Anyone have any go to sources for healthcare costs in retirement? Total planning Suite doesn’t have that function built in their planning software. Can’t ignore that huge cost in retirement!

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Rightcapital has it built in based on national averages with the ability to override

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Nationwide has a healthcare estimate tool for retirement

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Maternity leave at BCG and McKinsey- do you need to be at the firm a certain amount of time to qualify? What are the benefits like? Is health insurance at BCG really free?
Thanks in advnace!

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I have a client who needs a 401k, or a solo retirement account w loan options. When I was at UBS/Ameriprise, it was no issue but now it seems tougher to find a firm that does solo 401k as a RIA's.

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Havas Health + (Plus) (NYC-based) has many openings, across depts and levels. Reply or dm if you’re interested. Thanks

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Hi Sharks, I urgently need your help with reviews on 'Deloitte Shared Services LLP'. Please tell me about career growth, benefits? Would really appreciate your help!

Off the topic.
Koi help kar sakte to get rent house near Manikonda/7 Tombs.
Budget: 13k

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Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

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Is QQQ a fine spot to put about 20% of the money in my Roth IRA? Good or bad for the (very) long term? Beginner investor here 😅

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Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

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I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

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Words to say, questions to ask, things to do when a client who moved their money to year exactly one year ago, blind sides you with ACATS out after you’ve made 13.7% because he is conservative? GO!

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Need suggestion:
I have offer from Morgan Stanley Budapest. They offered me 1.1 Million HUF Per month. I need advise weather this opportunity is good and how much can I save there. Also want to know whether it is advisable to move to Budapest.

Current CTC is 20LPA in India

Thanks!

Anyone else crazy and buying a house right now? Part 2, does anyone have new construction experience and any important lessons learned? Much appreciated!!

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I've heard a couple of things about how the partner pension amount @ PwC is determined, both similar in approach.

Both calculations I have heard of result in an annuity paid until death, at which point a surviving spouse (if any) receives the annuity.

The first calculation I have heard is that you get 80% of your highest earning year as a partner (e.g. If your best year was $1M, you'd get $800k as an annuity).

The second calculation I have heard is that they look at your three highest earning years as a partner, and take the second highest and you get 100% of that. (e.g if your three highest earning years were $1M, $800k, and $1.2M, you'd receive $1M as an annuity).

Is ANY of this true, or just all rumor? Any PwC partners that can chime in and explain the pension plan fact for fact? Perhaps with sample numbers?

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Any experienced nurse practitioners in NYC area looking for a hospital based NP position in Manhattan, DM me. Pay from 130-150 ish. Great benefits

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Trading Event Sponsorship for Party Rentals! Hey everyone - as a nonprofit we are having an upcoming event and having sponsors for it. We don’t have a huge budget so we are looking to ‘trade’ these sponsorships for table/chair rentals. Since we are a nonprofit are we able to give them the deduction value to claim on their taxes?

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Does anyone work in Dubai or Singapore who can give me an idea what you get paid? Thinking of making the move from Norway. Lower/no personal income tax is the incentive - paying 47% 😭

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When I place a limit buy on Bittrex, say on a eth-strat pair, and it hits my bid 2 days later, what is the constant? Price of eth (at time of order) or units of strat bought?

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

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Have you ever bombed a case during a final interview and gotten the offer?

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Anyone knows how to open a non-profit company?

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Why are so many of you so weird … and not in a good, quirky way?

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Hii! Question for everyone, how much should a UX Researcher (quantitative) with 5 years experience + PhD should be making? NYC based

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Hello Fishes I am working on SCCM/MECM (Infra) domain. I have cleared my technical round for IBM, so now I am waiting for the salary discussion call. I do have total 5 yoe. Current CTC : 6LPA Current Company : HCL So I would request you to please lemme know what amount or range of salary I should ask ?HCL Technologies IBM EXL Service

What is the CTC bracket for C12-AVP, YOE-11

Interested plz DM with job codes to apply

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Is it true that lateral hire BAs at Mck get 145 base?

If you asked to be considered for early promotion and didn’t get it (despite being highly rated, exceeding billable goal, etc) would you look elsewhere? Is it right to be angry about it? I don’t want to spin myself up unnecessarily if it’s unjustified

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Hi fishes,

I have lost Technical interview round of accenture for J2EE developer role. Should I really need to wait for 6 months or can I apply again in between?

Thanks,
Sravani

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First rose bloom.

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likeuplifting

Has a partner ever come back and asked you why you spent so much time on certain things? Im a first year and this hasn’t happened to me at my firm and they tell us not to cut our own time, but my first firm (short stint, small firm) did this to me allll the time and made me feel guilty — so just curious if this has happened to anyone in big law.

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Looking to buy from retiring advisor in Indianapolis.

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

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This bowl was originally created for black attorneys in big law, but since it’s the only bowl for black attorneys, many black attorneys in other sectors have joined. Some people are apprehensive about starting another bowl for all black attorneys because it will take away from this bowl. Assuming that the conversations & topics will stay the same, What are you thoughts on keeping this bowl solely for black in big law verses Opening this bowl to any black lawyer?

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Will you be going back to the office on a voluntary basis when your office opens?

What is the salary range for Senior developer with 5.5 yrs experience?

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Guys once u start getting letters for tax pls ping here, not sure if today also tax people will get letters

Additional Posts in Financial Advisors

Cancelations suck in general, but I've gotten this one twice lately "Someones died in my family, and I just cant deal with this now" Click!

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Nothing like some Hans Zimmer to get you in the FKING ZONE

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Woohoo just closed my first client!!!!

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For advice/fee based platforms: SEI Private Trust or Envestnet as your preferred?

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Do you ever find this industry to be superficial? I mean, I've made some great connections along the way, but a lot of the culture is just not for me. People seem to care about the wrong things

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Anyone here currently at EdwardJones but previously with Prudential? Are you happy with the move?

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My wife wants to move out of state. I'm in my 6th year...500 clients and finally starting to make some money. How bad of an idea is it to sell my book and buy a book in a new state?

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Sometimes I feel like I am a drone that just works all the time and I have no friends.

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Does anyone think there is long-term viability in Cryptos?

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Currently looking at a sales manager role for a national firm here in Canada. Essentially the recruiting advisors to the firm and then helping them succeed. Recruiting experienced and new.

Pros and cons of this role

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What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

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Can someone give more information on JPM Private Banker Role Associate Level. I am being offered a 150k base. What is the catch in this role? Can someone give any insights ?

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Anyone affiliated with Kestra? Thoughts? Experiences?

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Does anyone know if the 10% penalty and if taxes are waived on a death of a beneficiary? A friend of mine’s 17 year old pass away. I was wondering due to the circumstance, is there any way he can get around paying extra money by doing a 1035 exchange, rollover, withdrawal. Anything out there? Suggestion are welcome.

What will the finance industry be like when millennials hold senior positions? Really interested to see how the shift in culture will play out.

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Just curious where you guys draw the line with clients. There's got to be a level of worth / hassle you're just not willing to take, right?

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It's March, and I have done a lot of seminars in Jan and Feb. I've gotten a few clients but would like to increase AUM drastically! Any books, sites or advice on what I can do for marketing?

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Received offers from PNC and UBS. Same position. Same benefits. Purely seeking opinions on the companies. Previous experience at EJ. Left to get away from outside sales nature and isolation.

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Any suggestions to find moments of silence/solitude during the work day? Can�t use meetings rooms and the place is like a wall st trading floor. Noise cancelling headphones?

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Headed to a holiday party. quick: give me three interesting non controversial topics to talk about

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