Any room for soon to be/aspiring homeowners? I’m buying in SoCal and well.... kinda terrified of the enormity of the purchase.

Qualified Dividends: I’m expecting $650-$750 qualified dividend in 2021. Salary and base about $250 total. Questions: what tax rate will the qualified dividend be taxed at? The 15% or 20%? Also, since it’s technically a long term gain, do I have to pay an state and local on the income? Been reading for a bit and I can’t seem to find a clear answer. Thanks fishies!

Trying to open an account on TreasuryDirect to buy i bonds, and I am required to get an authorized certifying officer to sign a form to complete the process to open an account. Anyone know what that is? I went to my bank and asked, they don’t think they can sign it 🧐

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Looking for someone who is trying to cut down on expenses and save more. Anyone looking to get financial freedom or save up for a new business by a certain time period?

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

Laaa laaaaaaa lala wait till i get my money right (just accepted a PE offer woo)

Huge btc short position in market right now, I expect a lot of liquidity issues to come to light soon. Bitcoin should end up below 30k and stay there as new resistance soon. You all doubt my previous posts but all these bumps to 37-39k are fake bounces from retail buying the dip. Defi is gonna unravel. Do you honestly believe the 10-40% defi interest rates were risk free. It’s all paid by stablecoin printing backed by the assumption that crypto prices would keep appreciating

Chase Freedom vs Freedom Unlimited for everyday spend?
Plan to transfer points to my CSR.
Non traveling consultant

Soooo what do we think about the new ADP program?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

What's a reasonable average amount for basic cost living in LA (housing, food, transport, phone, internet..) for more context : single, would like to live in an independent studio in a nice area.

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

Going with a solo 401k so I can borrow 50k if I need it for buisness purposes in the future with no questions asked and fast what companies should I look at?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

How much do you normally on average net when you sell a home? Looking to upgrade due to second kid on the way and I’m curious how much goes to fees, brokers, agents, etc. My current home is worth 325k per Zillow and my mortgage balance is 165k, so about 160k of equity. So if I sold it for what it’s worth at 325k, how much could I expect to net for my next home’s down payment? I see different answers online so anyone with experience would be great. Thanks.

Dreaming of less stress and more freedom these days. What would you all be doing if you weren't in this field?

What’s everyone doing in this heat??

Is working at MBB more challenging (higher performance benchmarks, lesser leeway, etc.) than T2 shops (OW, LEK, EY-P, OC&C)? Would be great to hear from someone with experience at both

Is there a demand for privacy professionals? Been seeing this discussed more and more recently

Is Optiv a good place for pen testing jobs?

Risk assurance senior and planning to leave for industry to do security compliance soon. Would want to come back to big 4 to do security consulting, how should I plan out my career route? Just a lost young soul who graduated from college 2 years back...

Thomas J. Watson (IBM) said "the way to succeed is to double your failure rate" and that's always stuck with me

Hireright = Rectal Exam

May be a very naive question - Do Novartis provide comapny cell phone based on the designation?

😐

Best books on entrepreneurship? Trying to find a good birthday gift for a friend thinking of starting his own company and exploring business ideas

Partners - do recruiters/headhunters ever reach out to you? What types of roles/levels do they reach out for?

When you independently search for other opportunities (if you do), what types of roles do you look for?

Dow sit make sense to not put money into 401K until you go to business school and start again?

Is LS boutique to the buy side a viable route? Or is there often intermediary roles?

Hey Fishes, Need 11 likes. Please help!

What are everyone's thoughts on making the Monthly Child Tax Credit permanent? I think it is an important step to care for the families in our area, but I know not everyone believes in this program

Just moved into a new house. Completely empty at the moment. What are some must have that are quality of life improvers or things that are smart to buy “the good version of”? (I.e. buying an $80 press iron instead of a cheap $15 dollar one)

New homeowner here, purchased title insurance at closing (required by lender). This isn't something I need to pay to renew right?

Hi,
Has anyone bought a new construction home from the builder Gehan Homes? What's been your experience?

Anyone has worked with bank to remove PMI payment based in home equity

Hi all, new to this group and to home buying. Wanted to get advice on whether this is a good time to purchase a condo. Also how do you know which area is best in terms of future appreciation? Thinking of Hudson county, Newport jersey city or close to it. Any thoughts on pros and cons to be considered when purchasing a first condo apt ? Also what resources are available for a first time buyer . Thanks a ton in advance

When submitting your taxes, do you share how much you pay for HOA? Is there a form to fill out or do we get any type of reimbursement for paying HOA?

Anyone have thoughts on quality between Samsung and LG for refrigerators? Saw an LG one for 30 cu and Samsung for 28, very similar features but LG makes craft ice; how ever with my corporate discount the Samsung one is about 1k cheaper

Anyone done DIY attic insulation?

We had a home energy audit done yesterday and the guy said the attic insulation has a whopping R-value of 7 due to age and compression.

Getting a quote for them to do a loose fill to bring it up to 39, but also thinking about DIY loose fill depending on how $$$ the quote is. It's a ~700 sqft attic.

Anyone have generator recommendations? Are there any that aren’t obscenely loud? Moved to a northern state with lots of snow and have a baby arriving during winter. Thinking I’d like to get a backup generator to give me peace of mind.

General advice for first time home buyer. Single, male, 26, lcol- stl mo... let me know what you wish you knew/ tips!
Thanks :)

Compared to DC/NOVA, how's housing market in Chicago?

Any recommendation for washer dryer?
1. Electric vs Gas 2. Front Load Vs Top Load. 3. Actual product recommendation. 4. Where to buy? Also same for refrigerator. Thank you

Anyone have a lake? Has Sonar AS (floridone) worked for your pond weed problem?

Relocating to work in NYC, and looking for a place to live with an excellent school system. Willing to commute up to 2hrs. Any recommendations (cities, counties, zip codes, etc.) will be much appreciated.

Just a note that this is a good time to clean their AC coils. Just did mine and they were terribly dirty.

Bought a 12 years old condo. First time home owner. Can someone share what all things would need more care(electrical appliances, vents, filters etc) to avoid costly maintenance.

What’s the best way to finance a remodel? Probably need about $40k on top of what I haves saved. HELOC? I’m not really sure where to start researching.

Newer homeowner. Garbage truck didn’t pickup our garbage on trash day. Company said to leave it on the curb and they’d get it by today. Some neighbor moved our can next to our house and garbage missed again.

Happy to have my first real suburb experience.

My house has very hard water, to the point where shower heads and aerators regularly get clogged with mineral deposits. Is a household water softener the best solution, or is there some sort of filter I could put on at the source to the house that I could clean regularly? Or other ideas?