit…

My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time?
Ride along/increase or decrease my percentage?

How to check what is there in full and final settlement as they just sent the amount to my account...not any mail or anything to check.

Who wants to start earning money online?

Hello Autodeskers,
I wanted to understand how RSUs work in your favour? I mean if I am getting rsus amounting to 40% of my package, and another company is matching the package with all fixed, should I still choose Autodesk package? How about selling them and taxation? Is it really beneficial or risky?

What is the *prime* amount of money to bring you happiness?

Thoughts on buying Emerging Markets ETFs now, especially one overweight on China.

Just restarted stimulants and already I'm dealing with twitches again. Does anyone else get these? No type of pain or anything just every once and a while my body will twitch strongly. Afterward I feel normal, but it's a bit annoying, and I can't control it at all which is a little disconcerting. Don't remember this from when I took stimulants as a kid, but it's been a while.

EY audits GOOG, AAPL, AMZN, FB and NFLX..what to trade then ?? 😞

What should I do? My 401k went from gaining 38% year after year for the past 4 years, now I'm losing money rapidly. I lost over 11k twice this week already. I been down almost every day this week. Please offer some good advice. What should I do? Should I put everything into safer stocks or just sit tight and ride it out?

Hi folks - anyone here is a realtor or was a realtor in Toronto before? Looking to chat with people who have the experience.

Tampa lawyers who work downtown: where do you live? Looking to purchase a house soon and am trying to decide between a low commute time (crappier house and a tight move financially) and a longer commute time (nicer house and more comfortable financially). The longer commute time also comes with better public schools, and I want to have kids.

Mother has an office in Brooklyn yeah? Anyone know anything or have an in?

What is the present value of a government pension? How does one calculate it? Trying to get a sense of weather it's worth moving over to Federal.

Why do you think ETH will flip BTC
What do you think it can become store of value too in the future
Serious answer please

Taking a personal loan of 20k or more will it affect perm (GC) process?

Has anyone considered moving from NYC to Houston? Any advice of why not to do it apart from the Texas heat. The homes are so much bigger and taxes much lower.

Anyone interested in property (land ) purchase in Group..

Contact me if interested:
9604060922

Got salary ranges for L5 around 240k .. tier 2 city seems very low. How much can I push? RSUs were offered as well.

I have a interview with Qualcomm for Embedded firmware development. Can someone suggest the interview rounds and expected areas for the interview. I am purely into automotive domain and the opportunity is totally new.

Also please leave a heart so that I can dm others for referrals

For anyone that is CPHQ certified - how has this certification benefited you? Do you think it has improved your job prospects? Thanks in advance!

20 lpa for 3yoe capgemini is it safe ?

Just got let go and my manager said part of it was because I was looking for other jobs. I didn't look for other jobs at work, so I'm not sure how they could have known that unless a coworker snitched on me. Is it worth it to try and find out who or should I just leave it? Can't deny that I'm seriously pissed off about it.

CIPS VS CSCP VS CPM

So, the CDC removed the Covid guidelines. I’ve never had Covid. I’m afraid people will come into work not wearing a mask and be inconsiderate… ughhh so distracting and disgusting. I’m also at risk to develop complications. Not sure if I should talk to HR. Not even sure if I should ask for accommodations to continue being able to wfh at least most days of the week to reduce risk. Idkkkk 😩This is so unprecedented. I always wear my mask at work. I’m getting pressured to attend firm events as well

What’s the best group to apply for data management or data warehousing at PwC and Deloitte?

I currently have a Master of Arts in Public Administration and am trying to break out of the realm of government and law enforcement.. that being said, I have been pondering the idea of getting certified in Environmental Social Governance (ESG) and sustainable business. Would this be worth the investment or should I leave that to people with a heavy finance background? Just want to be more marketable since my main background is in law enforcement data analysis.

I know the general answer to this, but I want to know others response.
If by your 30’s you’re mostly established in life, why is it then harder to establish a long lasting relationship with someone ?

What has your marketing goal been for this month? How far along are you to meeting your goal?

What is a good app to use to predict the market before market opens each day?

Just landed a full time gig, looking to get some furniture so I’m not working on my parents’ kitchen table during this remote period. Any recommendations for desks and chairs? I’m hoping to find something that’s easy to assemble and break down for when I need to move, and something that won’t cost an arm and a leg.

I know everyone has a different kind of setup that works for them. I currently have a laptop, drawing pad, second monitor, and a desk riser.

Any agencies hiring copywriters?

Retrieval done, 26 eggs later! :) Good luck to all of you with retrievals coming up or are somewhere in the process! Fingers crossed for strong embryos!

Question for everyone; what are some of the better job boards for underrepresented groups in tech? Non-traditional job boards that promote inclusivity and diversity hiring?

What add on home assessments (besides the standard inspection) should you get with a home a built in 1925 in Atlanta
Radon
Termites / Pests
Sewer Scope
Mold & Air Quality

In this market would you decide to either use the money you have for down payment on a home, invest it stocks, something else, or just hold?

Anyone else notice an uptick of rental properties being posted on the market? I’m thinking something is coming soon.

Thoughts on building new, say 4 unit build?

I'm in the rust belt and there is a lot of vacant land for cheap in nice areas. How're the returns vs reno and the process of financing and permitting?

Whats the best website to compare neighbourhoods within your state? Combed thru Niche but looking for additional reviews of people who lived there

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Finally bought my first house, pending inspection! My Spouse is starting to worry and is anxious that we overpaid due to the crazy market right now. Any tips to cope with this feeling?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

How do Tennant pay you for rent? By personal check? Are there any other successful methods being accepted? Also who takes care of the grass and snow removal for a 1 or 2 family rental?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

I own a rental with about 75k in equity. We have no issues with our renters but I’m wondering if it is time to sell. Do you all expect property values to continue to rise or do you think they ....

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

Is it possible to give a real estate a budget you want to work with in terms of how much you’re willing to pay a month and see what they can get you?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

I have 100k to my name. I’m thinking of investing in by going in with 3 other family members and buying commercial units. I was taught to rent where you live and own your investments so your not tied to it and restricted. To give context I’m 22 years old, and I see other family members having a headache selling their home. My question is do you guys recommend owning where you live vs renting ?

Couples without kids, how do you justify buying a house and paying school taxes? Almost all of the good residential areas are with a high school tax. Just curious if childless couples can ever buy and live in nice areas or rent forever

I see two crowds these days. One thinks housing market will crash. The other thinks housing market will soar.

The contrarian in me makes me think this is a decent indication that housing market will stagnate (or increase minimally) for a few years.

As a general rules, I feel like the majority cannot foresee a crash/surge coming. The prevalence of such expectations would hamper the pre-conditions necessary for such a dramatic change.