Are there severe penalties take money out of a 401k?

To take advantage of the next big economic downturn, should I set up a Robinhood or Charles Schwab account?

Has anyone taken up the Personal Capital investment management service that they offer?

They say they will manage my 401k but to do that they will require my credentials that I use to log into fidelity. Is that normal? Has anyone here done that before? Any feedback or experiences of using them?

Can anyone recommend a good fixed income investment that I can add to my ROTH IRA account?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

Folks that got a prenup. How and where did you get it? We have spoken to a couple of lawyers and it simply seems to be a back and forth they want to do to rack up billable hours/complicate the issue. My SO and I pretty much know what we want. We are doing it mainly to protect my SOs inheritance. Looking for the simplest way to execute this. TIA for any advice.

Thoughts on buying a house now? Lease is up in January. Can finally afford to buy. But would it be better to wait until next year in case of recession -> foreclosure market -> better deals? WDYT

My wife and I are currently sharing one vehicle and considering purchasing a 2nd car, most likely Tesla Model Y. Tesla lowered rates from 2.99% to 2.49% 72 months. Is that considered a good rate? Has anyone else went with another auto loan? Also thinking about buying a 2nd home. Would financing a car before buying a house have any major impacts? I have a credit score at 794.

Can anyone explain why the Aston southend is so expensive ? 2.9k for a 1 bedroom?

Kpi reply krta b h is group me
Techm need NPS account from kotak only
How to open a new one.

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

Any recommendations on where to invest 10k? I have about 15k in stocks but I don’t think I’ve done a great job picking stocks. Also for people making 150k+ how do you budget your money monthly?

Just moved from US to USI, do you guys know the preferred banker for Deloitte in India? I need to open a bank account but not sure which bank to pick

Solana 😭😭😭

I don't own any and it hurts.

Curious in seeing what people's avg cost basis is in this, when you purchased, and why?

I don’t play with options much, but I happened to buy VERU calls for 2/19 a little while ago and now it’s skyrocketing, it’s up over $1k for me- will it keep going up? Should I just take the profits now and be happy?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Should I trade in my iPhone 13 pro max for $720 to Apple? I don’t know what they sell for used but if that is a good deal let me know if you want to buy it.

Any REIT ETFs that people like?

Has anyone used The Warton Group for 401k appointments? Seems like a lot of money for uncertain success...

Does someone have a good punch list of things to do before giving notice at a firm?

Any shops to avoid as a Strategy Director? A female strategy director at that.

I remember watching Orange is the New Black and being mortified at how some cops treat inmates within a prison. Is it really like that in real life?

How did you give your notice to your employer? In person vs email? At the end of the day? End of the week? What did you say? Did you share where you are leaving to if they ask?

I ended my relationship of 6 years about 3 months ago bc he said he might regret not having kids later down the line. we were always on the fence but I’m leaning towards no. It hurts so much having to walk away from an otherwise perfect relationship. Wish this was easier…

Hi Fishes,

Is it safe to join booking .com at this time of recession, i am hired for bangalore location.Anyone else who got interviewed/hired?

Hello Folks,

I am looking for my first switch

YOE- 2.6
TECH- ServiceNow developer
Current CTC- 6.6 lpa

I have one offer of 11 lpa.
Could you please help me how much I can more expect?

TIA

My dad who lives in Asia just announced that he had a medical issue. I’m starting to enter the age where I’m going to take care of him financially. It’s a $2,000 hospital bill which in the US is nothing compared to what it represents there (which he can’t afford). He’s going to be fine! Just wanted to share with this group as many of you can understand what it feels like to support your parents when they’re old, not the other way around. I feel so blessed I can help him. 🙏🏽

Hi guys,
How is the work culture at Tech Mahindra, specially for Business Consultants? I have come across a lot of reviews stating bad elbow and low job security. Can someone pls throw some light on it?

Hi Fishes,

Can anyone help the ctc of Associate II in Transfer Pricing department in PWC AC (with 2 years of YoE)? Is there city wide difference?

Any places you would recommend for a good massage in center city (not looking for happy endings)

How many how of you think BDO should also rollout Mobile purchase policy like Deloitte and PWC is giving 35k to purchase mobile for office use?

Hello Fishes,
I am currently interviewing at EY GDS and HR discussion is done.
But the HR is saying they can offer only 36% hike.
YOE: 6
CCTC : 12 LPA fixed.

How should I proceed with this.

Anyone from MBB here? Have you heard anything about Salesforce B2B Commerce work within your firm?

Anyone worked for State Farm? A recruiter contacted me abt taking over a book of business in my area. I am wondering if I could do that and also be RIA?

What's one of the most important investments you've made in your career? Learning new skills? Changing companies? Getting an advanced degree? Things outside of work?

I got a promotion a year and 3 months ago, and got a pay raise 5 months ago. Could I still ask for a promotion to SAE if I have been supporting a team more as one? Promotions are hard to stab with.

I’m pretty passive when I’m disrespected by creative but I think it sets a bad example for my team. If any of my reports were spoken to the way I was I’d raise hell...how set example?

What matters more early in your career, agency name recognition or project experience?

What are some brands with an in-house agency? Looking to make a move to client side.

Anyone else finding it very difficult to get any enjoyment out of account management these days? Any coping tips? I feel like being an account person is especially difficult in the COVID era since so much of what we do is manage communications, ensure the team is set up well etc. None of this feels particularly fun alone staring into the void of Zoom all day ... but the same pressure is still there. I feel like I spend every week counting down to the weekend which kinda sucks.

Any advice on how someone can make the shift from pharma to consumer goods?

Sometimes it feels half my day is spent jumping through hoops to schedule and then reschedule meetings around senior managements’ calendars...only for them to be so late they miss the meeting anyways🙄

Is there such thing as a true account role at major branding agencies? Ex. Interbrand, Landor, Pentagram...Sounds like in many cases it’s actually just PM under a different name.

I am not in account but would love to have a more comprehensive take away from meetings particularly client feedback verbalized. How do you account folks do it? Tips and tricks? Thank you!

Anyone have any advice/best practices on the best way to collect feedback in a workshop?

What are some good workshop classes for improving your presentation skills?

Tired of hearing all the "account people suck” comments on this app. Get some new material creatives.

Anyone know what the current atmosphere is like in McCann New York after they lost one of their biggest clients, U.S. Army? Does losing such a client deteriorate an agency’s culture/career prospects?

Transitioning to become an AE - how often do you guys typically travel (pre-covid)?

Throughout my career, I have worked at both “traditional” and “digital” shops. My current agency would fall under traditional but also offers digital services. Our process, roles and skillsets seem way outdated but I wasn’t sure if it was just my opinion or if this is just how it works. For example, we have no CTO or tech leads. Our digital producers feel more like project managers than actual producers. Account Management is just traditional, no real digital knowledge. Feels layered and dated.

Any success stories of moving from accounts to being a broadcast producer, how was the transition? Thnx

Any fishies in MPLS and willing to share AE salary expectations?

Account executive here, who has about 5 years of agency experience. Who else is completely over working in advertising and what steps are you taking/planning to make a career move?

Not looking to make a move anytime soon due to covid but am curious to what everyone else is thinking.

How long do you spend on monthly reporting for your clients?
My 3-person team spends about 15+ hours a month each writing monthly reports for our clients (99 small retainer clients). We’ve received feedback that they’re too complicated and the clients just want to know - are we on the right track, what action items are there, and what any next steps are in their strategy.
How do you simplify without losing value?