Delta folks, do you know if I can use a delta Amex reserve companion certificate while paying with skymiles?

I am financially secure (husband now has a high earning job) and looking at what options for "moon shots" at chances of real wealth generation with my years in Big 4 (10+). Month to month cash flow isn't a concern anymore so i can focus on opportunities for bigger pay days. Ideas from the hive mind?

Going to Jamaica in December. Please share some recommendations for where to stay, activities, places to visit, where to eat, etc.

Just opened a Roth IRA account for the 1st time thru Vanguard, and realized there‘re only index fund options to invest in and no ETFs. Does the 🐟 community deem target retirement funds a good option?

How much should I contribute to a 401k?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Currently have 35k in 401k and 22k in Roth with Vanguard through previous employer. New employer uses principal. Should I transfer my Vanguard funds to principal? Thinking of taking loan out cont.

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Hi fishes

My package is 25.5 LPA fixed. Can someone suggest which tax regime would be better for me. As of now I do not have a home loan to claim tax benefit.
Also what could be the in hand salary in my case.
PF deduction : 153000

Not related to consulting but anyone has experience with ratehub / canwise financial as lender for the house mortgage? They seem to offer better discount on Prime rate compared to the big 5 banks.

Ask = Any advice on how much I should invest in crypto and where to start? Background = 68K in a HYSA. 16K = emergency fund. I want to buy a car in December (for personal use and to put on Turo since I’m WFH) and I’m looking into renting a property that I can put on Air BnB. I am also looking into buying a vending machine. I currently max out my Roth and 401K. No HSA because I’m on my mom’s insurance.

Folks that got a prenup. How and where did you get it? We have spoken to a couple of lawyers and it simply seems to be a back and forth they want to do to rack up billable hours/complicate the issue. My SO and I pretty much know what we want. We are doing it mainly to protect my SOs inheritance. Looking for the simplest way to execute this. TIA for any advice.

Ideas for a one/two day trip for Memorial Day weekend within 2-4 hours drive from DC?

Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

I am not able to upload my tax declaration details from the greyHR portal. It is showing an error message since morning. Is there anyone else who is facing the same issue

Roth vs Traditional 401k, thoughts?

I started investing in January 2021 with a current portfolio of 40:60 across Mutual Funds ad stocks. The MF portfolio is giving my a current return of around 10% cumulative whereas the stocks are giving around 6% cumulative.

Not sure how to get the game right.
Views please friends.

Hi all. I just received an offer for $130k and will be eligible for about 29,000 shares of stock options. The vesting schedule is 1 year and then quarterly thereafter.

Can someone explain what this means? I “will be eligible”. So, I have to buy the shares? Should I be asking at what price?

Newbie here. Please help!

Failed REG for the second time and I've worked in tax for about 6 months. First time I got a 72 and the second a 74. Feel pretty worthless 😢

I teach British Lit. For anyone else who teaches this, what are some of your favorites to teach? I have been doing Beowulf, The Canterbury Tales, Macbeth, Etc., but want to add something new this year

How much will it cost and how difficult would it be to get the vaccine ahead of the regular masses?

GV70 vs GLC 300 please cast your vote!
My fiancée and I have been struggling for this way too long (disregard the price)

I’ve been dating a guy who’s in the process of separating from his husband. I’ve found it emotionally difficult that he is not available as much as would be expected - he has to sleep at home most nights, we can’t really have a social life together yet, our weekend time together is weaved in around his family obligations (they have a child), etc. How do I tell whether I’m being unreasonable or whether I’m in an unhealthy situation?

How high can google go on signing bonus ( currently $25k) and equity (currently $65k) for L4 position.. total exp 4 years .. should I negotiate?

I am planning to shift to Dubai with my wife. Looking for opportunities.
Hi!
I have 14 plus yrs of total experience with 9+ years of experience in Java, Springboot and Microservices. I work as Tech Lead.
My 13 years of Work experience is in Financial Domain.
1. How much Salary should I expect ?
2. How much is enough to live in Dubai in a good way without compromising on lifestyle.
3. My current CTC is 37 Lakhs INR (Inhand 227000 per month)
Thanks in advance

Yoe 12. Working in middle-east for last 5 years and KL for 2 years. in the process of finalizing interviews with HCL Technologies and Capgemini. What should be the package should I be asking for. Currently drawing 2.3L a month.

Is AVEVA good company to join as Project Manager?

I have my first solo hearing in front of opposing counsel and the Judge, were asking for a fee multiplier on a contingency case. This is in Florida BTW. Any tips or advice for my first hearing will be greatly appreciated.

When should I tell my manager / “recommendor” I am planning to apply to bschool? Applying R1 this fall

Can anyone help on the Capgemini Qualifier Test pattern, kind of questions. It's a 50 mins online test on Mocha platform mainly for fresher's it seems. Appreciate if someone can please share some details as soon as possible. Thanks !! DM if needed.

So I’m probably thinking too much. But I’m looking to leave public accounting and have an opportunity with internal audit. I want to make sure where I go I have good opportunities to advance and if needed be marketable to other companies. Do you think internal audit makes you more or less marketable to other opportunities in the future?

Hi

Has anyone from the cognizant registered BH for a car in Pune or Maharashtra? And are they allowing it? As per rules its allowed but I heard RTO is declining the request

Isn’t 100k base pay too little at a boutique asset mgmt firm? 4 yrs buy side experience, started at the same firm straight out of college.

Hoping someone could help answer this tax question for me. I worked at a boutique firm all of 2018. During my time there, I was assigned to a client out of state for 2 years. Continued..

What are some tips or pieces of advice that have profoundly changed your career for the better?

Hello,

Currently, in accenture. I have had very bad billable hours and not much achievement this fiscal year. I am worried of getting fired, so i applied for another job. Got offered may be 5% above my current pay with 5k bonus, but in lower level at Deloitte. I think working lower level will give me more opportunities to learn as i think i have lot to learn. I made decision based on my gut and accepted the offer. I have not talked to anyone on accenture side yet. What you think?

Traveling to DC for 4 days. Looking for Marriott with parking and maybe concierge lounge functioning. Anyone use a Marriott recently they can recommend?
Open to other suggestions too. Thanks

Thoughts on the best domestic mileage program? Any recommendations for someone also potentially using those miles for international redemptions?

Staying at a Hilton currently and have had tons of minor issues in the 3 days We’ve been here. Room wasn’t ready for 45min after check in time, AC did not work, maids did not clean room...continued

Points wizards - I need some United miles stat. What’s the best conversion point source right now?

Thanks!!

Can someone confirm if Marriott does not give complimentary breakfast with a points booking? Booked with 25k points and was told no complimentary breakfast..

4 more segments on American would get me to Platinum (60 segments). Is is worth booking a flight somewhere with a connection to get the 4 segments needed? Is Platinum status much better than Gold?

Bathroom smells of cig smoke and they can’t transfer me to another room till tomorrow. How many points?

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

Thoughts on the new Chase Freedom Flex?

Every time I try to use Hertz points abroad the site says that location doesn't take them. Can I call and use them or am I just SOL using them anywhere internationally?

I am new to United Silver and I purchase economy tickets. Is the best strategy to check in exactly 24 hours ahead and switch my seat to an open economy plus seat?

I screwed up. I’m a newb and didn’t know how mileages work and my gold status w AA is about to expire. I travel weekly and idk whether I should fly w/o status or pay $400 to extend it. Thoughts? 😭

Do you maintain a CSR/Amex Plat even as a traveling consultant (assuming you are using Corp amex green)?

Delayed 6 hours ORD -> JFK (Delta Platinum) - how many points?

Fly to Columbus on connecting flight or to Atlanta and drive?

Where are the good point promotions? Spg (soon), Hyatt recently just ended and those were lame. Anyone know good ones going on or starting relatively soon? Interested in rental and air promotions, too.

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

Need to get precheck/global entry. Should i get a credit card that covers this and cancel in a year, or should i pay it myself?

Not quite pts related: Best Buy $7200 order. 2 TVs & soundbar to be installed. 1st appt canceled during arrival window for personal reasons. 2nd appt system error Best Buy has correct date...

Does Centurion Lounge access justify the Amex Platinum fee? 80% of foreseeable travel will be through IAH, DFW, and LAS.