Cleaning up my CC portfolio and realized a card I want to close has had a negative points balance for like a year. Can I still cancel the card?

Anyone have any experience with Blockchain Capital (VC ICO)/their BCAP tokens?

Going through a closeout. 50-50 profit share allocation, but my business partner has been using the venture money at their personal piggy bank (hence the breakup). My accountants say because we agreed to 50-50 shares, the leftover money has to be divided equally.

They spent $100k in the last month on random "work stuff" but bought a new car, etc. Now I have to pay for it with less equity return!

Just wanted to rant, I'll probably never go into a partnership again.

Guy slid into my DM’s asking to be my sugar daddy. But he wants my PayPal info to send me money. Is PayPal a safe way? Also lol what is my life 🤦🏼‍♀️

Wrapping my head around the equity piece of an offer. Is the equity you are granted in dollars converted to shares right away? So if the stock goes up or down, the totally dollar amount in equity granted when you sign might not be what you actually get over the first four years?

Good recommendations for realtors in LP/OT area? Apartment rentals. Thank you!

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

Thoughts on SoFi bank?

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

Turbo tax or tax cut?

Does anyone know the answer to this? - My first mortgage statement was generated on 11/2 with a due date of 12/1 and includes a month of interest based on the balance on 11/2. I made a principle only payment on 11/14 of $500 which was applied right away. Will the interest automatically recalc to reflect a lower outstanding balance for a portion of the month? I plan to do this every month.

Buy/lease now or defer to Q1-2023?

My car broke (engine seized, 10y old). I am interested in 530i ($62k price), however 3year lease is $1,000+ monthly (with $5k down). Monthly lesse payment is 50% more than bmw advertised offers (“south FL dealers are not participating in the program”)

Q to car gurus/experts- should I defer purchase/lease for 6 months? My logic, the impending recession will reduce demand and we will go back to more balanced market (lower prices with negotiation).

planning to sell my 2 BHK flat in Rahatani , near kokane chowk..if anyone interested ping me so can share the details. Thanks!

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.

Any good books to help get you up to speed on real estate finance matters?

Anyone have situational depression? Can’t stop beating myself up over a decision a year ago. Basically missed out on a massive amount of money. I know this seems trite and i never even cared thatt much about money before this year.

So many other good things happened to me this year - got married, got a puppy, moved etc, and yet the one thing i keep returning to is this decision as though i ruined my life. Ironically the only thing ruining my life is my outlook and yet i just can’t stop.

Just moved to the city and I'm excited to get out and try some new restaurants. What's your all-time favorite spot to grab a bite in Charlotte? (Bonus points if you can tell me what makes it awesome!)

What health insurance bkd has? Any 401k match?

Opinions please. This is just a scenario and not true life...only in a perfect world.
Would you rather have your dream role at your current company OR would you rather get an offer at your dream company for your current role.

Just got let go. I think the separation agreement is pretty standard but wondering if I should have a lawyer look over it anyway. If so, does anyone have experience with finding one or have a ballpark of how much a task like this would cost? NYC based if that helps.

Hi,
I have an offer from Shell India Markets Private limited. Can anyone share me details about WLB, Career Growth, Hike and other important aspects that i need to consider.
Any inputs are highly appreciated. Thank you

Role : Software Engineer - Endur
YOE : 2.1 Years
Tech Stack : Core Java, Spring Boot, Sql

What is your stance on remote work and productivity?

I have an offer from EY india.
My interview is scheduled at EY GDS.
Am I eligible to attend the interview?
Is there any policy in EY india which does not allow me to attend interviews at EY GDS.
If i get selected in EY GDS, can this offer be used for negotiation EY india.?

SAP SD
4 YOE
11 FIXED OFFER BY EY IND
CCTC
7 34.

Is there any chance to postpone the joining date once the offer letter is released

Realized I do not like the ambiguity that comes with consulting, any suggestions on roles that are more defined and structured?

Has anyone ever done or considered contract to hire positions?

Is it possible to get a convenient location transfer in LTIMindtree? Or it can be decided only after the project allocation?

My mom turns 60 at the end of December. What would be a unique experience to get her (not stuff)? We want to spend around $1,000.

What designation i can expect iat Capgemini of joining as a Lateral?

I have total 11.5 YoE

For startup founders/people with a successful side project: How did you get the idea/inspiration for your business? I’m currently working at a Series B startup and my end goal has always been to found my own startup, but I graduated from college 2.5 years ago and I still have not had any great ideas cross my mind. I do spend a fair amount of time brainstorming. I don’t want to continue working here forever, but I’m struggling to generate that “this is it” idea to build a company for. Any advice?

Hours check anyone? I’m at 1400 to date with pro bono. 2000 target. On track but September is looking slowwwww

Looking for some encouragement. Has anyone here received an overall negative performance review or has been put on a development/performance plan and was able to turn things around for the better?

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Got Marriott Gold via SPG Gold match. If I stay 25 more nights in Marriott properties will I earn platinum?

American Airline q - if I have Gold status and an American Airlines credit card - does that mean I get two free checked bags or one

Does Platinum Corporate Amex worth the $550 fee in terms of points? Let's say I travel up to 50% of the year. And EY doesn't pay for the membership fee anymore, right?

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

My DashPass via my CSP is expiring at end of the month. Does anyone know if I can get another year of it by adding another eligible Chase card on the same account??

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

Chase Sapphire Reserve is not able to book a ticket for me on Air India because the flight is not showing up on their system. The flights shows up everywhere else including on Expedia, which powers Chase’s portal. Anyone had similar experience?

Lyft driver delayed picking me up 30 min, resulting in me canceling my ride and asking hotel to call me a “yellow taxi” to get to the airport because it was 5am and all ubers/lyfts were 15 min. Specifically said yellow. Hotel calls me a private lux SUV and the driver got out of the car to handshake the man who called and said hi (honestly money couldve been passed). I then get hit with a $180 ride. Marriott website says taxi should be $65. Should I complain or let it go?

Thoughts on the best domestic mileage program? Any recommendations for someone also potentially using those miles for international redemptions?

Delayed 6 hours ORD -> JFK (Delta Platinum) - how many points?

4 more segments on American would get me to Platinum (60 segments). Is is worth booking a flight somewhere with a connection to get the 4 segments needed? Is Platinum status much better than Gold?

Amex platinum vs CSR??

Traveling to DC for 4 days. Looking for Marriott with parking and maybe concierge lounge functioning. Anyone use a Marriott recently they can recommend?
Open to other suggestions too. Thanks

On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

Staying at a Hilton currently and have had tons of minor issues in the 3 days We’ve been here. Room wasn’t ready for 45min after check in time, AC did not work, maids did not clean room...continued

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

Do you maintain a CSR/Amex Plat even as a traveling consultant (assuming you are using Corp amex green)?

Which CC is better for sign-up bonus - Citi Premier 80K points or Chase Aer Lingus/Iberia 100K Avios points?

I churn somewhat regularly and am under 5/24 by 1. I think Citi's points are more valuable but maybe I should knock out another Chase card before I'm at 5/24 again, even though Avios isn't as versatile?