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Conversation Starter
In order to use towards a down payment on a house and avoid pmi. Vanguard doesn't allow me to take a loan against just the Roth and if I took it a loan through them, I would have to pay back my 401k with post tax income, so I would be double taxed. Thinking of transferring to principal and then applying for the loan. Is that a possibility?
what's the fixed rate?
Conversation Starter
For the Vanguard loan?
yes
Conversation Starter
It would be 4.25% if I borrowed from my Vanguard
Save $$$ so you can put enough down to no pay pmi. No loan. Stay at Vanguard - way superior to principal