Currently at 155K base in MCOL city. Have 28K in savings. Maxing 401k, ROTH IRA, and HSA. After all expenses, I'm only able to save 300-400/month in my savings account. Would you all recommend allocating more to savings vs maxing the retirement accounts?

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

Anyone here had success in purchasing a book? If so, would love to hear about transaction and how it went.

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Anyone concerned with the dip in the market now? Both brokerage and 401k has taken hit. What are different things you folks are doing??

If I’m right on the cusp of hitting the contribution reductions for a Roth IRA for 2021 (will potentially have a greater than $125k AGI depending on bonus amount, but likely won’t exceed $130k), what should I do? I can fully find the $6k right now to a Roth, fund like $5k and then wait until June when I find out my bonus amount to decide what to do with the rest, or should I just do an IRA->Roth conversion just to be safe?

How serious are the independence/investment declarations while joining Big4’s in the U.K.
My parents have a couple of minor investments in the stock market. Do I have to include my parents investments even if they are citizens of another country and invest only within that country?

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

hi
what is the component called other allowances and reimbursement 1 and 2 ? for what purpose its used ?

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

I have been in Product Management even before the term Product Management was so prevalent. I have initiated ideas for new products to align with company strategy and goals, designed and managed the development of the products, and enabled delivery of product to the market. Since most of these are B2B products, delivery would include a phased-production rollout to those customers, based on their roles, locations etc. I have developed both software and data products in the healthcare and social

What is a simple way to explain to my boyfriend that investing in equity with an expected return of 10% is better than paying off debt that is growing at a rate of 6%. He has student loans and is adamant that he wants to pay all of them off immediately before saving any retirement money. I understand that many individuals use this strategy but I think investing in index funds for the long haul is better from a wealth accumulation perspective, without even factoring in tax implications of 401k

So my spouse and I invest separately via different trading accounts. Individual accounts, not joint. Can I work around the wash sale rule with 2 accounts? Sell stock A from one account @ $20 and buy stock A from@second account @ $15? Planning to dump stocks in December last week to get some tax gains and buying on the second account in first week of January.

Anyone here tryna go into impact investing?

Looking to pivot out of a top pharma marketing/ad agency and into consulting. Ultimately want to leverage both experiences to move client side or to a healthcare start up.

What are the best firms for this type of transition and why?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

A lot of my friends (on H1B) have bought houses in suburbs (or away from City) the past year. I really would like to stay near City (NYC). Any of you considered or have bought apartments in City area instead of huge suburb houses? Any pros and cons that you are aware of?

What is EYs 401k match? I am going to interview and found lots of benefits info online but could not find match or best. Thank you.

Looking for recommendations for an on-demand t-shirt print shop. I’m interested in printing various designs and artwork :)

I have 7 plus experience in c++. I am trying new job within Chennai location but I am getting 1 or 2 interview calls for a month. I know c++ is old language and openings are very less and competitor people also less.
Shall learn new courses like AWS... its totally different from my experience I am not sure it will help to my career.

Could you please suggest shall I continue with c++ or shall I go with other platforms. Since I am getting very low package.

I recently joined IBM Kolkata for mainframe. Is there any project available for 7B ? 9.4 years exp.

I decided to come home to CA from NYC at the end of April 2020. How should I go about with filing my taxes since my work is technically in NYC and I didn’t change any payroll address. Do I file part-time resident for NY?

Hours 4
Income 47$
Average $11.75/hour

Partners, directors and senior management: when giving an interview, how do you decide whether the candidate is a good fit? Are there things you look out for? I’m deciding between 2 candidates who are both equally qualified and personable. Only looking to hire one. What to do here

How much do VP get paid in PE? Vs banking? Any deferred structure or all cash?

I thought having unprotected sex with my partner was the ultimate expression of trust in a relationship, but then I loaned him money yesterday. Far more nerve wracking 😬

Typical salary band for Consultant level for Risk & Advisory in HCOL? Got an offer for 90k + 10k signing so trying to see if this is high or just standard. 2 YOE, they mentioned promotion to SC in 6-8 months.

Do you think people working in the pharma industry will gain more trust, respect, or positive vibes in 2021 after vaccines are widely distributed? Right now it’s the industry with one of the lowest perception scores

I’ve asked about my so called promotion and I just keep getting more into the future dates. Also company is trying to make their # so cutting down on costs. At this point I gave up on asking...is it

I HATE my job. I've been looking aggressively for 6 months and haven't found anything. I am in the running for a job I think I'd like, but the money is not nearly what I make now. Thoughts?

Recently quit, the company I’m leaving has mandated work from office days. If you were me would you still go in during your final two weeks?

Saw a post on LinkedIn about not citing inflation as a reason to ask for a raise?! Feels like inflation is a perfectly valid reason to be asking for a raise, no?

Need referrals for Bain & Co. for Azure Data Engineer if any available. Can join in 20 days .
Thanks In advance

Hey guys! What's the average salary for an associate? (YOE - 2 with a big four firm)

What are your favorite resources for getting smart real quick on a category?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

Anyone here from NYC? Be cool if there was a meetup.

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

Anyone have any good realtors in the Greenville SC area who know the VA loan?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

1M net worth, 450k total comp, age 35, just paid off tons of student loans TONS, want to retire at 50. What’s the move?

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

Who’s on their way to FAT FIRE?

What stocks are you guy guys buying right now in this market?

Since the fed rate is now zero.. What does thst mean for mortgage rates and savings rates? They gonna plummet to nearly 0%?

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

Is it true that some* debt is good debt. I’m referring to student loans, interest is ranging from 2% - 5% (all federal loans). Total is 20k, is it smarter to pay it off immediately and ASAP or just stretch and put the extra money into investing? Note I just graduated this year, thank you guys :)

Should I rejoin Equinox? Background: I cancelled my equinox membership because I wanted to try out different gyms. After about a month and a half, I’ve determined I really miss Equinox. It’s kind of expensive ($250 per month, but only an extra $130 over an average local gym). I like saving money but my health has definitely taken a dive because working out is not as enjoyable. Am I crazy?

Are we on recession? My portfolio is super down - low cost ETF investor here

What’s better the S&P or a total stock market index fund?

Okay guys give me a list of things to lower my taxable income. Make yearly with wife 200k.

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?