Are student loans in the US based on parental income?

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

Which service(s) do you use and can recommend to send money to India?

Is this the end of days for our love affair with cryptocurrencies?

Long term recommendations for ETFs buying in now? QQQ and VTI? Recommend any of the blue chips?

I got a decent deal on a small 1 bed in a luxury building (hell’s kitc). Should I do a 12 month lease or 24m?

Got the rent negotiated to under 3k + free amenities for a year (gym, pool, etc.). I’m afraid rent will atleast go back to the original price (+5%) and then some. The building has some sort of rent control but that’s predicted to go away in less than 1 year as per the lease. The legal rent limit is way higher.

Would love some perspective on renewal experience after 1 year. TIA.

Four words - Invest. In. Amazon. Stock.

110% Return on investment ( 1 year) and still projected to keep growing...

Laughable that banks and traditional 401k give you less than 5

Frustrated by paying so much tax!

Currently at 155K base in MCOL city. Have 28K in savings. Maxing 401k, ROTH IRA, and HSA. After all expenses, I'm only able to save 300-400/month in my savings account. Would you all recommend allocating more to savings vs maxing the retirement accounts?

Any thoughts on the ETF, OGIG (O’Shares Global Internet Giants)?

It is from Kevin O’Leary’s fund.

What is everyone doing with corporate card Amex rewards annual fee? Is it waiveable since there’s no travel?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Who bought some Bitcoin on Black Friday?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

What’s some good digital invest account platforms?

Is it smart to set up an LLC for holding investment properties and other securities?

Just crafted a wonderful email to the client detailing information on how much tax they aren't gonna pay, all I get is "thanks".

Do you think the US will issue a 100% travel ban (aka nobody can come in or get out) similar to some other countries? When and how long?

Weekly Hot take, the lack of couch Co-op is the reason gaming doesn't feel like it hits the same. I miss the days of bringing over the crew to play a game that isn't smash bros. One of my best memories is playing Tower fall with my college friends in my dorm.

If there is anything science taught you it is-

Who should get my loyalty? United or American?

Swimsuits in the streets without a cover in Streeterville are a thing now. As a visual enthusiast I should have taken a picture 😂

Lets make bathing suits in the streets a thing indeed thank you

Trying to transition and looking for a general progression of how you would go from essentially zero to entry level job as quickly as possible?

Currently going through the CS50 course to get a very basic introduction. Trying to avoid going back to school but open to boot camps if the community thinks they're with it.

Thanks in advance!

If anyone needs a referral to KPMG, reach out to me on DM!

I have an offer from PWC India and a top Indian insurance company. How do I choose which is better?@

Hi folks,

May I know if Oracle India providing technology services as well?

( Is it both Product and service based organisation?)

Hey Guys is it really happening fo IT our working hours may increase have to work only 4 days in week and take a way Salary will reduced 🥹🥹🥹🥺🥺🥺🥺

Hello Everyone,

I have a query . I want to know about the projects in Impetus, Clairvoyant and Affine company. How are the projects. Is it pre-developed or we get from scratch?

What policy changes are expected post LTI - Mindtree merger?

Any thoughts on the ETF, OGIG (O’Shares Global Internet Giants)?

It is from Kevin O’Leary’s fund.

Is IBM good in WLB and job security?

Any good resume writers/designers. Bought a service through LinkedIn once and it ended up horribly

Once, when I was little, I was playing Monopoly with my cousin. I was the banker, and I liberally “quantitatively eased” myself whenever he wasn’t looking.

I got unlucky and lost the game but I threw an absolute FIT, accusing my cousin of cheating because I knew how severely I’d cheated myself. How could he have won if HE didn’t cheat?!

Donald Trump’s righteous, desperate conviction is that of a losing cheater. I only hope he gets the time out he so richly deserves.

Was there ever a resume that you have come across that made you want to hire the person before you even met them? What made it so unique?

What is everyone doing with corporate card Amex rewards annual fee? Is it waiveable since there’s no travel?

If you could go back in time what would you tell yourself before taking out student loans?

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

Damn LIBOR rate up again...

SOFI or who else?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

Does having student loans impact your ability to get a mortgage?

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?