Any thoughts on PMI? I am a big pusher of buying early and refinancing out but curious what people think

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

Can your spouse be employed in Google and getting RSUs?

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

We made it to 10/15. Now to do CPE and wait for the section 199a deduction to make next year's returns a nightmare.

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Question for anyone whose left the firm: I've been here for 9 years so my pension is fully vested. What happens to it if I leave?

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

Best credit card for travel?!? And, why? Never really used airport lounges.

I have the Marriott Bonvoy, SW rewards and CSP.

Are US markets or Emerging markets the smart move for 2021? We have the fed but they don’t have the burden of future debt 🌎

Hi,

Can you help me in Flexi plan of atos.

Today is last of LTA submission and from the team there was no any response.

My query is I am eligible for 75k LTA and now I entering that amount on portal it not allowed me to enter .. continue showing error pop up say basic of HRA 5%

I am not understand that message. I entered my housing rent on portal..

Is the HRA and house rent factor in salary are the same.

And LTA is depend on HRA amount.

Can you help me .. it will be helpful..

TIA

Guys, i m in a pretty bad financial situation and need to pay my student loans and support my parents who lost their job. I m trying to brainstorm how i can make some side money. Thinking something that i can do remotely like an amazon store. Goal is to generate ~$1000 months in profits. I just have no idea where to start. How do ppl go about starting these?

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

Any loan facility available in BOA

Hi Guys.. I have an interview scheduled with JP Morgan Chase. May I know what would be the max limit salary which I could ask for 7.3 YOE, Java Full Stack Engineer.

Hey everyone, I'm in the process of searching for a new sales or account management role particularly focused on mid-size or enterprise B2B sales positions and I’m also open to relocating. My back ground includes; 3+ years of quota carrying experience with a focus on consultative/ solution-based enterprise sales.

If anyone is currently hiring for a position within their company or is able to offer a referral. I would appreciate any help!

I’m concerned that my latest job have been less than a year each on my resume but I’m at my wits end and need to start looking. Do you think I will be overlooked because of the length of time at each company?

Anyone looking for an AAE or Asst Media Planner? Have a friend w a Cornell degree looking to change careers and join our crazy industry

What certifications can I earn to increase my market value coming out of college? I’m graduating with a marketing and digital applications co-major and I have 2 HubSpot certs (Digital Advertising and Social Media Marketing) + relevant internships. I’m just trying really hard to get over 50K in Indianapolis (I sincerely can’t afford to accept anything lower) and being a new grad seems to REALLY be working against me no matter what I do. Help :(

Need a referral for this PWC job...https://jobs.us.pwc.com/job/new-york/financial-services-digital-solutions-architect-manager/932/15959386

Any SAP analytics cloud developer here? Quick query, client wants a column root causes ..now this column is not available in S/4..now the S/4 team is not cooperative enough.

My leads suggested SAC has comments option. However comments are not going to help users either. Because it will not show graphically which root causes contribute the most.

So my question is now, does SAC have an in built excel option which would allow users to enter root causes across materials and then SAC refresh this

Looking for Goregaon/Malad location PGs, flats. 1BHK/2bhk.

Please share details.

Thanks

Hi friends,
I have offer in Maersk and Elsevier for the same package. I have 8.5 years of experience in QA automation. Please suggest me which company should join in terms of work life balance, flexibility and career growth?

I have been in my current job for 1 year now as a booking coordinator for a logistics company. When I started I had no idea of what my workload would be, now I noticed that my coworkers took the opportunity to pass most of their job to me. I’m burned out, can barely take break and end my days totally drained and exhausted, also the same people is harassing me with questions like: “why are you working that slow?” Or the “quality of your job is questionable because…..” continue in comments

I just found out a new colleague was brought on at 20% higher salary than my current salary. (Have been w/ firm 1.5 years) She doesn’t have a 4-year degree (working on it). How do I bring this inequity up and ask to be compensated equally? I have years more experience and My work is more complex - she is basically a receptionist. Any suggestions would be helpful!

What’s the standard RTO (return to office) plan for MBB as of now?

What is your savings goal by age? Eg at 25, 30 35 and 40! Thanks

New full-time Remote Job Opportunity ($75K) - Recruiting for a Cyber Security company, looking to fill a Marketing role (2-3 years' experience). Need experience in B2B marketing, demand generation and campaign development. Familiarity with Content and Webinar Syndication programs. Work cross functionally with teams leading CRM & data reporting programs initiatives (e.g. Salesforce, Marketo, PowerBI).

Considering accepting a fully remote role and living in different cities for 6+ months at a time. Anyone else do this and have experiences to share?

Those of you that were on Agency and switched over are you producing projects at the same level? Is there operational support? Can you push back on the bad ideas? Are there leaders who ‘get it’?

For the folks that bought an a second property (rental) with less than 20% down, how did y’all pull it off ? 10 % down payment is all I can afford.

Planning to call the bank today, but wanted to ask this here to see if anyone has experience with something similar.

I found a 6 unit property ( 5 apt + 1 coach house) that I’d like to buy and convert to a 4 apt unit. Is there any way to qualify for an FHA 203k loan since it will be a 4 apt unit after renovations?

Thanks!

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Any one knows what’s the easiest way to order a radon test for new construction?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

Looking for experiences/opinions on A/C options for old houses. E.g., high velocity ducts vs ductless mini splits. Seems like mini splits are way easier and possibly more effective...but seems like an eye sore. Or... is it just what a contractor thinks will work given your house? Curious what everyone thinks!

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Has anyone here used New Western to buy real estate deals?

Hi - any good books recommendations for getting started on real estate investing?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Looked at a house (new build) and MIL said the vinyl windows imply the whole house is probably made with cheap, shoddy materials. She thinks everything has to be wood Marvin windows or bust. Is she right? From my research vinyl has its pros too... as long as we aren’t paying like they are wood marvins. Any reactions?