Anyone made the transition from NYC to Austin?

I find myself asking why I am in NYC when everything is so damn expensive. Making good money, but limited on savings and quality of life due to the HCOL. Or recs for other cities for that matter.

Hi, I repaid my student loan today and feel awesome. Want to start saving for a home ($350-400k). Any suggestions if I should invest in something short term or a Roth IRA or let it sit in my bank?

Has anyone seen data on how certain ETFs perform relative to market cycles and to each other? Does that indicate one should own a mixed basket of ETFs or just one or two broad index ETFs?

Roth IRA? Yes? No? Who do you have yours with? How much do you contribute each month?

Is it a good idea to trade indexes like VTI and SPY short term? My logic is in the long term indexes will go up so even if I buy high, I can just hold for the long term.

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

What do we think is going to happen with student loan deferral? Any recent new grads thinking they’re going to pay back any time soon? Some argue Biden is going to keep pushing interest pause til next election then forgive 10k as a strategy to help get re-elected? I only have 15k to pay and can pay it anytime, but no incentive to when that money can be earning more elsewhere in the meantime, thoughts on what is really going to happen?

Newbie to investing. What are good online courses / books to get smart on investing?

At what point do you start paying taxes on your side hustle?

Anyone have any knowledge of in house for Farmers insurance? That car stipend is tempting alone.

New to investing. Please suggest an awesome newsletter to start with. I’m planning to buy a premium subscription of $79 yearly for the Oxford Income Letter. Any suggestions that are better than this newsletter.

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Every other post on this bowl:
“Should I Roth my 401k or would it be better to backdoor into an FSA retirement fund? I have a net worth of $1M btw. None inherited it’s all from two years working Door Dash in Wichita Falls.”

How are stock/ETF/mutual fund sales taxed? If the security overall is up by 10%, but I’ve bought in fractions over time (vs all units in one purchase), will the capital gains be taxed on the current net profit? If not, how is it calculated? Would love to get a ELI5 version of an explanation, if possible. Apologies if this is dumb question!

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

Worth getting the Marriott bonvoy credit card with the 100k points bonus? Annual fee is $95. Already have CSR.

do we have to report our virtual currency holdings to our company? For the sake of independence or something?

Received a license to grow in Mass. starting a company, have a great business model, pitch, and multiple competitive edges. Looking for 5M seed funding investment to get up and running. Any advice on how to find and connect with potential investors in this space?

Little worries here guys - not able to transfer to Bittrex. Tried from Polo and Jaxx (cold storage). Transaction looked like it was going thru from Jaxx then seemed like it failed. ETH appeared back in Jaxx account and no changes to trans history...thoughts?

Is anyone aware that new joiners at HSBC will be working from office in the month of June?

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

All of us want the same thing! Money- Flex Timing- Great Culture- Respect - Value in what we are doing!
We, the employees make an organization. If all of us want the same thing, how come the culture of that organization still remains the same! Why can’t we be the pioneer? Thoughts…

When leaving as an audit manager, if you’re going to a competitor and they ask you to leave the day you give notice, do they always pay you out the 2 weeks or are you technically fired?

Tell me your craziest experience working with a TV network. Here comes mine:

I'm American, but my family is mostly Colombian. I was told my aunt and cousins would come here for 2 weeks. I discovered they were going to be paid to appear in a famous Hispanic TV show, where a "judge" receives a case, hears the plaintiffs and defendants and renders a verdict. But of course, it's all fake and payed 😂 turns out she wanted me to go there (even though I don't work for that TV network) so she's sure she'll be paid at the end of the show. Wth did I just do.

Just watched the Polka King on Netflix and feel a little like Jan Lewan's investors. What exactly am I investing in?

Anyone get into defi? Projects seem to have better use cases than older altcoins, but I don’t know where to start

Harman connected services vs CGI.
Please help

Any recs for mixology classes for couples?

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

I had a stellar annual review! However, I was advised not to expect a raise since I got a promotion a few months ago that bumped my income substantially. Thoughts??

Any F 🐠 in their 30s in DC interested in connecting?

Main recruiting firms or headhunters to use for these types of roles?

Anyone looking for an apartment in LIC?

Considering a Product Owner role. Any best practices of what questions to ask during an interview? First phase deals with a virtual Teams interview with the recruiter and her manager on Tuesday. Excited since this is a hop from a Product Analyst role and entails an offer of over $30,000 from what I'm getting now! This would be a permanent full-time compared to my current contractor role that ends in March.

Interviewing with Activision Blizzard. I have a one hour interview for Lead SDET. Anyone have any insight or tips for the interview?

Potential new job is flying me across the country….for a one hour interview. Red flag? Or just a formality since they want me to relocate so I can see what it’s about?

Quick question.
I was a contractor for a big company and they just let me know that my last day is December 30th. I got this position thanks to a recruiting company that has been great and gives me benefits.
Should I:
- Continue working with the recruiting company, hoping that they will find another position for me? (as they told me they will, and when they applied me I started working with my current company within 2 weeks)
- Work with the recruiter + apply for jobs on my own?

There have been surprising news with layoffs lately. Has anyone here been affected by the layoffs at Twitter or META?

I have been a software developer (professionally) for about 7 years now, but I’ve decided to move out from that job and do something else (still in tech).
I don’t know yet what to do exactly, but I know I just don’t want to be only writing code every day.
Tbh, I am scared. But I have set myself one year to learn something new.
I also want to go for a job that pays more (55k€ currently). I live in Paris, France, and software developers are not well paid.
Any suggestion for a career transition?

I’ve been looking to get back into remote CSR work, have experience in SAAS

Can you recommend me a contracting agency? For temp work. I am based in NYC and a Product Manager

Hi Folks,
What is job security and stability in Cyber security consulting practice in EY . One of my friend got offer with 50% raise to what he is currently taking, he is on H1-B , he just want to be on safe side before making move. Appreciate your quick response.

Any roles in Data Protection or GDPR (EU or UK) Compliance opening January 2023, London or Southern England? Current role ending December due to project funding end

I landed my first job in tech as an IT Analyst. I want to be a Project Manager, do you think it’ll be hard to make a transition to Project Management.

Hello! I’m a recently graduated MSc Criminology student looking for work. I don’t know where to start or what I’m even looking for, but I’m generally interested in criminology, cyber security (no coding experience) & doing research. I’m very social and friendly and enjoy working with people, would also like hybrid work so I can work from home at times.. Any tips as to which roles I should look for? Any specific companies I should look into? (Preferably UK based, but open to most of EU)

How do referrals work?
If I get a referral from someone and I apply, then can I still reach out to a recruiter on LinkedIn expressing interest in the role? And do I let them know that I already applied? I’m sure they get tons of messages so I want to write something that won’t be overlooked. Any advice is appreciated:)

Looking to learn coding. Any thoughts on learning code through a website like Udemy, CodeAcadeny, etc.?

I own a global Technology Recruitment Company and provide Coaching to Job Seelers.

Let me know if we can help.

Tom

I have an interview with McKinsey - Senior Associate, the role pays 50k more than my current role. (3YOE)
I have no consulting experience nor do I have an MBA. Somehow I’ve passed the first 3 stages and I am now onto the case study interviews.
Has anyone went from product management into consulting, is it worth it, Am I making a mistake? (London, UK)

I am in a tech IC position. One of friends switched to FAANG by converting the profile to consultant profile. The friend who might have less tech knowledge than me is now in FAANG and earning more. If the end goal would be that the friend might one day be a product manager and me an engineering manager taking instructions from the same friend, isn't consultant profile an easier path to growth. I had been practising DSA for years and the competition is only ever growing.

Hi there - wanted to get your views on TikTok as an employer/organisation in comparison to the other media tech companies - does it have credible kudos, prestige and reputation?

I am currently interviewing in the hope having TikTok on the CV could help boost my credentials for future MAANG roles?

Other TikTokers share their experiences and perks of working there?

Truly grateful for any insight.

Thanks

Why for Account Management there so many interviews?? why 4 or 5 rounds??? It is only sales???