Can we declare the principal part of the education loan under 80c and interest part of emi under 80E?

Newbie trying to buy some alt coins. Currently have some money put into eth and ltc. Suggestions please?

What are some side hustles you’re doing? I’m looking for ways to make additional money.

Any advice in terms of investment to save the maximum tax?

Hello fishes, please suggest me some tax saving methods as iam getting around 10k got deducted in tax.thanks in advance.

Great question! And without getting too much into monetary policy.... Fed rates are set by the Federal Reserve which banks use to charge each other to borrow money. A lot of times these rates move together, however, a Fed rate increase does not instantaneously change the rates the bank offers.

Other types of savings account have seen an increase this year such as online savings accounts and fixed annuities.

Loan payment question. I have two federal loans. One has no accumulated interest and is ~$110k. One has about $19k of accumulated interest (I previously made an embarrassingly low amount of money), but the total is ~$140k. While the interest is still frozen, do I: 1) make payments on the $110k principal amount only to maximize driving it down; 2) make payments on the $140k principal amount only to maximize driving it down; 3) make payments on the $19k of interest on the $140k loan; or 4) ??

Is 160k good salary as a manager in New Jersey? With savings of 300k so far... I am wondering if it is a good time to go back to India.. I mean there is no end to earning more and more ..trying to settle on a goal on US money and saving .. after that I never want to regret once I go back .. I want to go back happily with no regrets and want to feel good about myself that I was successful enough ..

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

What kind of digital (design, platform) RFPs are you seeing out there recently? Looking for some digital new biz trends. What keeping digital marketers up and where are they investing in 2021?

I have the older United cc. If I wanted to get the explorer card to take advantage of bonus points could I just apply for it or would I need to cancel current then apply? TIA

Did anyone apply for amex card as an employee, recently, after the acquisiions started ?

Opened a Roth IRA account last year and put away a portion of $ each month to eventually reach $6000. This year thinking of plopping all $6000 there in Jan. What method do you all follow?

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

So this all seems like mental illness pretending to be investing. Good luck on the gambling. I’m blown away by the people screaming “HODL” with no rationale. I’m 100% out

Do you share details about raises/bonuses/other financial gains with friends or do you keep it to yourself? I have a few friends who will tell me everything from how much money they make to how much their husband spent on them for their bdays to how much their parents make?? To me that feels like bragging/being arrogant. It’s also the way they say it, feels very much like seeking validation to me.

Any good ETFs to invest Roth into?

Inflation post covid—19 .. thoughts? I am really worried considering the prices from housing to basic needs in major cities are already not affordable for most middle class families.

Can I make rental agreement as paying rent to my dad for tax savings .. I would like to mention 46k per month as rent .. Please help .

Roth vs Traditional 401k, thoughts?

Was there ever a resume that you have come across that made you want to hire the person before you even met them? What made it so unique?

If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

Canadian 🐠 Which ETFs are you buying right now?

Joined at 502 in JPMC in mid July (in Operational Risk). 6 YOE (4 in audit, 2 in BPO). Haven't really started working in the true sense yet. Objective setting discussion just began for this year. Wondering what to expect from performance appraisal considering these facts in terms of hike and bonus. LOB - Corporate.

New to startup ecosystem. What are some resources, books, podcasts that help you along the way? Are there any communities you interact with regularly on Reddit/discord/meetup?

Anyone from ZS joined Axtria as Project Leader? Got an offer from Axtria as Project
Leader Decision Science and like to know about your experience so far

Need a job as Scrum Master.. I am fresher into it .

Hi Everyone,

Anyone coming tomorrow for Independence day celebrations at Pune Netcracker office?

Salary cut 20% first week the virus broke out, no bonuses this year, and it’s unlikely that we will get that 20% back. Good thing this was my first year and I earned all of 3 months of my salary. 😑

Just moved to Charlotte, I notice a lot of women wearing pointed shoes and having nice bags. Is that the norm?

Best books on business/ negotiation/ leadership you have ever read (and use practically)!?

This is interesting... just signed up for a mock case interview and the partner is my colleague 😂😂😂

what’s it like being a specialist in digital transformation? i added this to my goal sheet and wonder how i can get experience in it, considering it requires experience

I literally just can’t work. I can’t force myself to and I have zero energy/motivation to get things done. I feel frozen idk what to do 😩 I’ve been like this all week so far

What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

Fam - Looking for a place/room to rent in NY metropolitan area, please let me know if anyone has a place.

With all that is going on, has anyone seen any positive changes in their organization?

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.