Any tips on paying off $14,000 in credit line debt. I keep thinking about withdrawing money from my RRSP which I have more then enough to redeem. It would be so nice if I got a job with better pay as I think I’m slightly below average. After the last 2 years I took a couple trips to get some perspective, so now gotta figure out paying it off. Worst case I withdraw from RRSP, but trying to avoid that.

How long does it take to make at least $300k per year if you are in-house?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Interested in investing in real estate. How to even begin and what apps should I be using?

I maxed out my Roth IRA contribution thinking I'd be safe from the income limits however my wife brought way too much $$$ than anticipated this year. It's a good problem to have but not sure what I need to do with my Roth IRA for the year 2021. Impossible to get a hold of Merrill to discuss options.

How can I lower my taxes? I feel like I pay a LOT (30%+) but don’t get many benefits in return.
Single with no kids

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

With the market pushing higher to mostly ath this week, are you keeping cash reserves for a slight pull back or putting money in the market today?

Why is there a culture of young realtors only? As a 40 year old realtor, I am far from retiring! As long as properties exist, I'll be here

Any advice on ESPP plans? Should a maximize my contribution? It would be 15% of my salary and purchased twice a year

With all used vehicles so inflated, Does it make more sense to buy new? I need a car and have a budget of 15 to 20k. Which car would you get and why? No family, single, don't drive much. I like the lexus IS, Camry, etc.

Hello and happy Thanksgiving! What are the pros and cons of living in San Diego vs San Francisco? I’m from NY and looking to move to one of those locations. I’m hoping to get more info on rent, dating, entertainment, taxes, and job stability.

First time investing:

1) When I sell my stocks and have capital gains, how much do I pay in taxes? %?
2) Are Boeing shares worth it?

Thinking of moving my whole crypto portfolio into BTC. Is this dumb?

I’m a Bitcoin bull, and believe it will eventually be a hedge against inflation...

But right now this thing moves in line with the market :(
Beta > 1

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

Hey guys, Can anyone please tell me if there is any restrictions on SPI in mutual funds in MS for employees.

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

Hi,
What could happen if we do not work in the current organisation after putting down the papers?
Though the LWD is yet to be received from the Manager.
Thanks

Who do you think the jags will pick first in the draft this week?

To those with your own firms, what are some good moves to make early in your career? Is it a good idea to get out of a niche practice and work for a small firm to work on more things for smaller companies for learning purposes even if it means a paycut?
Or, is having your own firm even worth it?

I am genuinely curious: What is it like interviewing as an experienced recruiter, for a recruiting position, with another recruiter?

Do all firms share utilization reports for all staff with everyone? I feel like it’s awful for our company culture to share everyone’s stats office-wide. Just breeds anger and bad vibes all around.

What do you like about working in tech ?

Something has been bothering me for a long time and I want to get it off my chest.

My firm does upward feedback and I asked about 10 of my team to participate so that I could be a better supervisor for them. My results: I got mostly great feedback with constructive points, however along with it I received the meanest, most cold hearted criticism I’ve ever seen (con’t in comments).

Hi i got offers from TCS - 21LPA (associate consultant) and CTS - 22LPA (Manager). which company would be suitable for career growth and work life balance?

Hey guys. I recently graduated with a bach in business, a graphic design bach, and an MBA this past May. I thought this would help make me look like a stand out on job applications along w/ my international internship but I can’t get an interview for an entry level job at big companies like Deloitte, Goldman Sachs, or Leo Burnett. Should I take my MBA off my resume?? What am I missing??

Pregnant with my second and I have no will to work. I use to be passionate about my work, but now I m forcing myself to complete the bare minimum tasks needed from me. Not taking any proactive assignments.

Has anyone else felt similar during pregnancy or postpartum?

What is a good website to use to create a whole custom baby site?

A few weeks of traveling and I find myself exhausted. Any tips for getting use to the hectic consultant schedule?

Just took this BCG Quant Reasoning test and I think I messed it up. Some of the units are so confusing. Is nearest 000s of pounds 23000 or 23? They don’t partial mark it and the whole test was filled with this sort of thing. Oh well

Is Alverez and Marshall T2?

Is there any channel/page where the data science interviews are updated.
Or shall we start it here and share your recent interview experiences related to Data Science and analytics domain? It would be really helpful especially for those who are into transitioning.

What is personal independence??
Why Pwc asked me to fill all investment details for me and my dependant.
Can anyone please help me on this ??

@pwc

Any tips on staying motivated? I feel like my work is getting so predictable and boring and it isn't challenging my creative side. I find myself struggling to stay motivated throughout the day, does anyone else feel this way? How do you push through these feelings?

Which designer handbag (less than $2k) is actually worth the cash - due to factors such as the quality of the material, craftsmanship, etc?

Hello everyone! I am an analyst at a PE firm wanting to move to Sales (particularly in tech). I have been working in the TMT sector in finance for 8 months and I am looking to vecome more knowledgeable in this new sector (tech sales). Does anyone have any advice regarding jon opportunities /best companies / any other relevant info? Thanks!
P.s - I am spanish an would prefer to work in Spain, although i wouldn't mind travelling if the opportunity is lucrative!

Currently an Assoc at McK. Recruiters are reaching out with roles and specifying that senior execs are ex-MBB and ONLY hire MBBs. Does this raise a red flag to anyone else?

I want to make tons of money to be able to have freedom of time for service. The recovery community is my main gig. What types of service do you enjoy and why?
What is your WHY! Please share?

Welcome to The Financial Life! I am excited to meet a variety of individuals, families and businesses to talk MOnEY! As you know, growing money is one thing but keeping it is a whole different game!

Great question! And without getting too much into monetary policy.... Fed rates are set by the Federal Reserve which banks use to charge each other to borrow money. A lot of times these rates move together, however, a Fed rate increase does not instantaneously change the rates the bank offers.

Other types of savings account have seen an increase this year such as online savings accounts and fixed annuities.

What are your experiences with IUL?

I am looking for a tool to help with determining how much money I will need monthly when I retire. Any suggestions?

If the traditional 60-40 stocks/bonds portfolio is getting crushed, what can we do to add market volatility control during these weird economic times?