anyone willing to share their investment property analysis? I have a thorough one but would love to compare and contrast and confirm I'm not over indexing on certain items.

Is it possible to buy a house and sell it for a higher price?

Guys I'm confused, do we have an IRA account with PwC or is it just 401K?

This might be philosophical but wanted to understand if we should get satisfied and be happy with what we have or keep striving for more?

Reason I am asking this is - I earn close to 1.5 lakhs every month and if someone had told me this during my college days I would have taken it eyes closed thinking this is more than enough. But today, I am not able to be satisfied and I don't want this to become an affliction so thought to share with others here and get to know the general sentiments.

Alright savvy fish… starting at a startup that doesn’t offer a 401K option (yet). My base is over the Roth IRA income limit. What are my options - can I do traditional and then convert?

Has anyone been able to refinance student loans on F1 OPT / H1 visa? Would love to hear about your experience.

34F, currently in BK, moving to Jersey City by August 👩🏾‍💻

Will mods hurt the resale value of a car? I'm considering selling my daily and am debating on whether or not I should put the effort in to return it to stock.

Tax Loss Harvesting worth it - if the future cap gains exceed what you may save now? Torn between adding more vs harvesting (gains on individual stocks/etfs are minimal to none this year) lol

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Anyone have experience transferring stock out of Computershare? Rolled my old 401k to a IRA and am trying to figuring the best/cheapest way to transfer my former company stock to my taxable acct. I assume transferring to the IRA is not possible

Late in the game with buying crypto. Single but with limited savings with which to splurge. What is a good price point during a 'dip', and which 'stock' is best in my situation (LTC, BTC, ETC, etc.?)

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Currently 25 y/o making 70k/year in Boston. I grew up pretty poor and I have minimal financial education. A lot of my salary now goes towards helping my parents get out of debt. My parents are no longer able to live on their own, so considering selling my grandmas house where they live (maybe 550k), paying off their mortgage (100k) and buying a duplex (between them they make about 55k/year). Is buying a two family home a good investment ? How much can I afford to spend on a new house?

Can anyone suggest if I can make a rental contract with my parents on a 1rupee stamp duty letter for below 1 lakh? If so, can I directly submit that to income tax department while filing the return for claiming refund or should I be disclosing in Deloitte Portal for last FY 2022. Also, I assume 11 months contract doesn't require to be registered with the govt? Please correct me if this is incorrect. Appreciate your suggestions on the above for tax benefit purpose..!!

I grew up poor and was obsessed w financial security. After investing my blood, sweat and tears into my career for years, I’ve decided I don’t care about my career or earnings as long as I have enough to support my family. We are happier than ever making less and saving little. I wasn’t there when my mom was sick and died because I was working and my employer didn’t allow me to be in a mental headspace to be a good person for my family. I can never change that but I can be better going forward.

"I lost my W-2... Ugh how can i do my taxes?" #ShitTaxClientsSay

Lebron James has extended his contract for $97.1 million including two mandatory years and an optional third one. Why does someone need so much money in their life?

Trading Event Sponsorship for Party Rentals! Hey everyone - as a nonprofit we are having an upcoming event and having sponsors for it. We don’t have a huge budget so we are looking to ‘trade’ these sponsorships for table/chair rentals. Since we are a nonprofit are we able to give them the deduction value to claim on their taxes?

Anyone working at Revolut? What is the culture like in AU?

What do other fishbowlers think are some accurate generalizations about our industry?

If you could work on any brand, what would it be?

Hi fishies! Over the past 2.5 weeks I’ve had two interviews with an agency. I thought both interviews went really well, and they said the same. After the first I heard back quickly to schedule the second. Now after the second it’s been a little over week with no follow up on next interview. Is it too early to send a follow-up? Would you follow-up at all?

I think more agencies are embracing the holidays and closing for a full 2 weeks. Anyone else noticing this reversal in typical agency Scroogism?

Biggest Uber pet peeves? I'll start. 1. Not using a good navigation tool (google or waze) and taking wrong directions. 2. Small talk when I'm clearly on the phone or have my laptop out.

Southwest Airlines Travel gurus: I am on flight A, but want to switch to earlier flight B via standby to avoid the much higher fare. Can I purchase a refundable fare for flight B under another name then cancel last second to guarantee an empty seat? I have status so I can do standby at no cost if there are open seats

When FAANG companies are hiring for UX Design positions do they count all of your general design YOE or only the YOE in a UX role ?

Anyone have any advice going into the mock/pitch portion of the interview?

Does anyone know what the NOC would be for an SAP consultant? Is it 2171 - Information systems analysts and consultants?

Also does anyone know what the job title would be in the letter given by Deloitte for a Consultant? Will it be Consultant or will it be technology consultant or will it be something else?

What is the official vacation announcement for EY during 4th July weekend?

Holiday gifts for your study group? Yay or nay? In an Exec program if that helps.

Anybody done a dry January before? Not concerned about being able to do it, more just curious what people’s experiences were, the benefits they saw, etc.

Hi fishes ,

I received an offer for senior manager position in PWC .

Can you please let me know about the health insurance coverage amount ( senior manager position ) as it is not mentioned in offer letter.

Do you think consulting is not the right path for core technical people ?

Any charismatic churches with a decent group of young professionals in Philly?

Hi, I am new here. Would anyone mind 💟-ing this do that I can send DMs? Thanks!

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

Interested in development. Any recommendations on how to get started? Are there any organizations that will fund any part of a development project?

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

Does buyer have to share appraisal with seller? Can seller request it?

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

Has anyone here used New Western to buy real estate deals?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Do you thank your tenants for paying the rent? A quick thank you text?

Hi - any good books recommendations for getting started on real estate investing?

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

I went under contract last fall for a new build that will be done later this year. In the contract the seller/builder included a clause that gave them the ability to change the price without cause anytime before the house is complete. This past week they invoked that clause to increase the price by like 7%, supposedly due to material costs. I can either agree to the increase or they return my deposit. My question: is that type of clause even legal? (Cont)

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

I really need recommendations. I want to replace the through-the-wall AC units in my condo. Anyone buy ones you really like? Or rent an apartment and are happy with your (newer) AC units?

Tried doing research online but reviews are all over the place. And would love firsthand recommendations.

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?