Currently am contributing money into both 401K and Roth 401K. Should I also open up a Roth IRA?

What do we think is going to happen with student loan deferral? Any recent new grads thinking they’re going to pay back any time soon? Some argue Biden is going to keep pushing interest pause til next election then forgive 10k as a strategy to help get re-elected? I only have 15k to pay and can pay it anytime, but no incentive to when that money can be earning more elsewhere in the meantime, thoughts on what is really going to happen?

Hello fishes, will be really insightful to understand cost of living in Doha for a single person. Rent + food and other expenses manageable at 8-10k QAR/ month?

How is tiger analytics in terms of work culture and employee benefits ?What is the annual hike percentage that tiger provides ?please pour your thoughts.

Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

Can anyone share what are the usual components of a flexi benefits basket and to what max amount can you utilise them.
Eg. Communication fuel etc

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

Sharks, I recently joined Fractal Bangalore, my hometown is hyderabad.
Can I claim relocation benefits, if yes any tips or tricks to use most out of it.
Thanks in advance

What's the quickest way to market a property for rent other than listing it on MLS and all the websites? Should I list on Craigslist and marketplace too? Anything else I can do?

EY, what is the current maternity leave policy? Does the firm allow leave starting at 38 weeks? Is disability (6-8 weeks) separate from parental leave (16 weeks)? When is full eligibility - after 12 months of employment?

Why do there seem to be so many comparison threads of achieving XX salary/net worth by age Y?, especially amongst younger people? Is this the fallout of social media and do you think it’s a generation-wide thing, or just contained to folks in “preftigious” circles?

Any thoughts for getting the legal benefit during open enrollment? Any success stories or benefits?

Best HYSA with a good account opening bonus?

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

Should I ask for a refund for my Delta flight or keep it as credit that can last til 2022? Delta is losing about 50m a day, so it’s a bit concerning. What would you do?

Laaa laaaaaaa lala wait till i get my money right (just accepted a PE offer woo)

Need a working flatmate
Spacious 2bhk in Springfield society, Kharadi.
(Opposite to Reliance mart, less than 2km from WTC)
Brokerage 25k
Monthly rent 25.5k
Security deposit 50k
All above expenses to be divided by 2.

What length of vacation do you usually take? I’m a big fan of taking many 4 day weekends (instead of 1 or 2 longer vacays) but apparently those aren’t encouraged in the Big Law world?

Just a quick tip for everyone traveling - always take a picture of your receipts.

Hi Fishes,

I graduated from a reputed College as a B.com Grad 2020.
I have working in Deutsche Bank ever since.
Our team has gone through a very tough time cause few for the senior member left us. I have support very well and taken up all the roles of a Senior Analyst.
But, I am not happy with this year’s appraisal.
What should be the average salary at this point of Career.
Note- I have passedCA inter.
Currently pursuing CFA as I want to have a career in Financial markets.

can someone share a screenshot of CTC breakup from wipro.

Im interested in learning more about GCP, besides Google’s own resources, anybody has a preference for either A Cloud Guru or Cloud Academy for GCP material?

Looking to join EY as a Manager. 9 years of experience in tech strategy and transformation. MBA. Anyone able to provide a referral, or even better contact information for a recruiter I can work with?

Suggested books or resources to learn more about strategy consulting? Different analysis, acronyms, etc.

Hi! I got an offer with Standard Chartered India. What does Grade 7 Band 7 mean? and I got a role as Specialist, Product engineer. Is this equivalent to senior software engineer ? Or relevant to manager? What is senior engineer is know in SCB?

Thanks in advance!

How is insaids PM course

What is band 8 in NTT data?

Hi all i just been granted student dependent visa in australia can i work full time without any work permit and can anyone let me know how to find a job in melbourne?

I'm feeling overwhelmed by my workload, but I don't want to ask for help because I fear looking like I'm unqualified to do the job. What should I do?

Considering switching to a hybrid or fully WFH position, does anyone here have a role like that? What are some of the pros/cons?

I’m graduating in December, with a background in environmental economics and policy. Consulting didn’t work out this cycle. Made it to final rounds for Bain and Kearney but in the end didn’t get an offer. I want to recoup and try again, but I’m worried that once I’m out of undergrad the door will be closed to starting in consulting.

What can I do to make this happen? I have friends and connections at Bain and Kearney and the other firms as well, but not sure if it’s feasible now.

Where my BDO peeps at 💁🏼

Please suggest in terms of learning, job security and work life balance which organisation to go for in the current time from the below offers...
Thanks in advance for your valuable suggestions.

TabSquare (22 fixed+ 1.5 variable)
Zensar (20 fixed+ 1 joining bonus)
Rightpoint (22 fixed+ 1 joining bonus)
Accolite digital (PKG not confirmed, estimated 24 fix + 1 joining bonus)

Tech stack Frontend Developer (react js, JavaScript, HTML5 and CSS3)

I am in process of National Board Certification. I am a preschool teacher but can’t seem to find other preschool teachers who have gone through process. Anyone out there in process or completed their certification as early childhood generalist?

Have about 5k to invest - should I do FXAIX or FSKAX?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Google stock to buy now or after the split?

What does 401k mean?

Any good wedding ring sources aside from Blue Nile?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

Paid off my account debt!

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol