Has anyone else looked at putting their money in an offshore bank account (ie ArabBank) in order to capitalize off of extremely high interest rates (10%+)

If I had a traditional IRA before being employed in a 401k eligible role, can / must I roll that IRA into the 401k or can I leave the accounts separate without deleterious tax consequences?

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

Hi Fishes,
I have recently joined Deloitte and have to submit my HRA declaration, my work location is Hyderabad and even i staying in Hyderabad on rent but my owner refuse to give me her PAN card details.
I can submit my parents PAN details ( both are retired but they stay in Jharkhand) instead of my owners
Can you guys plz suggest ?

a very specific question to all Canadians.

Current situation , i need to refund signing bonus which was paid along with 3 days of work at the company, taxes are withheld obviously
When you refund a signing bonus do you
1- refund ALL of it even taxes Withheld ?
2- refund only the amount that was deposited in your account
3- mix between 1 and 2 refund more than was deposited but less than the whole amount ( taxes should be refunded to me next year)

My contract says 2 and they want to do 3 Help

What is a reasonable monthly budget for single folks living in Manhattan? I eat out rarely - maybe 2x / week and have the usual high 1BR rent + Wi-Fi + electricity and am netting monthly expenses at around 4K. Any other ideas on managing your money better?

Can folks recommend good investment options for gaining Compound Interest, high returns long terms in your financial portfolio. Have regular 401k, share holding, kids 529 r plan, hsa saving account, very limited exposure and currently downward trending stock and crypto. Any recommendations? Also do folks have any fiduciary investment planners that u can recommend

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

For EESP - which is better share withholding or payroll withholding? Thoughts?

Why are properties in NYC so damn expensive? At this point should I just move elsewhere?

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Is it true that stocks bought and sold are visible in form16?

Now that’s what I wanted - good bowl. Come on real estate folks!

What do you think on buying JPM, WFC, C now?

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

Which one would you prefer b/w local lender v/s establish financial institution when buying a home?
What are the pros and cons of each?

My partner and I bought our home back in 2020. We got a good deal, low rate. But we want to move into a more spacious SFH. However, as we all know this market is crazy. Everything we want costs $620k+ and bc of rates it makes our mortgage estimates $3500+. We are currently paying $2k. And it looks we need to sell the house simultaneously as look for a new one or our contingency isn’t as attractive. I know it’s based on personal circumstances. But what would you do? - not move, sell and buy?

What are some of the things to keep in mind when leasing a new car? What are some add-on that can be negotiated on?

📊 Poll: Is Snapchat worth it's 3 billion 💵💵 IPO valuation?

I am fed up of my people lead/supervisor
Gives unrealistic deadlines, has no time for discussion and next day he is up with his nagging behaviour

Doesnt even know how to talk in a certain professional manner, fed up with his nagging behaviour.

And yeah forgets everything! Need to remind him each and everytime about the tasks and boom, then he comes up with his negative demotivating statements!

Need help building an electric schedule for a production schedule with a Gantt chart style view (sort of)

Currently have an excel list with resource (production line), start date and time, and then also the name of the item being produced.

Any ideas how to tackle this??

I’m thinking a stacked bar chart with the vertical categories to be my resources and horizontal the date/time and then each individual bar to be the name of the item being produced.

Thank you for the help Excel Gods 🙏

Has anyone looked into the National Branch Financial Advisor. Any thoughts?

Really curious, what percentage of your clientele is friends/family?

How much of a total comp increase would you leave consulting for (E.g., 20%, 30%)? Trying to figure out what’s a good offer and tipping point for me.

Outside counsel has been prepping company witnesses for a trial in August. It is my subject area so I am supervising outside counsel. I did not, however, choose the counsel. He is doing a really awful job. Co counsel is better, but not great either. Higher ups love the firm… I do not want to micromanage, but I have genuine concerns about outside counsel’s ability to try this case. Trials are rare, and I just don’t think these guys have actually tried many cases. Cont. below…

What is dating during corona like? Is there any etiquette I need to be aware of? I stopped dating when the pandemic started, and just recently rejoined a dating app and have a first date this week. I know we both go outside and socialize with friends and neighbors (I’ve been careful and selective, not sure about him) so do I assume it will be like always?

I was humbled today when I was talking to a guy at work(I’m in industry) and we were looking through the past work history of executives/board members and I’m go “oh she used to work at Deloitte!” And he’s like “what’s a Deloitte”

Anyone feel frustrated at times with the super aggressive sales personalities we deal with? My AE is always pushing on every ask no matter how minuscule it is. My vp is super anal about anything we do. I understand these guys pull in huge commissions and bonuses that’s why they are so motivated. However what I personally feel is they just nag us until we do the job according to their spec. Just venting……anyone else feel the same?

Is any one from pune CIS working at kharadi location (EON) do they allow to work from kharadi instead of hinjewadi.

Any recommendations for Tennis lessons here in Austin? North or downtown (but any recommendations works)

Hello All, I have got an Offer from PWC as an Associate in the Advisory line of service. The team is mentioned to be Forensics. Wanted to check how is the team and what are the WFH arrangements. Also what is the hierarchy. Additionally they have offered me 9.5 as Total Base pay however i had asked for 11 as base. Can you guys suggest if i should ask for more ?

Hi, Can anyone tell me if I make an internal switch in TCS as a Salesforce developer, will there be any hike?

Hey fishes, what is the in hand salary in PWC India for 9lpa fixed salary?

What do you think on buying JPM, WFC, C now?

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

What are the best prep materials to prepare for the CFA Level 1? Looking for some recommendations.

I view fishbowl posts about individuals making 100k to 200k a year, would you mind sharing your experience and resilience on what you do and how you worked hard to get where you are today?

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Can someone share a Charles Schwab referral link?

Is BRK-B a buy right now?

Best HYSA with a good account opening bonus?

Anyone looking at airline stocks or ETF play?

After figuring out FI/RE I am less motivated.

I work for a company that gives me RSUS as part of my compensation. Am I allowed to short the companies stock to minimize my downside risk in case stock price drops? I value certainty of my RSU payments over any potential upside

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

HYSA anyone recommends?

Has anyone used fundrise? What are your thoughts? Is it worth checking out?

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

Used car prices starting to come down?