Are First Time Home Buyer grants worth looking into? My broker doesn’t seem to think so.

NYC struggles: 1st paycheck to rent, 2nd to pay off credit cards. Almost none for savings. Maybe it's time to rethink my lifestyle of drinks and debauchery ✌️

2019 Hot Take #1: Mutual fund outflows will continue and accelerate if the market pulls back.

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

When contributing to a 529 plan in PA, in addition to being able to deduct PA state taxes on the contributions, can we also deduct the Philly city tax?

Currently have 35k in 401k and 22k in Roth with Vanguard through previous employer. New employer uses principal. Should I transfer my Vanguard funds to principal? Thinking of taking loan out cont.

Any group still busy heading into the new year? Been dead for months and still dead. Real estate — V30

And the stock market is down ⬇️⬇️⬇️ where is the 🩸going to stop?

Index fund or ETF? I cant determine which is more advantageous, just want to sit and hold similar to retirement accounts (already maxed out). Looking at VFINX vs. VOO. Advice is appreciated.

Just heard FY23 partners at PwC are getting only 40 shares vs.60 last year. Looks like new partners are being shown the middle finger by Tim Ryan in favor of increasing stock price and getting more catalyst hires. Sucks!!

Solana 😭😭😭

I don't own any and it hurts.

Curious in seeing what people's avg cost basis is in this, when you purchased, and why?

Anyone have any learning resources they recommend about CDFI’s and impact investing more broadly?

Thoughts on Marcus vs. Ally vs. Wealthfront? Looking for a place to park my emergency savings

ELI5: back door Roth and mega back door Roth. What are they, who do they benefit, how to realize?

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

Anyone have any good realtors in the Greenville SC area who know the VA loan?

Resigned from TCS and LWD was a week ago. I received August's salary credited to my account. I cannot find the payslip in Alumni Portal.
Any idea when will I get August's payslip in Alumni Portal.?

Hi folks,

Ihave interview with nagarro for business analyst profile, after clearing mettl aptitude iq test, second round is a case study. Do you have any idea for that case study round? Need help on that.

Anybody went through case study round? And can help me on that? Thanks in advance..

Hi,
Can anyone please explain the significance of band 6B in Kyndryl? What is the hierarchy of bands?

Hi fishes,

Anyone onboarding to INFOSYS Chennai on 24.01.2022 (Monday)???

Especially for SAP ABAP?

Thank you.

Is starting salary of 70k good in retail, or am I being lowballed? MCOL city and have a couple of years of experience. I feel like this is low? What should I do?

Has anyone gotten to the point where it is physically painful to try and concentrate? Not sure what to do at this point; had Ritalin for a bit, but I adjusted in like 10 days before the benefits went away. Now I’m scared I’ll just keep getting worse

I am going to get an offer for Abu Dhabi for 25k Aed per month for a data architect position for big government subsidiary project through an insight company. Is it worth it to go with this salary. Please suggest

Any big law associates high risk for COVID nervous about going back to the office even after you’re vaccinated? I just don’t see how a firm can require 100% of people to vaccinate so nervous about the people I’d be around

Any group still busy heading into the new year? Been dead for months and still dead. Real estate — V30

LA is once again the City of Champions

So here in CA there is a lot of talk about certain jurisdictions doing virtual jury trials. As a firm we won’t agree to it and if push comes to shove we’ll take it up on. Writ. What is everyone else’s opinion?

So it isn’t the car after all !!!

The thought of Attorneys talking down on Paralegals is sickening.

Hello Fishes, Please help me in understanding the health insurance policy at Nagarro. Is spouse and parents by default enrolled in the default 3 lac amount? If not, what’s the premium amount I need to pay?

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

What is the most difficult part of buying a home for the first time?

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Any recommendations on a good water softener system (4 people)?

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Is it wise to buy a home now with high interest rates in nj or would it be wise to just wait and see? Looking to buy a house in central NJ

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!

Is buying fancy condos with high HOA(>$1k) worth it?

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

How do you find lenders? Should I pick a realtor first?

I'd like to buy, but the market is absolutely atrocious currently