As far as asset allocations do you approach all of your investment accounts similarly?

Recently had to Rollover my previous employers Roth 401k into separate IRAs (post tax and pretax employer match) with Fidelity which opened up my investment options. A bit overwhelming, but wondering how most of you approach self managed investment vehicles? Any difference between taxable brokerage and tax-advantaged accounts?

Curious about different approaches and strategies I may not be thinking about.

Interested in getting opinions on Wipflis benefits

Emergency question!! Sending over an invoice to a client. We are both in mass. Do I charge tax on a digital delivery? I did on my last two but now I’m questioning it. Help!

Misled on Maternity Leave Policy. I found out I only get 4 weeks pay for maternity leave (STD +“sick days”). I will take 12 weeks but wont get paid for 8 weeks. I work for a US, west coast based company in the tech/VC industry. Their website claims to offer “paid parental leave and other progressive benefits for parents”. I didn’t find out until after I was hired their pay was only 8 weeks but since I have been at the company less than 12 months, I don’t qualify for their policy. Is this unfair?

Q for single income family with stay-at-home parent in SoCal: how much money do you make that allows your wife/husband to stay home? Do they plan on going back to work when the kids are a certain age?

Any insights on working for Enbridge? How does it compare to others in their sector? Differences across offices? (Comp / Benefits, time demand, interesting work?)

What are the perks and benefits of working at DBS, Hyderabad? DBS DBS Bank

Hi Fishes. Just got the following offer and would like to know in hand salary. Please let me know.

Fixed: 30 LPA
Bonus: 3.33 LPA
Gratuity: 72130
Stocks: 2 LPA every year for 4 years
Benefits: 91k Broadband, meals and insurance
Total: 37 LPA plus joining bonus of Rs. 2 lakh

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

Hi everyone!

Wanted to know if Amex uses a lot of proprietary softwares/ processes which have no value outside of Amex?

Come from a no money family & limited financial savvy. What’s an easy way to open and manage a personal investment fund so my savings makes me more money, similar to my Roth 401k. Thanks in advance!

Can anyone enlighten me on the difference between CDP and Strategy? If I have plan to move to strategy what can I do ? Also is there a part of strategy that focuses in Healthcare?

I need some advice. I have a Bachelor of Science Degree in Healthcare Administration with 20 plus years working in different Healthcare roles. I am working as a PBM Claim Specialist. What other positions can I apply for that is fully remote and better pay? Side note I am thinking of applying to nursing school sometime later down the line. Any advice will be greatly appreciated .

Hey Folks ,

Can you help me understand the PF deductions in Coforge CTC, Is it just the employers contribution ? And employees share will be deducted from Gross Monthly Salary?
Also about LTA , Can i opt out of it and get it as taxable amount?

Thanks in Advance 🙂

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

How much are you all paying for yard work and house help in the bay area? New to the city. New house. And no time to take care of these. But also worried about spending too much

Where do you go to keep up to date on new Healthcare benefit products, regulations, etc? Is there an industry/regulatory resource?

Hey Sharks, I want to opt out from my LTA & Telephone benefits. When and how can I do it.

Also I have doubts regarding my compensation structure, whom should I connect with, please guide.

Hi mates for Canada PR application,
Have anyone tried for gift deed kind of way for showing proof of funds for express entry

I’m discussing a part-time orthopedic position that would include clinic and surgery in WA state, about 1 hour from seattle. 5 years experience. Anyone have experience with this? I’m looking for hourly rate expectations. I will be covered under their malpractice insurance, but no other benefits.

Anyone at Deloitte Healthcare willing to refer?

What is 'Customer Success Team BU' in LTI? Does anyone have any background?

I’m an AE and make a fair amount of money, but I wouldn’t mind making a few extra bucks a month. I’m a little embarrassed to pick up a side job.. does/did anyone else pick up a side job at this level?

Front end dev having 36LPA as current CTC with 7YOE
32Fixed and 4variable.
How much can I expect from Walmart?

Trying to better serve the work and would love any of your thoughts on the following...
How can a strategist best serve your process? What does your ideal brief / project kickoff include?

👀👀👀 Where all my Phoenix consultants at?

Just got a job offer as a bench applications analyst. Looking for an insight into the company! TIA

Hi all,
Please help me with referrals for the Big 4s or Investment Banks like Morgan Stanley, Goldman Sachs, JP Morgan. I have 3+ years of experience. DM or comment to connect. Thanks!

What’s the consulting/advisory practice like? Considering switching to a different line of service from audit

Thoughts on Ogletree as an associate? Salary/day to day life

Hey fishes, what is the in hand salary in PWC India for 9lpa fixed salary?

Been thinking about going freelance. What are your best tips for making the jump and finding work? Should I just connect with a recruiter and gobble up contract gigs? Not sure how it all works.

YOE-3.3
Position- Data Engineer
Currently working in Quantiphi
I have 3 offers right now
1) Testbook 23lpa- 19fixed and rest stocks and variable
2)Tech Mahindra-20lpa fixed
3)Skuad - 24lpa fixed
Confused right now which to choose also been listening about recession and bear market so job security is also a crucial point in making a decision.

hearing there was massive layoffs at concentric today. in the dozens. can someone confirm or refute?

I’m finding that traditional news becoming obsolete is leading to management taking their frustrations out on staff. The result is a mass exodus in the industry, at least in my area. Are you experiencing the same?

Anyone know what a normal equity offer is for first 10-20 employees of a biotech startup? Pre series funding stage.

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

Anyone interested in having a meetup in NYC in April and exchange our FIRE experience?

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

First time investor in the US. Any suggestions on books / blogs to read to get smart. Where do people typically invest given all the client related policies in place for consulting firms?

What is a reasonable fat FIRE number for a married couple? Can’t figure out if numbers I see are for one or two peopl

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

How much of a nest egg would you expect a couple to collectively need in order to retire at 40 and live relatively comfortable (not lavish)?

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

Are we on recession? My portfolio is super down - low cost ETF investor here

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

Today I am 28! Any advice you wish you had at my age?

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

What stocks are you guy guys buying right now in this market?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

I was once at a dinner with a second year analyst, consultant, and partner, and the analyst said he planned on retiring by 30 and the partner and consultant laughed. Little did they know, the analyst owned his own home and rented all the rooms out so he payed no rent, never ate out, only grocery shopped, and very very rarely bought anything new. He saved most of his income, and was perfectly content with just his video games. That man was serious about not being stuck working forever.

Anyone have a net worth/budget excel tracker they want to share?! : ) prefer not to use the apps.

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.