Do you find it worth it to pay to upgrade your corporate Amex green card to gold or platinum out of pocket? I've considered platinum in the past, but that was for 150k sign up points/miles.

(Starting at McK this month)

How do you calculate IRR for a write off? Is it just 0% or should it go negative? There’s no cash moving after the initial investment so not sure what to do.

How’s litecoin doing? Thinking to invest in it.

Anyone have situational depression? Can’t stop beating myself up over a decision a year ago. Basically missed out on a massive amount of money. I know this seems trite and i never even cared thatt much about money before this year.

So many other good things happened to me this year - got married, got a puppy, moved etc, and yet the one thing i keep returning to is this decision as though i ruined my life. Ironically the only thing ruining my life is my outlook and yet i just can’t stop.

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Is now a good time to buy VTI?

Would you move to a more expensive 1 bedroom apt in the city (upper west side), or stay in your 1 bedroom apt in the burbs of NJ, with lower rent and just invest in buying a luxury car instead?

Anyone finding good rates for refis on investment? Got a good rate, 3.335, but the brokers is trying to charge 2% in fees. Kind of kills the deal. The loan amount is only 115k. I’d rather go up to like 3.65 or whatever and not have to pay so much in closing. Any ideas?

Has anyone ever heard of this type of real estate private equity fund structure:

-One LLC, so only one PPM
-Multiple investors that can be onboarded anytime
-Multiple investments that investors can determine whether or not they want to invest in
-One K-1 per investor based on their investments and income
-Ability for the Sponsor/Fund to invest directly, indirectly and in equity, debt, Pref, etc.
To me this seems extremely cumbersome and would require multiple classes of (cont’d)

Just crafted a wonderful email to the client detailing information on how much tax they aren't gonna pay, all I get is "thanks".

I joined KGS 4 months back. I am taking home loan now. Do I need to inform about my home loan to any one in our company? Any one please help me with this query? Infosys KPMG Tata Consultancy Accenture PwC Wipro EY Cognizant

Has anyone faced 221G during USA H1B visa process?

Been working at my company as a new grad for almost a year, but don’t see myself in the team that I am in (working with Salesforce) for long term. Interested in frontend dev and have been learning on my own. Manager says chase doesnt have much React opportunities. Is it possible to make a switch when I barely have experience? Are there companies that will hire by seeing that I am willing to learn and am interested in frontend even tho I don’t have much experience with it yet?

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Let's say through a combination of aggressive saving, high income, and savvy investments, I manage to save several million by the time I'm 40.

If at that time I decided to pursue my passion and go to law school so that I can be an affordable attorney for worthy causes, will my age hold me back from getting into law school?

Just got a little tipsy and impulse-bought a $2,000 82” tv. Hope it’s worth it.

Any massage recs in downtown/Back Bay/Southie? Looking to go with my roommates to treat ourselves, but I also have some upper back/neck pain. Is massage envy any good or are there better options that aren’t crazy expensive?

Kindly help with 11 likes to support DM!!

What era/genre would you say we're living in right now?

Is there any group of people interested in playing poker on weekend. Obviously not with real money XD.

How do you guys go about adding beneficiaries when no body you want to add as a SSN? Everywhere I have seen it, it says optional but I wonder if should I die, they will get the money without the ssn?

When people refer to e-commerce exits they are typically referring to platforms like amazon. If I’m more interested in working for an e-commerce store/seller rather than a platform is there a better term for this so I can research better?

Just got a really good offer. Really wanted to stay within my current firm, but they just have made it way too hard recently. Peace out! 🏃🏾

I don’t play with options much, but I happened to buy VERU calls for 2/19 a little while ago and now it’s skyrocketing, it’s up over $1k for me- will it keep going up? Should I just take the profits now and be happy?

Been hearing a lot of discussion about AI playing a role in the future of talent acquisition. Anyone else feeling concerned that this can add more biases when it comes to hiring?

Any recruiters on here who have never reached out about a job and then not followed up? Asking for an industry.

Looking for roles on the Customer/Marketing/Sales Consulting side of things. MBA w majority of time in industry looking to make a switch.

Best places to stay in Vietnam, Cambodia, Malaysia? Who has had a great experience in these places and what made it special? : )

What are the steps to turn in two week notice? Email a word doc to HR then let me counselor know?

What are some good commuter towns outside the city for first time property buyers? Ideally commute by rail.

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Any folks at MMB/T2 in St. Louis open to connect? Are there many local projects or do you travel most of the time?

What is the perception of a McKinsey solution role that is a CSP? Can I exit to tech? Would the role be better than the T2 role I have now?

which firm would most value a supply chain background? mck?

Anyone willing to dm about climate/sustainability roles at BCG?

Has anyone used RocketBlocks for improving their chart interpretation skills? If so, do you recommend it?

I am hearing that MBB is pausing majority of the interviews - should I be worried about my offer getting rescinded? I luckily got my offer a few months ago and received my signing bonus already.

Summer intern at BCG. I've been told by a few people that you need to spend your first few cases "earning your stripes" to gain staffing optionality or be servile/loyal to a pyramid to gain access to the cooler case work within that PA. It's seemed particularly emphasized at times.

Is this the standard at McK? I'm trying to guage the staffing optionality and openness of McKinsey culture to direct your random walk.

Anyone available for fit prep tomorrow at 5 pm est?

Got offered a role at a Middle East office at BCG - haven't accepted yet.
Anyway that I can transfer to a north American office (my current location) before I join? SO can't move to Dubai and while applying they didn't interview me for my current location just for the Dubai one.

I understand this may be a big ask, and I'm happy to interview again if need be.

Have McK phone case coming up, has anyone had feedback on why you haven’t passed? Looking to avoid missteps.

Is there any difference in the interview process (including evaluation) for generalist vs. specialist positions at McKinsey right now?

Is MBB serious about DEI? How is the environment for minorities (both at the bottom and top, including for East/South Asians)

Had a final round at BCG last Friday. After the interviews they said that the would release results today. Then I got an email today saying they will only give the results on the next Friday. What could have happened?? I also know some people how interviewed on the same day as mine and got a rejection email today.

I need a mentor to guide me for a job role in MBB. I have 5 YOE (4.5 years in Manufacturing & Automation 6 months in SaaS) any volunteers?

are interviewer led cases easier than interviewee? how to stand out. made it to final round at BB applying to M

Are consultants at MBB allowed to trade individual stocks? Or are they limited to mutual funds only? For example, can someone at McKinsey buy AAPL?

Is exp hiring easier than through college/mba? I assume there might be less competition but more self selection and less spots

Anyone willing to offer referral for lateral hire consulting opportunities at MBB. Is it possible to share the profile internally with someone at Partner level for consideration.
12+ yrs experience in strategy, transformation, change, process improvement, cost optimization & analytics. Helped F500 clients on Future of Work & workforce transformation cases in pandemic.